The Mighty Oak Strong America Investment Company (“MOSAIC”) was incorporated and began conducting its business in 2002. Donald L. DeMuth owns 100% of its common stock. MOSAIC provides investment supervisory services. MOSAIC furnishes investment advice through consultations with clients and prospective clients including financial planning. When MOSAIC provides investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way MOSAIC makes money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Ongoing Investment Management and Financial Planning Services Investment Management MOSAIC assists in the selection of individual investments and manages portfolios for clients, which includes: 1. Assessing client risk tolerance. 2. Assisting clients in developing an Investment Policy Statement. 3. Recommend and monitor a portfolio of individual securities, mutual funds, exchange- traded funds, and other investments to help clients achieve their investment goals with a risk tolerance with which they are comfortable. 4. Help clients open and maintain accounts with custodians. 5. Maintain trade information and reconcile monthly account statements with custodians. 6. Coordinate with custodian on individual investor’s situations. 7. Prepare customized quarterly statements for investors. 8. Access institutional asset class funds not generally available to the public. 9. Transmit trading information from clients to custodian. Client’s assets will be invested based on a client’s risk tolerance and investment policy statement. MOSAIC generally manages advisory accounts on a discretionary basis. Clients and prospective clients complete a risk assessment questionnaire to assist in developing a Risk Tolerance Profile so that their portfolio will be appropriate for the level of risk with which they are comfortable taking. Each client has a unique portfolio designed to suit their expected return requirements and risk temperament. Clients may impose restrictions on investments in specific securities or types of securities. Financial Planning Clients with assets under management of $1 million or more receive an initial personal financial analysis as well as a financial plan along with recommendations and periodic updates. Clients with fewer than $1 million in assets under management will receive a portfolio evaluation with recommendations. In general, a financial plan will address any and all of the following areas, depending on a client’s stated needs and goals: personal-family records, budgeting, personal liability, estate information, and financial goals. In constructing the financial plan, MOSAIC will review and analyze documents and information related to the following: Tax and cash flow --income tax and spending analysis and planning for current and future years. MOSAIC may illustrate the impact of different investments on a client's current income tax and future tax liability. Death and disability --assets needed at death, income needs of surviving dependents, estate planning, and disability income analysis. Retirement --analysis of current strategies and investment plans to help the client achieve his retirement goals. Investments --analysis of investment alternatives and their effect on a client's portfolio. MOSAIC gathers this information through in-depth personal interviews. Information gathered includes a client's current financial status, future goals, and attitudes toward risk. Related documents provided by the client are carefully reviewed, including a questionnaire completed by the

client. A written report is prepared. Should a client decide to implement recommendations contained in the plan, MOSAIC recommends that the client work closely with his accountant, attorney, and other critical financial advisors. Sub-Adviser For investment management, MOSAIC may use an unaffiliated, independent investment adviser (“sub-adviser”) to manage all or a portion of a client’s account(s). MOSAIC has entered into an agreement with a sub-adviser to provide investment management services to clients, and it is through this arrangement that MOSAIC may recommend and use sub-adviser’s investment strategies and services for its clients’ account(s), when appropriate, based on the needs of the client. Sub-adviser will have discretionary authority to determine the securities to be purchased and sold for clients’ accounts managed by sub-adviser based upon the information and restrictions communicated in the account setup form and information communicated to the sub-adviser by MOSAIC. Clients can place reasonable restrictions on the sub-adviser’s management of the account(s). MOSAIC will perform initial and ongoing oversight and due diligence over the selected sub- adviser ensuring that the strategies and target allocations are aligned with clients’ investment objectives and best interests. Tax Preparation Clients with assets under management with MOSAIC of greater than $500,000 can elect to allow MOSAIC to arrange for them the preparation of their personal income tax return at no additional cost through DeMuth & Kaufman Professional Management Consultants, a certified public accounting firm related to MOSAIC further described below in Item 10. In this service, MOSAIC arranges to have the personal income tax returns prepared by DeMuth & Kaufman Professional Management Consultants and reimburses them for their tax services. Clients with less than $500,000 in assets can elect to have DeMuth & Kaufman Professional Management Consultants conduct tax preparation on their behalf at their own cost. Limited-Scope Financial Planning Services When ongoing investment management is neither needed or desired, MOSAIC provides limited- scope financial planning services to clients that, depending upon the agreed upon services with the client, will cover the financial topics noted above and for which MOSAIC will review and analyze documents and information described above. Documents provided by the client are carefully reviewed, including a questionnaire completed by the client. MOSAIC will provide the client with a written financial plan with recommendations in the areas selected in the agreement. Once MOSAIC delivers the financial plan the engagement is complete. This service does not include the implementation of any investment strategy or investment management services. Clients understand that the responsibility for financial decisions are theirs alone and that they are under no obligation to follow, either wholly or partially, any recommendations or suggestions that we provide. Should a client decide to implement recommendations contained in the plan, MOSAIC recommends that the client work closely with his accountant, attorney, and other critical financial advisors. Clients should understand that a conflict of interest exists because MOSAIC has an incentive to recommend our own investment management services to implement financial planning recommendations as we receive additional compensation for such services. Advice and recommendations may also be given on non- securities matters and any implementation of our recommendations is entirely at the client’s discretion. If clients do decide to act on such recommendations, clients always have the right to decide with whom they choose to do so. As of December 31, 2023, MOSAIC managed the following client assets: Discretionary $276,964,140 Non-discretionary $10,377,412 Total $287,341,552