Important Information Throughout this document Oak Harvest Investment Services, LLC shall also be referred to as “Oak Harvest”, "the firm," "firm," "our," "we" or "us." The client or prospective client may be also referred to as "the client," "client," “you,” etc., and refers to a client engagement involving a single person as well as two or more persons, and may refer to natural persons and legal entities. The term "advisor" and "adviser" are used interchangeably where accuracy in identification is necessary (i.e., internet address, etc.). Our firm maintains a business continuity and succession contingency plan that is integrated within the organization to ensure it appropriately responds to events that pose a significant disruption to its operations. A statement concerning the current plan is available separately. Description of the Advisory Firm Oak Harvest Investment Services, LLC is a Texas domiciled limited liability company formed in September of 2014. Our firm is a wholly owned subsidiary of Texas‐based OHFG Ventures, LP. We may operate under the trade names of Oak Harvest Investment Services or Oak Harvest Financial Group. Troy R. Sharpe, CFP® is our advisory firm's Chief Executive Officer. Mr. Sharpe is an owner and majority interest holder of OHFG Management Inc., the owner of OHFG Ventures, LP. Jessica Cannella is also an owner of OHFG Management Inc. Types of Advisory Services Oak Harvest Investment Services, LLC offers portfolio management services and financial planning and consulting services to its clients, as well as educational workshops. Oak Harvest is also a mutual fund advisor. Financial Planning and Consulting Our financial planning and financial consulting services may include, but are not limited to: investment planning, portfolio analysis, financial risk management, employee benefits, tax concerns, divorce planning, legacy concerns, retirement planning, education planning, income and cash flow planning, and debt/credit planning. All financial planning and consulting advice, recommendations, and plans are developed based on your financial situation, via information provided by the client, or from the client’s other professionals (accountants, attorneys), with the client’s authorization. Planning and consulting services provided may be either broad‐based or narrowly focused. Note that when our planning focuses only on certain areas of your interest or need, your overall situation or needs may not be fully addressed due to limitations you may have established. Our financial plans or financial consultations rendered to clients usually include general recommendations for a course of activity or specific actions to be taken by the clients. For example, recommendations may be made that the client begin or revise investment programs, create or revise wills or trusts, obtain or revise insurance coverage, commence or alter retirement savings, or establish education or charitable giving programs. We refer clients to an accountant, attorney, or other specialist, as necessary for non‐advisory related services. For our financial planning services, we create written financial plans that encompass the use of one or more financial planning software programs. Clients will be provided either printed reports or online access to the firm’s created plans via such financial planning programs. In such cases clients can request printed reports at any times. For financial consultations, we usually do not provide a written financial plan as the process is less formal than our planning service. The firm’s advice will be delivered verbally via consultation that takes place in‐person, on a call, or virtually. Plans or consultations are typically completed within six (6) months of the client signing a contract with us, assuming that all the information and documents we request from the client are provided to us promptly. Implementation of the recommendations will be at the discretion of the client. Generally, our financial planning services are provided as part of our portfolio management services offering (see directly below). Portfolio Management Services Oak Harvest offers the same suite of portfolio management services to all of our portfolio management clients. For our portfolio management clients, we offer portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. These services may also include ongoing financial consulting, coaching, and planning. Our portfolio management service offering is inclusive of our financial planning services. Our offering usually includes the development of various deliverables or access to tools such as online accounts via which clients can view the output of financial planning software or written financial plans, but the exact planning tools and outputs will differ based on the client’s specific needs. Oak Harvest conducts a series of meetings with clients during which we collect information outlining the client’s current financial situation. We seek to make investment decisions that are in accordance with the information provided and in accordance with the firm’s fiduciary duties owed to all of its advisory clients. In addition to the financial consulting and planning services described above, portfolio management services include, but are not limited to, the following:  Investment Strategy  Asset Allocation  Personal Client Profile (Risk Tolerance, Investment Objectives, Goals, etc.)  Asset and Security Selection  Regular Portfolio Monitoring We manage client portfolios on a discretionary or nondiscretionary basis (defined in Item 16). We will generally request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. We will review your accounts with you at least annually (See Item 13). It is the client’s responsibility to promptly notify us if there is any change in your financial situation and/or investment objectives for the purpose of our reviewing, evaluating, or revising previous account restrictions or firm investment recommendations. In making its recommendations, Oak Harvest will rely on the information in its possession that is provided by the client, or from the client’s other professionals (i.e., attorney, accountant), with the client’s authorization. Oak Harvest seeks to provide that investment decisions are made in accordance with the fiduciary duties owed to its accounts and without consideration of Oak Harvest’s economic, investment or other financial interests. To meet its fiduciary obligations, Oak Harvest attempts to avoid, among other things, investment or trading practices that systematically advantage or disadvantage certain client portfolios, and accordingly, Oak Harvest’s policy is to seek fair and equitable allocation of investment opportunities/transactions among its clients to avoid favoring one client over another over time. It is our policy to allocate investment opportunities and transactions it identifies as being appropriate and prudent among its clients on a fair and equitable basis over time. Types of Investments and Client Imposed Restrictions Oak Harvest generally limits its investment advice to mutual funds, interval funds, exchange traded funds (ETFs), fixed income securities, real estate investment trusts (REITS), and equities. Oak Harvest will incorporate any reasonable account restraints you may have for the portfolio. For example, you have the right to exclude certain securities (e.g., single stocks, single bonds, mutual funds, ETFs, etc.) at your discretion. However, if the restrictions prevent Oak Harvest from properly servicing the client account, or if the restrictions would require Oak Harvest to deviate from its standard suite of services, Oak Harvest reserves the right to end the relationship. Educational Videos and Workshops We offer periodic complimentary educational videos and seminar sessions for those desiring general advice on personal finance and investing. Topics may include issues related to general financial planning, educational funding, retirement strategies, implications involving changes in marital status, and various other current economic or investment topics. The information presented will not be based on any one person's need, nor do we provide individualized investment advice to attendees during our general

