ISW is owned by two individual Members, Patricia Conry Taylor and Jaime A. Conry ISW has been providing advisory services since 2008. As of December 31, 2023, ISW managed $222,167,329 on a discretionary basis and $1,992,133 on a nondiscretionary basis. Investment Management Services: ISW manages investment portfolios for individuals, qualified retirement plans, trusts, charitable organizations, corporations and small businesses. ISW will work with a client to determine the client's investment objectives and investor risk profile and will design a written investment policy statement. ISW uses investment and portfolio allocation software to evaluate alternative portfolio designs. ISW evaluates the client's existing investments with respect to the client's investment policy statement. ISW works with new clients to develop a plan to transition from the client's existing portfolio to the desired portfolio. ISW will then continuously monitor the client's portfolio holdings and the overall asset allocation strategy and hold review meetings with the client regarding the account as necessary. ISW will typically create a portfolio of no-load mutual funds, and may use model portfolios if the models match the client's investment policy. ISW will allocate the client's assets among various investments taking into consideration the overall management style selected by the client. ISW primarily recommends portfolios consisting of passively managed asset class and index mutual funds. ISW primarily recommends mutual funds offered by Dimensional Fund Advisors (DFA) and Vanguard. DFA sponsored mutual funds follow a passive asset class investment philosophy with low holdings turnover. Client portfolios may also include some individual equity securities in situations where disposition of these securities would present an overriding tax implication or the client specifically requests they be retained for a personal reason. These situations will be specifically identified in the client’s Investment Policy Statement (IPS). ISW manages mutual fund and equity portfolios on a discretionary basis according to the investment policy selected by the client. A client may impose any reasonable restrictions on ISW’s discretionary authority, including restrictions on the types of securities in which ISW may invest client’s assets and on specific securities, which the client may believe to be appropriate. ISW may also recommend fixed income portfolios to investment management clients, which consist of managed accounts of individual bonds. ISW will request discretionary authority from investment management clients to manage fixed income portfolios, including the discretion to retain a third party fixed income manager. ISW will prepare a Fixed Income Investment Policy Statement for any client qualifying for separate fixed income portfolio services. Pursuant to its discretionary authority, ISW will retain a fixed income securities manager. The fixed income securities manager will be provided with the discretionary authority to invest client assets in fixed income securities consistent with the client’s Fixed Income Investment Policy Statement. The manager will also monitor the account for changes in credit ratings, security call provisions, and tax loss harvesting opportunities (to the extent that the manager is provided with cost basis information). The manager will obtain ISW’s consent prior to the sale of any client securities. On an ongoing basis, ISW will answer clients’ inquiries regarding their accounts and review periodically with clients the performance of their accounts. ISW will periodically, and at least annually, review clients’ investment

policy, risk profile and discuss the re-balancing of each client's accounts to the extent appropriate. ISW will provide the investment manager any updated client financial information or account restrictions necessary for investment manager to provide sub-advisory services. In addition to managing the client’s investment portfolio, ISW may consult with clients on various financial areas including income and estate tax planning, business sale structures, college financial planning, retirement planning, insurance analysis, personal cash flow analysis, establishment and design of retirement plans and trust designs, among other things. Employee Benefit Retirement Plan Services: ISW also provides advisory services to participant-directed employee retirement benefit plans. ISW will analyze the plan's current investment platform, and assist the plan in creating an investment policy statement defining the types of investments to be offered and the restrictions that may be imposed. ISW will recommend investment options to achieve the plan's objectives, provide participant education meetings, and monitor the performance of the plan's investment vehicles. ISW will recommend changes in the plan's investment vehicles as may be appropriate from time to time. ISW generally will review the plan's investment vehicles and investment policy as necessary. For certain retirement plans, ISW also works in coordination and support with Buckingham Strategic Partners, LLC. Retirement plan clients will engage both ISW and Buckingham Strategic Partners, LLC. Buckingham Strategic Partners, LLC will provide to the client additional discretionary investment management services and will exercise discretionary authority to select the plan investments made available to the plans’ participants by selecting and maintain the plans’ investments according to the goals and investment objectives of the plan. ISW will continue to work with plans to monitor plan investments, provide fiduciary plan advice including regular considerations of the goals and objectives of the plan, and provide participant education services to the plan. Financial Planning Services ISW also provides advice in the form of Financial Planning. Clients purchasing this service will receive financial planning advice. Various types of reports or financial analysis may be provided to the client. The types of reports provided to clients will vary depending upon the services requested by the client. In general, the financial analysis or report will address one or all of the following areas of concern: - PERSONAL: Family records, budgeting, personal liability, estate information and financial goals. - EDUCATION: Education IRAs, financial aid, state savings plans, grants and general assistance in preparing to meet dependent’s continuing educational needs through development of an education plan. - TAX & CASH FLOW: Income tax and spending analysis and planning for past, current and future years. ISW may illustrate the impact of various investments on a client’s current income tax and future tax liability. - DEATH & DISABILITY: Cash needs at death, income needs of surviving dependents, estate planning and disability income analysis. - RETIREMENT: Analysis of current strategies and investment plans to help the client achieve his or her retirement goals. - INVESTMENTS: Analysis of investment alternatives and their effect on a client’s portfolio. ISW gathers required information through in-depth personal interviews. Information gathered includes a client’s current financial status, future goals and attitudes towards risk. Related documents supplied by the client are carefully reviewed.