Shoreline is owned by Marion (Bud) Shore and Robert (Jay) Bumbalough and has been providing advisory services since 1998. As of December 31, 2023, Shoreline managed $220,362,066 on a discretionary basis and advised on $ 54,471,553 of participant-directed retirement plans. Wealth Advisory Services: Shoreline manages investment portfolios for individuals, qualified retirement plans, trusts and small businesses. Shoreline will work with a client to determine the client's investment objectives and investor risk profile and will design a written investment policy statement. Shoreline uses investment and portfolio allocation software to evaluate alternative portfolio designs. Shoreline evaluates the client's existing investments with respect to the client's investment policy statement. Shoreline works with new clients to develop a plan to transition from the client's existing portfolio to the portfolio recommended by Shoreline. Shoreline will then continuously monitor the client's portfolio holdings and the overall asset allocation strategy and hold review meetings with the client regarding the account as necessary. Shoreline will typically create a portfolio of no-load mutual funds and exchange traded funds and may use model portfolios if the models match the client's investment policy. Shoreline will allocate the client's assets among various investments taking into consideration the overall management style selected by the client. Shoreline primarily recommends portfolios consisting of passively managed asset class and index mutual funds. Shoreline primarily recommends mutual funds offered by Dimensional Fund Advisors (DFA) although may use other mutual funds. DFA sponsored mutual funds follow a passive asset class investment philosophy with low holdings turnover. Client portfolios may also include some individual equity securities in situations where disposition of these securities would present an overriding tax implication or the client specifically requests they be retained for a personal reason. Shoreline manages mutual fund and equity portfolios on a discretionary basis. A client may impose any reasonable restrictions on Shoreline’s discretionary authority, including restrictions on the types of securities in which Shoreline may invest client’s assets and on specific securities, which the client may believe to be appropriate. Shoreline may also recommend fixed income portfolios to wealth advisory clients, which consist of managed accounts of individual bonds. Shoreline will request discretionary authority from wealth advisory clients to manage fixed income portfolios, including the discretion to retain a third-party fixed income manager. Shoreline will prepare a Fixed Income Investment Policy Statement for any client qualifying for separate fixed income portfolio services. Pursuant to its discretionary authority, Shoreline will retain a fixed income securities manager. The fixed income securities manager will be provided with the discretionary authority to invest client assets in fixed income securities consistent with the client’s Fixed Income Investment Policy Statement. The manager will also monitor the account for changes in credit ratings, security call provisions, and tax loss harvesting opportunities (to the extent that the manager is provided with cost basis information). The manager will obtain Shoreline’s consent prior to the sale of any client securities. On an ongoing basis, Shoreline may answer clients’ inquiries regarding their accounts and review periodically with clients the performance of their accounts. Shoreline will periodically, and at least annually, review clients’ investment policy, risk profile and remain available to discuss the re-balancing of each client's accounts to the extent appropriate. Shoreline will provide to investment manager any updated client financial information or account restrictions necessary for investment manager to provide sub-advisory services. For clients with assets under management with Shoreline of at least $500,000, Shoreline, as part of its wealth advisory services, may consult with clients on various financial areas including income and estate tax planning, business sale structures, college financial planning, retirement planning, insurance analysis, personal cash flow analysis, establishment and design of retirement plans and trust designs, among other things. Shoreline does not participate in wrap fee programs. Retirement Plan Services Shoreline provides investment advisory services to qualified retirement plans in the following advisory capacities and may serve as a fiduciary under ERISA §§3(38) and/or 3(21): Pooled Retirement Plans Shoreline may act as an ERISA Section 3(38) fiduciary and select the investment options for a corporate pension or profit sharing plan. Shoreline is provided with discretionary authority to select, monitor and replace the investment objectives of the plan. Employee Benefit Retirement Plan Services Shoreline also provides advisory services to participant-directed retirement plans through third party administration services, which are online bundled service providers offering an opportunity for plan sponsors to provide their participants with daily account access, valuation, and investment education. Shoreline will analyze the plan's current investment platform and assist the plan in creating an investment policy statement defining the types of investments to be offered and the restrictions that may be imposed. Shoreline will recommend investment options to achieve the plan's objectives, provide participant education meetings, and monitor the performance of the plan's investment vehicles. Shoreline will recommend changes in the plan's investment vehicles as may be appropriate from time to time. Shoreline generally will review the plan's investment vehicles and investment policy as necessary. For certain retirement plans, Shoreline also works in coordination and support with retirement plan partners such as Buckingham Strategic Partners, 401GO, Ubiquity, and Transamerica. Retirement plan clients will engage both Shoreline and the retirement plan partner of the client’s choice. Shoreline does not serve as a 3(38) advisor, but may serve as a 3(21) advisor. Retirement plan partners will provide to the client additional discretionary investment management services and will exercise discretionary authority to select the plan investments made available to the plans’ participants by selecting and maintain the plans’ investments according to the goals and investment objectives of the plan. Shoreline will continue to work with plans to monitor plan investments, provide fiduciary plan advice including regular considerations of the goals and objectives of the plan, and provide participant education