sessions. Any discussion regarding an individual’s personal situation is presented is for educational purposes only and should not be construed to be financial advice for that person or someone in a similar situation. Written Acknowledgement of Fiduciary Status When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. Assets Under Management As of December 2023, our firm has $728,834,314 of reportable client assets directly under management on a discretionary basis. Wrap Fee Programs The firm does not sponsor or serve as a portfolio manager in an investment program involving wrapped (bundled) fees. General Information Limitations of Financial Planning Services We do not provide legal or accounting services, but with your consent we will work with your attorneys, accountants, or other professionals to assist with the coordination and implementation of various accepted strategies. If requested, we may also recommend the services of other professional services (i.e., attorneys, accountants). The firm receives no compensation for such recommendations and the client is under no obligation to engage in the services of any recommended professional. The client retains absolute discretion over all implementation decisions and is free to accept or reject any recommendation from Oak Harvest or its representatives. You should be aware that other professionals will charge you separately for their services and these fees will be in addition to our own fees. Retirement Rollovers A client or prospective client leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). If Oak Harvest recommends that a client roll over their retirement plan assets into an account to be managed by Oak Harvest, such a recommendation creates a conflict of interest since Oak Harvest will earn new (or increase its current) compensation as a result of the rollover. No client is under any obligation to rollover retirement plan assets to an account managed by Oak Harvest, and we address this conflict of interest by basing our recommendations off of each client’s personal financial situation. Oak Harvest always seeks to act in the best interest of each of our clients. If you are considering rolling over your retirement funds to an IRA for us to manage, here are a few points to consider before you do so: 1. Determine whether the investment options in your employer's retirement plan address your needs or whether you might want to consider other types of investments. a) Employer retirement plans generally have a more limited investment menu than IRAs. b) Employer retirement plans may have unique investment options not available to the public such as employer securities, or previously closed funds. 2. Your current plan may have lower fees than our fees. a) If you are interested in investing only in mutual funds, you should understand the cost structure of the share classes available in your employer's retirement plan and how the costs of those share classes compare with those available in an IRA. b) You should understand the various products and services you might take advantage of at an IRA provider and the potential costs of those products and services. 3. Our strategy may have higher risk than the option(s) provided to you in your plan. 4. Your current plan may also offer financial advice. 5. If you keep your assets titled in a 401k or retirement account, you could potentially delay your required minimum distribution. 6. Your 401k may offer more liability protection than a rollover IRA; each state may vary. a) Generally, federal law protects assets in qualified plans from creditors. Since 2005, IRA assets have been generally protected from creditors in bankruptcies. However, there can be some exceptions to the general rules so you should consult with an attorney if you are concerned about protecting your retirement plan assets from creditors. 7. You may be able to take out a loan on your 401k, but not from an IRA. 8. IRA assets can be accessed any time; however, distributions are subject to ordinary income tax and may also be subject to a 10% early distribution penalty unless they qualify for an exception such as disability, higher education expenses or the purchase of a home. 9. If you own company stock in your plan, you may be able to liquidate those shares at a lower capital gains tax rate. 10. Your plan may allow you to hire us as the manager and keep the assets titled in the plan name. It is important that you understand the differences between these types of accounts and to decide whether a rollover is best for you. Prior to proceeding, if you have questions contact your investment adviser representative, or call our main number as listed on the cover page of this brochure. Use of Mutual Funds, Exchange Traded Funds, Single Stocks and Bonds Most mutual funds, exchange traded funds, and single stocks and bonds are available directly to the public. Thus, a prospective client can obtain many of the funds, stocks, or bonds that may be used by Oak Harvest independent of engaging Oak Harvest as an investment adviser. However, if a prospective client determines to do so, they will not receive Oak Harvest’s initial and ongoing investment advisory services. Portfolio Activity or Inactivity Oak Harvest will review client investment portfolios on an ongoing basis to determine if any changes are necessary based upon various factors, which may include but are not limited to investment performance, investment or market outlook, economic outlook, changes in company or fund management, fund manager tenure, style drift, account additions/withdrawals, changes in the client’s situation, or results of an annual account review. There may be periods of time, which may be substantial, when Oak Harvest determines that changes to a client’s portfolio are not necessary. Notwithstanding, we will continue to charge fees on the value of the client’s account. Non‐Discretionary Service Limitations Oak Harvest will generally request discretionary authority for client accounts. However, if a client determines to engage Oak Harvest on a non‐discretionary investment advisory basis must be willing to accept that Oak Harvest cannot affect any account transactions without obtaining prior consent to any such transaction(s) from the client. Thus, in the event that Oak Harvest would like to make a transaction for a client’s account, and client is unavailable, Oak Harvest will be unable to affect the account transaction (as it would for its discretionary clients) without first obtaining the client’s consent. Investment Risk Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Oak Harvest) will be profitable or equal any specific performance levels. Past performance is not indicative of future returns.