A. Firm Information Braun-Bostich & Associates, Inc. (“BBA” or the “Advisor”) is a registered investment advisor with the U.S. Securities and Exchange Commission (“SEC”). BBA is organized as a Corporation under the laws of the Commonwealth of Pennsylvania. BBA was founded in February 2002 and is owned and operated by Amy Braun- Bostich (Chief Executive Officer, Private Wealth Advisor, and the majority owner) and Cassandra Kirby (Chief Operating Officer, Chief Compliance Officer, and Private Wealth Advisor). This Disclosure Brochure provides information regarding the qualifications, business practices, and advisory services provided by BBA. B. Advisory Services Offered BBA offers investment advisory services to individuals, high-net-worth individuals, trusts, estates, retirement plans, and charitable organizations (each referred to as a “Client”). The Advisor serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary, the Advisor upholds a duty of loyalty, fairness, and good faith toward each Client and seeks to mitigate potential conflicts of interest. BBA’s fiduciary commitment is further described in the Advisor’s Code of Ethics. For more information regarding the Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Investment Management Services BBA provides customized investment advisory solutions for its Clients. This is achieved through continuous personal Client contact and interaction while providing discretionary investment management and related advisory services. BBA works closely with each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to create a portfolio strategy. BBA will then construct an investment portfolio consisting of low-cost, diversified mutual funds and/or exchange-traded funds (“ETFs”) to achieve the Client’s investment goals. The Advisor may also utilize individual stocks or bonds to meet the needs of its Clients. In certain circumstances, the Advisor may recommend real estate investment trusts (“REITs”) if these types of investments meet the goals, objectives, circumstances, and risk tolerance agreed to by the Client. The Advisor may retain certain legacy investments based on portfolio fit and/or tax considerations. BBA’s investment approach is primarily long-term focused, but the Advisor may buy, sell, or re-allocate positions that have been held for less than one year to meet the objectives of the Client or due to market conditions. BBA will construct, implement, and monitor the portfolio to ensure it meets the goals, objectives, circumstances, and risk tolerance agreed to by the Client. Each Client will have the opportunity to place reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by the Advisor. BBA evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. BBA may recommend, on occasion, redistributing investment allocations to diversify the portfolio. BBA may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against market movement. BBA may recommend selling positions for reasons that include but are not limited to harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of the Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance. At no time will BBA accept or maintain custody of a Client’s funds or securities, except for the limited authority as outlined in Item 15 – Custody. All Client assets will be managed within their designated account[s] at the Custodian, pursuant to the terms of the investment advisory agreement. For additional information, please see Item 12 – Brokerage Practices. Retirement Accounts – When the Advisor provides investment advice to Clients regarding ERISA retirement accounts or individual retirement accounts (“IRAs”), the Advisor is a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. When deemed to be in the Client’s best interest, the Advisor will provide investment advice to the Client regarding a distribution from an ERISA retirement account or to roll over the assets to an IRA, or recommend a similar transaction, including rollovers from one ERISA-sponsored Plan to another, one IRA to another IRA, or from one type of account to another account (e.g., commission-based account to fee-based account). Such a recommendation creates a conflict of interest if the Advisor earns a new (or increases its current) advisory fee as a result of the transaction. No client is under any obligation to roll over a retirement account to an account managed by the Advisor. Use of Independent Managers BBA will primarily recommend that a Client utilize one or more unaffiliated investment managers or investment platforms (collectively “Independent Managers”) for all or a portion of a Client’s investment portfolio, based on the Client’s needs and objectives. In such instances, the Client will be required to authorize and enter into an investment management agreement with an Independent Manager that defines the terms in which the Independent Manager will provide its services. The Advisor will perform initial and ongoing oversight and due diligence over each Independent Manager to ensure the strategy remains aligned with the Client's investment objectives and overall best interests. The Advisor may also assist the Client in the development of the initial policy recommendations and managing the ongoing Client relationship. The Client will be provided with the Independent Manager’s Form ADV Part 2A – Disclosure

