Firm Description Cornerstone is dedicated to providing individuals and other types of clients with a wide array of investment advisory services. Our firm is a corporation formed in the State of Nevada. Cornerstone has been in business as an investment advisor since 2011 and is wholly owned by Christopher Abts. Cornerstone specializes in the following types of services: Comprehensive Wealth Management and Pension Consulting. Cornerstone’s current clients include individuals and high net worth individuals, to pension and profit-sharing plans, trusts, estates, charitable organizations, doctors and small businesses. Investment advice is provided through consultation with the client and may include: determination of financial objectives, identification of financial problems, cash flow management, tax planning, insurance review, investment management, retirement planning, and estate planning. Types of Advisory Services COMPREHENSIVE WEALTH MANAGEMENT: Our Comprehensive Wealth Management service encompasses asset management as well as providing financial planning/financial consulting to clients. It is designed to assist clients in meeting their financial goals through the use of financial investments. We conduct at least one, but sometimes more than one meeting (in person if possible, otherwise via telephone conference) with clients in order to understand their current financial situation, existing resources, financial goals, and tolerance for risk. Based on what we learn, we propose an investment approach to the client. We may propose an investment portfolio, consisting of exchange traded funds (“ETFs”), individual stocks or bonds, or other securities or the use of a third party platform manager, Envestnet Asset Management, Inc. (“Platform Manager”) or the use of a Third Party Money Manager(s) (“Asset Manager”). Upon the client’s agreement to the proposed investment plan, we work with the client to establish or transfer investment accounts so that we can manage the client’s portfolio. Once the relevant accounts are under our management, we review such accounts on a regular basis and at least annually. Our Platform Manager or Asset Manager may periodically rebalance or adjust client accounts under our management. If the client experiences any significant changes to his/her financial or personal circumstances, the client must notify us so that we can consider such information in managing the client’s investments. PENSION CONSULTING: We provide ongoing pension consulting services to employer plan sponsors. Generally, such pension consulting

services consist of assisting employer plan sponsors in establishing, monitoring and reviewing their company's participant-directed retirement plan. As the needs of the plan sponsor dictate, areas of advising could include: investment options, plan structure and participant education. All pension consulting services shall be in compliance with the applicable state law(s) regulating pension consulting services. This applies to client accounts that are pension or other employee benefit plans (“Plan”) governed by the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). If the client accounts are part of a Plan, and we accept appointments to provide our services to such accounts, we acknowledge that we are a fiduciary within the meaning of Section 3(21) of ERISA (but only with respect to the provision of services described in section 1 of the Pension Consulting Agreement). ADV Part 2A Page 5 Cornerstone EDUCATION EVENTS: We offer complimentary, educational events to both clients and the general public throughout the year. Our education events are typically hosted by, Christopher Abts. Workshop topics include investment planning, income planning, tax planning, estate planning, and legacy planning. For additional information, or to find out about upcoming, free education events, please visit our website. Client Events Throughout the year, our firm hosts complimentary special events for current clients. While certain events center around client appreciation, other events are educational and meant to provide clients with further insight into investment strategies. For additional information, or to find out about upcoming client events, please contact our office at 775-853-9033. Tailoring of Advisory Services We offer individualized investment advice to clients utilizing our Comprehensive Wealth Management service. Additionally, we offer general investment advice to clients utilizing our Pension Consulting Service. The goals and objectives for each client are documented in our client files. Investment strategies are created that reflect the stated goals and objective. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without written client consent. Wrap Fee Programs Cornerstone does not participate in wrap fee programs. Regulatory Assets Under Management As of December 31, 2022, we manage1 $364,362,753 on a discretionary basis and $0 on a non- discretionary basis.