Overview and Owners. VP is a financial planning and investment management company. Verisail Partners is owned by Thaddeus Gilliam, Scott Voigt, and Taylor Stanfill. At VP, we break our services down into two main categories: “services for individuals” and “services for businesses and institutions.” Clients may retain VP for one or more of the services outlined below. For individuals. For individual clients and families we provide financial planning and investment management. As financial planning is a core service, we believe that we are at the center of a broader professional network. To that end, we either provide or facilitate all services to support our clients. New clients will typically receive Initial Financial Planning, followed by Investment Management & Ongoing Financial Planning services (Held Away Asset Management is offered as needed). I. Initial Financial Planning (IFP). For most clients, our relationship will begin by going through the financial planning process and producing a financial plan. During the process, we examine the following areas (as needed): Family/Personal Goal Planning Retirement Income Planning Budgeting & Cash Flow Planning Education Planning Portfolio Analysis Major Purchase Consulting Risk Management Analysis Estate Planning Asset Allocation Titling of Assets Coordination Income Tax Planning Multi-Generational Planning Retirement Planning Philanthropic Planning Lifetime Asset Projections Business Succession Long Term Care Planning Family Strategy At the end of the planning process, clients should have a healthy understanding of where they stand in relation to reaching their goals and VP will have a thorough understanding of the client’s financial situation. The client’s financial plan becomes the base from which VP delivers advice to the client. VP does not offer IFP services on a stand alone basis. Investment Management (IM). A part of reaching your financial goals is investing your assets according to your risk tolerance, investment time horizon, and goals. As such, VP offers clients Investment Management services. IM services begin concurrently with IFP services. Investment Management services include portfolio analysis, asset allocation, security selection, and investment supervisory services. VP shall have discretionary authority in all investment management accounts custodied at Charles Schwab & Co., Inc. and/or Nationwide (for Variable Annuities), unless noted otherwise. In discretionary accounts, VP may decide which securities are bought or sold, the amount of such securities, and the timing of such transactions. VP does not have discretion over which broker or dealer will be used to affect transactions nor over the commission rates paid. Stated another way, VP will determine how your current portfolio is invested, recommend changes to your portfolio to align with your situation, and manage the day-to-day investment decisions for you. In order to create an appropriate portfolio, we need you to be forthcoming about your risk tolerance, investment time horizon, and goals. This information will be used to create each client’s Investment Policy Statement (IPS). Each client’s IPS will direct how the client’s assets will be invested. The IPS shall provide guidance as to the asset allocation, objectives, and target risk of each account. a. Types of Investments. Clients’ accounts will generally be composed of individual stocks, ETFs, and mutual funds. Client accounts will usually have exposure to equities, fixed income, cash, and low correlating assets (such as real estate). VP’s discretionary advice will be limited to these types of investments. The target allocation will be outlined in the client’s IPS. VP strongly believes in a “factor” model approach

to investing based on the academic work of the Fama French 3 factor model (and other factors we deem as investment worthy). As such, our investment selections are biased toward investments that allow us to implement this factor approach. b. Restrictions. VP has the ability to exclude certain securities or types of securities. If clients desire to exclude such securities, they should disclose this fact so that VP can tailor the portfolio to their wishes. Regulatory Assets Under Management (RAUM). Most of VP’s accounts are managed on a discretionary basis and are included in the RAUM. Retirement plans are typically advised on non- discretionary basis and not included in our RAUM. As of December 31, 2023 VP had approximately $227,849,755 of RAUM. II. Held Away Asset Management (HAAM). To help client achieve their goals and manage their finances holistically, VP offers Held Away Asset Management services. VP will advise on held away assets (such as 401(k) and 403(b) accounts that cannot be transferred to one of our preferred custodians). Held away accounts will receive asset allocation, rebalancing advice, and supervisory services. To avoid custody of client assets, Client may be responsible for executing trades needed to achieve the target allocation (VP may assist Client with this task during Client’s annual review). Alternatively, client may sign the “HAAM acknowledgement and permission to log in” form to grant RIA access to the held away account for ease of HAAM. IAR must verify custody safeguards are met and that client login possession does not constitute custody of client assets. Held away assets are charged a fee (stated in the service agreement) and will be identified in the IPS. III. Ongoing Financial Planning (OFP). We believe that the key to reaching your goals is implementing your Financial Plan, monitoring your progress, and making sure we keep abreast of any changes to your situation; therefore, it is critical that we meet regularly. To accomplish this goal, we offer Ongoing Financial Planning (OFP) services. Clients can expect to receive a call to schedule a meeting at least once a year. Meetings may be held face-to-face or by telephone or videochat. During our meetings we will review your progress, assess any material changes, and make the necessary adjustments to keep your goals on track. This process will take a number of hours of your time but is critical to staying on course and providing us with the information we need to provide you with sound advice. For Businesses and Institutions. VP offers various services to businesses and institutions. IV. Retirement Plans (RP). VP offers consulting, education, and participant allocation services to plan sponsors of 401(k) and 403(b) plans. Plan consulting includes tailored advice on fund selection and fund screening. Plan consulting ensures the plan sponsor is offering appropriate investment choices and reduces the sponsor’s liability for fund selection. VP will review the plan’s investment options on an annual basis. VP educates individual participants on various investment choices, the nature of investing, and the risks associated with investing. VP provides such education on an annual basis to plan participants. As an investment advisor, VP will give individual allocation advice to participants. Such advice will be limited to the selection of funds within the plan based upon the participant’s goals, time horizon, and risk tolerance. VP is available throughout the year to review a participant’s allocation should his/her situation change. V. Investment Management (IM). VP offers investment management services to business entities and institutions. Fees will be based on the “All-in” fee schedule unless otherwise negotiated.