Our Advisory Business Aspire Wealth Management is a Registered Investment Advisor (“Advisor”) which offers investment advice, securities, insurance, and other financial services to clients (“you”). We have applied for registration with Kansas and Missouri. We provide investment advice through Investment Adviser Representatives (“Representatives”) associated with us. These individuals are appropriately licensed, qualified, and authorized to provide advisory services on our behalf. In addition, all Representatives are required to have commensurate industry or educational experience. Aspire Wealth Management was founded in 2015 by Managing Member Todd A. Schick, CFP, CLU, ChFC. We registered to provide Investment Advisory Services in 2020. Prior to 2020, Aspire Wealth Management operated as a DBA through which we provided insurance related services and provided investment advisory services through AE Wealth Management, LLC. We provide portfolio management services primarily to clients, consisting of individuals, high net worth individuals, estates, and small businesses. We utilize various independent managers to facilitate asset management services. In addition, we provide financial planning services for a separate fee or as a part of your asset management services. Services Aspire Wealth Management offers asset management and financial consulting services, with an emphasis on building portfolios designed to meet the needs of our clients. Our focus is on helping you develop and execute plans that are designed to build and preserve your wealth. We are available during normal business hours either by telephone, fax, email, or in person by appointment to answer your questions. Independent Managers Aspire Wealth Management may recommend that a Client utilize one or more unaffiliated investment managers or investment platforms (collectively “Independent Managers”) for all or a portion of a Client’s investment portfolio. In such instances, the Client may be required to authorize and enter into an advisory agreement with the Independent Manager[s] that defines the terms in which the Independent Manager[s] will provide investment management and related services. The Adviser may also assist in the development of the initial policy recommendations and managing the ongoing Client relationship. The Adviser will perform initial and ongoing oversight and due diligence over the selected Independent Manager[s] to ensure the Independent Managers’ strategies and target allocations remain aligned with its Clients’ investment objectives and overall best interests. The Client, prior to entering into an agreement with unaffiliated investment manager[s] or investment platform[s], will be provided with the Independent Manager's Form ADV 2A (or a brochure that makes the appropriate disclosures). As part of the Adviser’s due diligence efforts, the Adviser will also ensure the Independent Manager is properly registered or noticed file in the state in which the Client resides. The Client should carefully review the ADV Part 2 disclosure document of the Independent Manager for complete details on the charges and fees you will incur. Aspire Wealth Management ADV Part 2A May 24 Page 5 of 33 Asset Management Services Aspire Wealth Management offers asset management on a discretionary and non-discretionary basis. As part of the active asset management process we will meet with you to discuss your financial circumstances, investment goals and objectives, and to determine your risk tolerance. We will ask you to provide statements summarizing current investments, income and other earnings, recent tax returns, retirement plan information, other assets and liabilities, wills and trusts, insurance policies, and other pertinent information. Based on the information you share with us, we will analyze your situation and tailor a portfolio with appropriate asset allocations and investment strategies. Our recommendations and ongoing management are based upon your investment goals, objectives and risk tolerance. We will monitor the account, trade as necessary, and communicate regularly with you. We will work with you on an ongoing basis to evaluate your asset allocation as well as rebalance your portfolio to keep it in line with your goals as necessary. We will be reasonably available to help you with questions about your account. An initial interview is conducted with the Client (either in person, by telephone conference, and/or via a questionnaire) to determine the Client’s financial circumstances, goals, acceptable levels of risk and other relevant circumstances. Management of the Account(s) based on the Client’s financial circumstances, investment objectives, and investment model selection. We will monitor the Client’s circumstances through Account reviews. These reviews will be conducted in person, by telephone conference, and/or via a written inquiry/questionnaire * Please note that pursuant to the investment advisory agreement you are obligated to notify us promptly when your financial situation, goals, objectives, or needs change. * You shall not have the ability to impose reasonable restrictions on the management of your account, including the ability to instruct us not to purchase certain mutual funds, stocks or other securities. Under certain conditions, securities from outside accounts may be transferred into your advisory account; however, we may recommend that you sell any security if we believe that it is not suitable for the current recommended investment strategy. Additionally, trading may be required to meet initial allocation targets, after substantial cash deposits that require investment allocation, and/or after a request for a withdrawal that requires liquidation of a position. Periodically, your account may need to be rebalanced or reallocated in order to reestablish the targeted percentages of your initial asset allocation. This rebalancing or reallocation will occur as required or pursuant to the schedule we have

