A. MDFP is a Wisconsin Limited Liability Company formed in June 2002. MDFP has been registered as an investment adviser with the United States Securities and Exchange Commission since July 5, 2016. MDFP is principally owned by Michael A. Dubis, who is MDFP’s Managing Director, and Chief Compliance Officer. B. MDFP offers combined financial planning and discretionary investment management services to its clients (generally, individuals and high net worth individuals) as described below. INVESTMENT ADVISORY SERVICES MDFP offers to provide clients with a broad range of financial planning services in coordination with discretionary investment management services on a fee-only basis. The specific financial planning services vary depending upon the client’s specific situation, but commonly focus on such issues as: cash flow planning, retirement planning, education planning, estate and tax awareness, business influence decisions, and insurance planning. Before MDFP provides financial planning and/or discretionary investment management services on a fee-only basis, clients are required to enter into an Agreement with MDFP setting forth the terms and conditions of the engagement (including termination), describing the scope of the services, and the fee that is due from the client. MDFP will then coordinate with each client to develop their financial planning and investment objectives. MDFP will then prepare the financial plan and recommend that the client allocate investment assets consistent with the designated financial plan and investment objectives. MDFP will then offer to implement or assist the client in implementing the financial plan objectives. Once the financial plan is agreed upon and implemented, MDFP provides ongoing monitoring and review of asset allocation, financial planning, and consulting services based upon each client’s individual requests or needs and may execute account transactions as a result of those reviews or upon other triggering events. MISCELLANEOUS Limitations of Financial Planning and Non-Investment Consulting/Implementation Services. In extremely limited circumstances and only to the extent requested by a client, MDFP may provide financial planning and related consulting services outside the scope of the combined financial planning and discretionary investment management engagement described immediately above. MDFP does not serve as an attorney, accountant, or insurance agency, and no portion of its services should be construed as legal, accounting, or insurance brokerage services. Accordingly, MDFP does not prepare estate planning documents, tax returns, or sell insurance products. Unless specifically agreed in writing, MDFP is not responsible for implementing any financial planning or consulting advice. MDFP’s financial planning and consulting services are completed upon communicating its recommendations to the client, upon providing an agreed-upon written report, or upon termination of the applicable agreement for ongoing services. To the extent requested by a client, MDFP may recommend the services of other professionals for certain non- investment implementation purposes (i.e., attorneys, accountants, insurance agents, etc.). Clients are under no obligation to engage the services of any recommended professional, who are responsible for the quality and competency of the services they provide. Retirement Plan Rollovers – No Obligation / Conflict of Interest. A client or prospective client leaving an employer has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). If MDFP recommends that a client roll over their retirement plan assets into an account to be managed by MDFP, such a recommendation creates a conflict of interest if MDFP will earn a new (or increase its current) advisory fee as a result of the rollover. No client is under any obligation to roll over retirement plan assets to an account managed by MDFP. ERISA / IRC Fiduciary Acknowledgment. When MDFP provides investment advice to a client about the client’s retirement plan account or individual retirement account, it does so as a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. Because the way MDFP makes money creates some conflicts with client interests, MDFP operates under a special rule that requires it to act in the client’s best interest and not put its interests ahead of the client’s. Under this special rule’s provisions, MDFP must: meet a professional standard of care when making investment recommendations (give prudent advice); never put its financial interests ahead of the client’s when making recommendations (give loyal advice); avoid misleading statements about conflicts of interest, fees, and investments; follow policies and procedures designed to ensure that MDFP gives advice that is in the client’s best interest; charge

no more than is reasonable for MDFP’s services; and give the client basic information about conflicts of interest. Asset Aggregation / Reporting Services. MDFP may provide access to reporting services through one or more third-party aggregation / reporting platforms that can reflect all of the client’s investment assets, including those investment assets that the client has not engaged MDFP to manage (the “Excluded Assets”). MDFP’s service for the Excluded Assets is strictly limited to reporting, and specifically excludes investment management or implementation. Because MDFP does not have trading authority for the Excluded Assets, the client (or a designated investment professional), and not MDFP, will be exclusively responsible for directly implementing any recommendations for the Excluded Assets and the resulting performance or related activity (such as timing and trade errors) pertaining to the Excluded Assets. The third-party aggregation / reporting platforms may also provide access to financial planning information and applications, which should not be construed as services, advice, or recommendations provided by MDFP. Accordingly, MDFP will not agree to be responsible for any adverse results a client may experience if the client engages in financial planning or other functions available on the third party reporting platforms without MDFP’s participation or oversight. Portfolio Trading Activity / Inactivity. As part of its investment advisory services, MDFP will review client portfolios on an ongoing basis to determine if any trades are necessary based upon various factors, including but not limited to investment performance, market conditions, fund manager tenure, style drift, account additions/withdrawals, the client’s financial circumstances, and changes in the client’s investment objectives. Based upon these and other factors, there may be extended periods when MDFP determines that upon review, trades within a client’s portfolio are not prudent. Clients nonetheless remain subject to the fees described in Item 5 during periods of portfolio trading inactivity. Client Obligations. When performing its services, MDFP is not required to verify any information received from the client or from the client’s designated professionals and is expressly authorized to rely on that information. Clients are responsible for promptly notifying MDFP if there is ever any change in their financial situation or investment objectives for the purpose of reviewing or amending MDFP’s services or previous recommendations. Margin Balances. MDFP does not recommend the use of margin for investment purposes. However, if a client determines to take a margin loan or a securities-based loan that collateralizes a portion of the assets that MDFP is managing, MDFP’s investment advisory fee will be computed based upon the full value of the assets, without deducting the amount of the loan. The client’s use of margin or a securities-based loan presents a conflict of interest for the MDFP if it gives MDFP the incentive to recommend that the client continue the use of margin to preserve asset based fees on the value of collateralized assets. MDFP mitigates that conflict by charging fixed annual fees as described in Item 5. Cybersecurity Risk. The information technology systems and networks that MDFP and its third-party service providers use to provide services to MDFP’s clients employ various controls, which are designed to prevent cybersecurity incidents stemming from intentional or unintentional actions that could cause significant interruptions in MDFP’s operations and result in the unauthorized acquisition or use of clients’ confidential or non- public personal information. Clients and MDFP are nonetheless subject to the risk of cybersecurity incidents that could ultimately cause them to incur losses, including for example: financial losses, cost, and reputational damage to respond to regulatory obligations, other costs associated with corrective measures, and loss from damage or interruption to systems. Although MDFP has established its systems to reduce the risk of cybersecurity incidents from coming to fruition, there is no guarantee that these efforts will always be successful, especially considering that MDFP does not directly control the cybersecurity measures and policies employed by third-party service providers. Clients could incur similar adverse consequences resulting from cybersecurity incidents that more directly affect issuers of securities in which those clients invest, broker-dealers, qualified custodians, governmental and other regulatory authorities, exchange and other financial market operators, or other financial institutions. C. MDFP provides investment advisory services specifically tailored to the needs of each client. To begin the engagement, MDFP will then coordinate with each client to develop their financial planning and investment objectives. MDFP will then prepare the financial plan and recommend that the client allocate investment assets consistent with the designated financial plan and investment objectives. The client may, at any time, impose reasonable restrictions in writing to limit MDFP’s services. D. MDFP does not sponsor a wrap program or offer investment advisory services on a wrap- fee basis. E. As of December 31, 2023, MDFP had $228,901,454 in assets under management on a discretionary basis.