Description of Firm Spari, Inc. is a registered investment adviser primarily based in Denver, CO. We are organized as a Corporation under the laws of the State of Kansas. Our principal owner is Emily M. Keating. The following paragraphs describe our services and fees. Refer to the description of each investment advisory service listed below for information on how we tailor our advisory services to your individual needs. As used in this brochure, the words "we," "our," and "us" refer to Spari, Inc. and the words "you," "your," and "client" refer to you as either a client or prospective client of our firm.
Types of Advisory Services Offered Financial Planning We provide financial planning services to individuals including online tools and resources regarding financial management and budgeting. Each client that purchases a Financial Plan via our web-based platform will receive:
•One, one-hour meeting to present the analysis and recommendations (must be completed within 6 months of signing up)
•One follow-up half hour meeting to discuss progress on implementation (must be completed within 6 months of signing up) The following will also be provided to the extent applicable and to the extent sufficient information is provided to undergo an analysis of the topic area:
•Cash Flow/Budget Analysis
•Education Planning Analysis
•Retirement Planning Analysis
•Risk (Insurance) Analysis
•Employee Benefit Analysis
•Investment Analysis (Risk Tolerance, Time Horizon, and Diversification)
•Major Goal Planning On-Going Services*
•Access to Financial Planning portal which provides up to date values of assets
•Access to on-line vault for document storage * Every plan comes with online access to the financial planning portal and document storage for 30 days from the day the plan is delivered. Thereafter, clients will be billed $19.00

a month in order to maintain access to the online portals and ongoing email support and/other services.
The plans provided to Clients are tailored to each Client's specific financial planning needs. Clients must complete a Questionnaire for purposes of ascertaining a Client's financial conditions, goals and objectives. Based on the Client's responses to the Questionnaire the Firm will develop an individual financial plan for each Client. The Firm does not guarantee or ensure the success of any financial plan.
At present, the Firm does not recommend specific securities or investments for Clients but may discuss asset allocation with Clients and/or recommend other investment advisers (including affiliates) that offer investment management services. The Firm relies on the Client to provide complete and truthful information in response to the Questionnaire and in the course of any other communications between the Client and the firm or advisory representative. The Firm is not responsible for verifying the information supplied by the Client 4 but will take reasonable steps to inquire into the accuracy of that information in communications with the Client. The Firm's Services do not include legal or tax advice. Accordingly, the Client is urged to work closely with the Client's attorney, accountant or other professionals regarding the Client's financial and personal situation.
Educational Services Our firm and associated persons may offer education via e-newsletters, whitepapers, checklists and web-based seminars for a fee. The seminar topics will include education on financial issues and may or may not include additional seminar materials.
Wrap Fee Programs We do not participate in any wrap fee program.
Assets Under Management We provide financial planning services; therefore, we do not have any discretionary or non- discretionary assets under management.