Paul R. Ried Financial Group, LLC is a SEC-registered investment adviser with its principal place of business located in Bellevue, WA. Paul R. Ried Financial Group, LLC began conducting business as a Registered Investment Adviser in 2018. Assets Under Management As of December 31, 2023, Paul R. Ried Financial Group, LLC had $980,705,282 in assets under management (“AUM”), of which $971,859,370 was managed on a discretionary basis and $8,845,912 was managed on a non-discretionary basis. Listed below are the firm's principal shareholders:
• Paul Ried, President/CEO Paul R. Ried Financial Group, LLC offers the following advisory services to our clients: PEAC INVESTMENT ADVISORY PROGRAM Our primary service is offered to our clients through our PEAC Investment Advisory Program. The four pillars of our PEAC program are Planning, Education, Advice and Consultation. We utilize these four pillars as the foundation for developing and managing an investment portfolio targeted to each client’s individual goals, objectives, time horizons, liquidity needs and circumstances. We develop a client’s investment strategy by taking the time to listen and ask questions. It is through this consultative process that we can better understand the risk tolerance and risk capacity of each client to develop appropriate solutions. We generally manage these advisory accounts on a discretionary basis, however, they can also be managed on a non-discretionary basis. The ongoing management of every portfolio is grounded in each individual’s investment policy statement. However, this is a living document and will need to be updated as a client’s circumstances change. It is the client’s responsibility to ensure that they always keep their advisor up to date of any relevant changes so that their plan stays in-line with their objectives. We believe that ongoing client education is just as important as the ongoing management of the portfolio itself. For that reason, we have built out a range of topics to be addressed throughout each ongoing client relationship, as they may be appropriate. Among other things, this includes family financial education meetings, continuing care planning, tax strategies, review of estate transition processes and income distribution strategies. Clients may impose reasonable restrictions on investing in certain securities, types of securities, or industry sectors. However, if unduly restrictive guidelines are incompatible with our investment philosophy or strategies, our firm reserves the right to decline to enter an advisory relationship. Our investment recommendations are not limited to any specific product

or service offered by a broker- dealer or insurance company and will generally include advice regarding the following securities:
• Mutual fund shares
• Exchange Traded Funds (ETFs)
• Securities traded over-the-counter
• Exchange-listed securities However, we may offer investment advice on any investment product as deemed relevant to the client’s situation. Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity and suitability. FINANCIAL PLANNING We also provide financial planning services on a standalone basis. In this financial planning process, we gather information through in-depth personal interviews. Information gathered includes the client’s current financial status, tax status, return objectives, future goals and attitudes towards risk. We carefully review documents supplied by the client, including a questionnaire completed by the client, and prepare a written report as appropriate. In general, the financial plan can address any or all of the following areas: PRE-RETIREMENT PLANNING: Retirement feasibility, Pension planning, Health & Benefits Planning, 401K rollover/deferral options, Retirement commencement package review. POST-RETIREMENT PLANNING: Income distribution strategies, Social Security, Required minimum distribution planning, Expense analysis “What If” illustrations. GENERAL PLANNING: Portfolio review, Investment allocation guidance, education planning, cash flow budgeting. RISK MANAGEMENT: Insurance needs analysis, Medicare supplement review, Long term care, Asset Protection planning. TAX STRATEGIES: Beneficiary review, “Stretch IRA” planning, Tax loss harvesting, Tax advantaged investing. ESTATE TRANSITION: Estate Tax Minimization, Charitable & Heritage planning, Executor & Trustee Guidance, Review of estate planning documents. Implementation of the financial planning recommendations is entirely at the client’s discretion. Should the client choose to implement the recommendations contained in the plan, we suggest the client work closely with his/her attorney, accountant, insurance agent, and/or stockbroker. Our standalone financial planning services do not involve implementing any transaction on the client’s behalf or the ongoing monitoring or management of investment accounts. To the extent that you would like us to implement our investment recommendations and actively monitor and manage your investments, you must execute a separate written agreement for our PEAC Investment Advisory Program.