determined together. You will be responsible for all tax consequences resulting from the sale of any security, rebalancing or reallocation of the account. You are responsible for any taxable events in these instances. We are not tax professionals and do not give tax advice. However, we will work with your tax professionals to assist you with tax planning. You will be notified of any purchases or sales through trade confirmations and statements that are provided by the custodian. These statements list the total value of the account, itemize all transaction Aspire Wealth Management ADV Part 2A May 24 Page 6 of 33 activity, and list the types, amounts, and total value of securities held. You will at all times maintain full and complete ownership rights to all assets held in your account, including the right to withdraw securities or cash, proxy voting and receiving transaction confirmations. Financial Planning Some clients may choose to include financial planning along with our Advisory Services. We provide services such as comprehensive financial planning, retirement planning, business planning and educational planning. Fee based financial planning is a comprehensive relationship which incorporates many different aspects of your financial status into an overall plan that meets your goals and objectives. The financial planning relationship consists of face-to-face meetings and ad hoc meetings with you and/or your other Representatives, attorneys, accountants, etc. as necessary. In performing financial planning services, we typically examine and analyze your overall financial situation, which may include issues such as taxes, insurance needs, overall debt, credit, business planning, retirement savings and reviewing your current investment program. Our services may focus on all or only one of these areas depending upon the scope of our engagement with you. In creating the plan for the Client, the Client and Aspire Wealth Management will follow this planning process:
• Data Compilation: An initial interview is conducted with each Client (either in person, by telephone conference, and/or via a questionnaire) to determine the Client’s financial circumstances, goals, acceptable levels of risk and other relevant circumstances. The Client will provide the Adviser with financial and personal data necessary to prepare the Client’s financial plan. The Adviser will estimate the time required in formulating and implementing a plan for the Client after the facts are gathered.
• Analysis: The Adviser will analyze data and documents provided by the Client, evaluate the Client’s ability to meet the plan objectives, make observations, identify problems, and recommend strategies for the Client’s consideration.
• Written Plan: Based on the data the Client provides, the Client’s chosen objectives and the Adviser’s analysis, the Adviser will prepare and present to the Client a personal financial plan summarized in written form. It is essential that you provide the information and documentation we request regarding your income, investments, taxes, insurance, estate plan, etc. We will discuss your investment objectives, needs and goals, but you are obligated to inform us of any changes. We do not verify any information obtained from you, your attorney, accountant or other professionals. If you engage us to perform these services, you will receive a written agreement detailing the services, fees, terms and conditions of the relationship. You will also receive this Brochure. You are under no obligation to implement recommendations through us. You may implement your financial plan through any financial organization of your choice. Aspire Wealth Management ADV Part 2A May 24 Page 7 of 33 We obtain information from a wide variety of publicly available sources. We do not have any inside private information about any investments that are recommended. All recommendations developed by us are based upon our professional judgment. We cannot guarantee the results of any of our recommendations. Choosing which advice to follow is your decision. We can also work with you, in a consulting capacity, to create an Investment Policy Statement (IPS) that will serve as the roadmap to guide your wealth management program. Your IPS will incorporate many different aspects of your financial status into an overall plan designed to meet your goals and objectives. We will create a formal IPS and deliver it to you upon completion. If you decide to implement our recommendations, we will help you open a custodial account(s). The funds in your account will generally be held in a separate account, in your name, at an independent custodian, and not with us. We require our clients to use Charles Schwab except for certain legacy clients who continue to use AssetMark. New clients will not be permitted to use AssetMark. While Aspire Wealth Management endeavors at all times to put the interest of our clients first as part of our fiduciary duty, the possibility of receiving additional compensation based on the recommendations made creates a conflict of interest and may affect Aspire Wealth Management’s judgment when making recommendations. We require that all investment adviser representatives disclose this conflict of interest when such recommendations are made, and that the client is not obligated to implement the recommendations made within the plan through Aspire Wealth Management. Educational Seminars and Workshops We occasionally offer retirement planning workshops, seminars, and webinars. The seminar would include information regarding pension plans, financial planning, social security benefits, adjusting to retirement, and estate planning. There is no charge for these this service. Wrap Fee The Adviser does not sponsor or participate in a third-party sponsored wrap fee program. Assets Under Management As of December 31, 2023, we had $96,576,798 in Assets under Management. Of these assets, $85,604,603 was managed on a discretionary basis and $10,972,194 was managed on a non-discretionary basis.