Buttonwood Capital Management, LLC is registered with the Securities Exchange Commission (SEC) as a registered investment adviser (RIA). Andrew B. Sosnowitz, CRPC®, AAMS®, CMFC® Andrew Sosnowitz is the President, Chief Investment Officer and Chief Compliance Officer of Buttonwood Capital Management, LLC (BCM). With over 20 years of investment experience, Andrew focuses his efforts on working with clients to develop their overall financial strategy, manage their investments, and integrate their tax and estate planning into a cohesive wealth management plan. Prior to launching an independent wealth management firm in 2009, Andrew spent more than a decade in the Merrill Lynch Global Private Client Group. Serving as an Assistant Vice President & Wealth Management Advisor, Andrew gained extensive experience vetting investment opportunities across multiple asset classes and through a range of market environments working with both traditional and alternative managers. In addition, Andrew counseled clients on implementing a vast array of investment and financial planning techniques for families and individuals with complicated estate planning and financial structures. Awarded a bachelor’s degree from the University of Arizona and post-baccalaureate credentials at MIT’s Sloan School of Management, Andrew holds a CRPC® (Chartered Retirement Planning Counselor), AAMS® (Accredited Asset Management Specialist), and CMFC® (Chartered Mutual Fund Counselor) – awarded through the College for Financial Planning. Andrew is involved in community service through such organizations as “Chances 4 Children” as well as “Both Ends Believing,” supporting his belief that every child deserves a family. He continues to serve as an advocate for both domestic and international adoption. The Firm Buttonwood Capital Management is an independent financial planning, wealth management, and strategic advisory firm. We hold ourselves to a fiduciary standard, providing counsel to our clients and their families with the purpose of preserving and growing their wealth, while maintaining a legacy for future generations. Asset Management Buttonwood Capital Management, LLC, through its investment advisor representatives (IAR’s), provides ongoing investment advice and management on assets in the client’s custodial accounts. Advice may be discretionary or non-discretionary as indicated in the client account agreement. IAR’s and clients may impose investment restrictions. More specific account information and acknowledgements are further detailed on the account application. Investment advisor representatives provide advice on the purchase and sale of various types of investments, such as mutual funds, exchange-traded funds (“ETFs”), variable annuity ADV 2A – Firm Brochure Page 5 of 21 subaccounts, real estate investment trusts (“REITs”), equities, and fixed income securities. The advice is tailored to the individual needs of the client based on the investment objective chosen by the client in order to help assist clients in attempting to meet their financial goals. Accounts are reviewed on a regular basis and rebalanced as necessary according to each client’s investment profile. Buttonwood Capital Management, LLC also offers clients the ability to participate in a professionally managed asset allocation programs designed by LPL Financial. Advisor will assist the client in determining the appropriate investment objective and have discretion to choose among the available models designed by LPL Financial and outside strategists. Buttonwood Capital Management does not sponsor or act as the portfolio manager for a wrap fee program. As of December 31, 2022, the firm has $ 192,900,000 AUM under discretionary basis and $ 2,312,000 under non-discretionary basis. Financial Planning Services We charge on an hourly or flat fee basis for financial planning services. The total estimated fee, as well as the ultimate fee that we charge you, is based on the scope and complexity of our engagement with you. Our hourly fees range from $100 - $400. Fixed fees range from $100 to $5,000. Depending on the complexity of a plan fees may exceed $5,000. As part of our financial planning services, Buttonwood Capital Management, LLC, through its investment advisor representatives, may provide personal or corporate financial planning tailored to the individual needs of the client. A particular client’s financial

plan will include the relevant types of planning specific to their needs and objectives such as:
• Cash flow analysis
• Tax analysis & planning
• Investment planning
• Risk management
• Insurance analysis
• Social Security planning
• Retirement planning
• Corporate structure analysis Company benefits analysis
• Education planning
• Divorce
• Business succession planning
• Estate Planning
• Philanthropic giving These services take into account information collected from the client such as financial status, investment objectives and tax status, among other data. Fees for such services are customized ADV 2A – Firm Brochure Page 6 of 21 and detailed in the client agreement. The financial plan may include generic recommendations as to general types of investment products or specific securities which may be appropriate for the Client to purchase given his/her financial situation and objectives. The Client is under no obligation to act upon the investment adviser’s recommendation or purchase such securities through Buttonwood Capital Management, LLC and the IAR. However, if the Client desires to purchase securities or advisory services in order to implement his/her financial plan, Buttonwood Capital Management, LLC may make a variety of products and services available through its IARs. Depending on the type of account that could be used to implement a financial plan, such compensation may include (but is not limited to) advisory fees, commissions; mark-ups and mark-downs; transaction charges; confirmation charges; small account fees; mutual fund 12b-1 fees; mutual fund sub-transfer agency fees; hedge fund, managed futures, and variable annuity investor servicing fees; retirement plan fees; fees in connection with an insured deposit account program; marketing support payments from mutual fund, annuity and insurance sponsors; administrative servicing fees for trust accounts; referral fees; compensation for directing order flow; and bonuses, awards or other things of value offered by Buttonwood Capital Management, LLC to the IAR. To the extent that IAR recommends that Client invest in products and services that will result in compensation being paid to Buttonwood Capital Management, LLC and the IAR, this presents a conflict of interest. This compensation to IAR and Buttonwood Capital Management, LLC may be more or less depending on the product or service that IAR recommends. Therefore, the IAR may have a financial incentive to recommend that a financial plan be implemented using a certain product or service over another product or service. Hourly Consulting Services Buttonwood Capital Management, LLC, through its investment advisor representatives, may provide consulting services as selected by the client in the consulting agreement. The investment advisor representatives may or may not deliver to the client a written analysis or report as part of the services. The investment advisor representatives tailor the hourly consulting services to the individual needs of the client based on the investment objective chosen by the client. The engagement terminates upon final consultation with the client. Fees for such services are customized and detailed in the client agreement. Retirement Plan Consulting Investment advisor representatives of Buttonwood Capital Management, LLC may assist clients that are trustees or other fiduciaries to retirement plans (“Plans”) by providing fee-based consulting and/or advisory services. Investment advisor representatives may perform one or more of the following services:
• Assistance in the preparation or review of an investment policy statement (“IPS”) for the Plan based upon consultation with client to ascertain Plan’s investment objectives and constraints. Ongoing monitoring of investment manager(s) or investments in relation to the criteria specified in the Plan’s IPS or other written guidelines provided by the client to IAR. ADV 2A – Firm Brochure Page 7 of 21 Preparation of reports describing the performance of Plan investment manager(s) or investments, as well as comparing the performance to benchmarks. Ongoing recommendations, for consideration and selection by client, about specific investments to be held by the Plan or, in the case of a participant-directed defined contribution plan, to be made available as investment options under the Plan.