A Joslin Capital Advisors, LLC (“Joslin Capital Advisors” “we” or “us”) is a registered investment advisor located in Redmond, Washington and registered with the SEC since June 2017. Joslin Capital Advisors owner is Michael (Mike) Joslin. B, C Joslin Capital Advisors provides financial planning and investment advisory services. Joslin Capital Advisor’s investment advisory services are driven by and coordinated with each Client’s individual financial goals. The firm’s approach uses broadly diversified portfolios and a systematic strategy to manage investments. The firm follows strict fiduciary standards, putting its Clients’ interests before its own and seeking to avoid conflicts of interest with its Clients. The firm helps Clients coordinate and prioritize their financial lives with all aspects of their life goals. Integrating investments across all individual retirement accounts, taxable accounts, and employee retirement accounts is crucial to the process. Client input and involvement are critical parts of the financial planning process and implementation of investment decisions. After Client assets are invested, the firm monitors their investments and provides advice related to ongoing financial and investment needs. The firm is objective, and always puts its Clients’ interests first. Joslin Capital Advisors manages client portfolios in both a discretionary and non- discretionary basis. Discretionary authority means that the firm has the authority to determine, without obtaining specific Client consent, the securities bought or sold and the amount of securities bought or sold. The only restrictions on the above discretionary authority are those set by the Client on a case by case basis. Discretionary authority allows the firm to act on behalf of the Client in most matters necessary or incidental to the handling of the account, including monitoring certain assets, without the Client’s prior approval. The firm offers the following financial planning services to clients:
• Investment Planning/Investment Policy Statements
• Retirement Planning/Financial Independence
• Capital Needs Analysis (Goal Funding)
• Debt Reduction
• Income Tax Planning
• Estate Planning
• College/Education Planning
• Philanthropic Planning
• Cash flow and Net Worth Update
• Other Projects Advice and services are tailored to the stated objectives of the Client(s). The firm discusses with the Client in detail critically important information, such as the Client’s risk tolerance, time horizon, and projected future needs, to formulate an investment

policy. This policy guides the firm in objectively and suitably managing the Client’s account. A registered investment advisor of the firm will meet with Clients on an as needed basis to review portfolio performance, discuss current issues, and re-assess goals and plans. The firm approach uses broadly diversified portfolios and a systematic strategy to manage investments. Our investment recommendations generally include no-load mutual funds, exchange-traded funds (“ETF’s”), and exchange-listed and non-exchange-listed equity securities and occasionally corporate bonds. We also recommend certificates of deposit, municipal securities, U.S. government securities, money market funds and Master Limited Partnerships (MLP’s). If Clients hold other types of investments, upon request we could advise them on those investments also. Clients can impose restrictions on investing in certain securities or types of securities. We consider such restrictions when preparing the Investment Policy Statement or similar document. See Item 8 for a description of our investment strategy. We follow strict fiduciary standards which require the placement of our Clients’ interests before our own and seeking to avoid conflicts of interest with our Clients. We are compensated only by our Clients. Nonetheless, conflicts of interest do exist between our interests and our Clients’ interests. Thus, our Clients are not obligated to act on our recommendations, or they can act on one or more of our recommendations without transacting business directly with us. Joslin Capital Advisors will, on occasion, recommend that all or a portion of the assets in Client accounts be managed by a Third Party Asset Manager (“TPAM”) or a sub-advisor. TPAM or sub-advisory fees will be paid directly to the TPAM or sub-advisor from the Client’s account and represent a portion of the account management fees paid by the Client. The remainder of the advisory fees debited from the Client’s account will be paid to the Advisor. In all discretionary accounts, except to the extent the Client directs otherwise, the Advisor is authorized to use its discretion in selecting or changing a TPAM and/or sub-advisor to the Account without prior notice to the Client. Client could be required to execute a limited power of attorney with a TPAM or sub-advisor selected by Advisor under this Section. D We do not participate in any wrap fee programs. E We manage $372,736,093 of Client assets on a discretionary basis and $77,602,151 of Client assets on a non-discretionary basis. This amount was calculated as of December 31, 2023. We also provide advice and counsel on an additional $271,693,065 in assets.