6 Financial Planning Financial plans and financial planning may include but are not limited to: investment planning; life insurance; tax concerns; retirement planning; college planning; and debt/credit planning. Financial Institution Consulting Services WMG provides investment consulting services to certain broker/dealers’ customers (“Brokerage Customers”) who provide written consent requesting to receive the firm’s consulting services. Brokerage Customers have entered into a written advisory agreement with WMG. Selection of Other Advisers WMG may direct clients to third-party investment advisers. Before selecting other advisers for clients, WMG will verify that all recommended advisers are properly licensed, notice filed, or exempt in the states where WMG is recommending the adviser to clients. Services Limited to Specific Types of Investments WMG generally limits its investment advice to mutual funds, fixed income securities, real estate funds (including REITs), insurance products including annuities, equities, ETFs (including ETFs in the gold and precious metal sectors), treasury inflation protected/inflation linked bonds. WMG may use other securities as well to help diversify a portfolio when applicable. WMG may also offer market linked or traditional CD’s without a call feature, these specified products are subject to an upfront one time fee, because there is no ongoing management necessary. Written Acknowledgement of Fiduciary Status When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title 1 of the Employee Retirement Income Act (ERISA) and the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put out interest ahead of yours. Under this special rule’s provisions, we must: Meet a professional standard of care when making investment recommendations (give prudent advice); Never put our financial interests ahead of yours when making recommendations (give loyal advice); Avoid misleading statements about conflicts of interest, fees, and investments; Follow policies and procedures designed

to ensure that we give advice that is in your best interest; Charge no more than a level fee that is reasonable for our services; and Give you basic information about conflicts of interest. C. Client Tailored Services and Client Imposed Restrictions WMG offers the same suite of services to all of its clients. However, specific client investment strategies and their implementation are dependent upon the client’s current situation (income, tax levels, and risk tolerance levels). Clients may not impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. D. Wrap Fee Programs WMG participates in wrap fee programs, which are investment programs where the investor pays one stated fee that includes management fees, transaction costs, fund expenses, and other administrative fees. WMG manages the investments in the wrap fee program but does not manage those wrap fee accounts any differently than non-wrap fee accounts. Fees paid under the wrap fee program will be given to WMG as a management fee. E. Assets Under Management WMG has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $ 363,201,180 $159,915,821 December 2023 2. Fee Schedule Portfolio Management Services Fees Total Assets Under Management Maximum Annual Fee All Assets 2.00% These fees are negotiable, and the final fee schedule is attached as part of the Investment Advisory Contract. WMG uses the last day of previous quarter for purposes of determining the market value of the assets upon which the advisory fee is based. Fees are paid quarterly in advance. Clients may terminate the agreement without penalty for a full refund of WMG’s fees within five business days of signing the Investment Advisory Contract. Thereafter, clients may terminate the pension consulting agreement generally with 30 days’ written notice. WMG bills based on the balance on the first day of the billing period. Retirement Plan Consulting Services Fees Asset-Based Fees for Retirement Plan Consulting Total Assets Under Management Maximum Annual Fee All Assets 2.00%