services to the plan. Miscellaneous Limitations of Financial Planning and Non-Investment Consulting/Implementation Services. To the extent specifically requested, Shoreline will generally provide planning and consulting services regarding non-investment related matters, such as tax and estate planning, insurance, etc. Please Note: Shoreline does not serve as a law firm, CPA firm, or insurance agency, and no portion of our services should be construed as same. Accordingly, Shoreline does not prepare legal documents, tax returns, or sell insurance products. To the extent requested by a client, we may recommend the services of other professionals for non-investment implementation purpose (i.e. attorneys, accountants, insurance, etc.), including Shoreline’s affiliated CPA firms, including Shore & Company, P.C. (“Shore & Co”), for tax preparation services per the terms and conditions of a separate agreement and fee (See Item 10 below). The client is under no obligation to engage the services of any such recommended professional, including Shore & Co for tax preparation services. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any recommendation from Shoreline and/or its representatives. Please Also Note: If the client engages any unaffiliated professional (i.e. attorney, accountant, insurance agent, etc.), recommended or otherwise, and a dispute arises thereafter relative to such engagement, the client agrees to seek recourse exclusively from the engaged professional. At all times, the engaged licensed professional[s] (i.e. attorney, accountant, insurance agent, etc.), and not Shoreline, shall be responsible for the quality and competency of the services provided. Tax Preparation Services. To the extent requested to do so by a client, Shore & Co shall provide tax preparation services for a separate fee per the terms and conditions of a separate written agreement. No client is under any obligation to engage Shore & Co for tax preparation services. Retirement Rollovers - Potential for Conflict of Interest: A client or prospective client leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). If Shoreline recommends that a client roll over their retirement plan assets into an account to be managed by Shoreline, such a recommendation creates a conflict of interest if Shoreline will earn new (or increase its current) compensation as a result of the rollover. When acting in such capacity, Shoreline serves as a fiduciary under the Employee Retirement Income Security Act (ERISA), or the Internal Revenue Code, or both. No client is under any obligation to roll over retirement plan assets to an account managed by Shoreline. Custodian Charges - Additional Fees: As discussed below at Item 12 below, when requested to recommend a broker-dealer/custodian for client accounts, Shoreline generally recommends that Charles Schwab & Company, Inc. (“Schwab”) serve as the broker-dealer/custodian for client wealth advisory assets. Broker-dealers such as Schwab charge transaction fees for effecting securities transactions. In addition to Shoreline’s investment advisory fee referenced in Item 5 below, the client will also incur transaction fees to purchase securities for the client’s account (i.e., mutual funds exchange traded funds, individual equity and fixed income securities, etc.) Use of DFA Mutual Funds: Shoreline utilizes mutual funds issued by Dimensional Fund Advisors (“DFA”). DFA funds are generally only available through registered investment advisers approved by DFA. Thus, if the client was to terminate Shoreline’s services, and transition to another adviser who has not been approved by DFA to utilize DFA funds, restrictions regarding additional purchases of, or reallocation among other DFA funds, will generally apply. Please Note: In addition to Shoreline’s investment advisory fee described below, and transaction and/or custodial fees discussed below, clients will also incur, relative to all mutual fund and exchange traded fund purchases, charges imposed at the fund level (e.g. management fees and other fund expenses). Tradeaway/Prime Broker Fees. Buckingham Strategic Partners, as our fixed income sub- adviser, shall generally purchase individual fixed income securities through broker-dealers other than the account custodian, in which event, the client generally will incur both the fee (commission, mark-up/mark-down) charged by the executing broker-dealer and a separate “tradeaway” and/or prime broker fee charged by the account custodian (i.e., Schwab). Portfolio Activity. Shoreline has a fiduciary duty to provide services consistent with the client’s best interest. As part of its investment advisory services, Shoreline will review client portfolios on an ongoing basis to determine if any changes are necessary based upon various factors, including, but not limited to, investment performance, fund manager tenure, style drift, account additions/withdrawals, and/or a change in the client’s investment objective. Based upon these factors, there may be extended periods of time when Shoreline determines that changes to a client’s portfolio are neither necessary nor prudent. Of course, as indicated below, there can be no assurance that investment decisions made by Shoreline will be profitable or equal any specific performance level(s). Client Obligations. In performing our services, Shoreline shall not be required to verify any information received from the client or from the client’s other professionals, and is expressly authorized to rely thereon. Moreover, it remains each client’s responsibility to promptly notify Shoreline if there is ever any change in his/her/its financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services. Investment Risk. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Shoreline) will be profitable or equal any specific performance level(s). ANY QUESTIONS: Shoreline’s Chief Compliance Officer, Marion (Bud) Shore, remains available to address any questions that a client or prospective client may have regarding the above miscellaneous section.