Brochure (or a brochure that makes the appropriate disclosures) prior to entering into an agreement with an Independent Manager. Vise Platform- The Advisor has engaged Vise as a platform provider and subadvisor to assist with managing certain clients’ investment portfolios. The Advisor maintains discretionary authority to hire and fire Vise. Vise employs automated asset allocation, portfolio analysis, tax management, portfolio rebalancing, and portfolio selection strategies for intermediaries, including the Advisor. As part of the service, the Advisor is granted access to Vise’s secure website as a tool to monitor and manage client assets. The Advisor uses Vise’s online platform to create and manage a desired investment strategy for clients. Among other features, Vise’s platform allows the Advisor to customize how much exposure to take with respect to specific factors (known as an “active tilt”) such as value, dividend, and size. Vise bases its advice on client investment objectives, restrictions, and preferences, as provided by the Advisor and in accordance with the agreements the Advisor has entered with Vise. Clients do not have direct access to the Vise platform, and the Advisor is responsible for the management of the client’s assets on the Vise platform. Clients must notify the Advisor of any specific stocks or securities in which the client is prohibited from investing, and the Advisor, in turn, is responsible for notifying Vise. For its services, Vise will charge an asset-based fee that is in addition to the Advisor’s fee. Vise’s fee includes the securities transaction fees for all trades. The Advisor will only receive its investment advisory fees as detailed in Item 5.A. below and does not share in any fees earned by Vise. Financial Planning Services BBA provides a variety of financial planning and consulting services to Clients pursuant to a written financial planning agreement. Services may cover several areas of a Client’s financial situation, depending on their goals and objectives. Generally, such financial planning services involve creating a solution-focused approach to financial planning designed to allow the Client to make an informed decision about investment planning, retirement planning, personal savings, education savings, and other areas of a Client’s financial situation. A financial plan developed for the Client will usually include general recommendations for a course of activity or specific actions to be taken by the Client. For example, recommendations may be made that the Client start or revise their investment programs, commence or alter retirement savings, and establish education savings and/or charitable giving programs. BBA may also refer Clients to an accountant, attorney, or other specialists as appropriate for their unique situation. For ongoing financial planning engagements, the Advisor will provide a written summary of the Client’s financial situation, observations, and recommendations. For consulting or ad-hoc engagements, the Advisor may not provide a written summary. Financial planning recommendations pose a conflict between the interests of the Advisor and the interests of the Client. For example, the Advisor has an incentive to recommend that Clients engage the Advisor for investment management services or to increase the level of investment assets with the Advisor, as it would increase the amount of advisory fees paid to the Advisor. Clients are not obligated to implement any recommendations made by the Advisor or maintain an ongoing relationship with the Advisor. If the Client elects to act on any of the recommendations made by the Advisor, the Client is under no obligation to implement the transaction through the Advisor. Retirement Plan Advisory Services BBA provides retirement plan advisory services on behalf of the retirement plans (each a “Plan”) and the company (the “Plan Sponsor”). The Advisor’s retirement plan advisory services are designed to assist the Plan Sponsor in meeting its fiduciary obligations to the Plan and its Plan Participants. Each engagement is customized to the needs of the Plan and Plan Sponsor. Services generally include:
• Investment Oversight Services (ERISA 3(21))
• Ongoing Investment Recommendations and Assistance These services are provided by BBA serving in the capacity of a fiduciary under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). In accordance with ERISA Section 408(b)(2), the Plan Sponsor is provided with a written description of BBA’s fiduciary status, the specific services to be rendered, and all direct and indirect compensation the Advisor reasonably expects under the engagement. C. Client Account Management Prior to engaging BBA to provide investment advisory services, each Client is required to enter into one or more written agreements with the Advisor that define the terms, conditions, authority, and responsibilities of the Advisor and the Client. These services may include:
• Establishing an Investment Strategy – BBA, in connection with the Client, will develop a strategy that seeks to achieve the Client’s investment goals and objectives.
• Asset Allocation – BBA will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation, and tolerance for risk for each Client.
• Portfolio Construction – BBA will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client.
• Investment Management and Supervision – BBA will provide investment management and ongoing oversight of the Client’s relationship’s investment portfolio. D. Wrap Fee Programs BBA does not manage or place Client assets into a wrap fee program. Investment management services are provided directly by BBA. E. Assets Under Management As of December 31, 2023, the Advisor manages $203,658,601 in Client assets, of which $200,049,256 are managed on a discretionary basis and $3,609,345 on a non-discretionary basis. Clients may request more current information at any time by contacting the Advisor.