General Description of Advisory Firm Digit Advisors, LLC (“Digit Advisors”), a Delaware limited liability company, was formed in August 2019 as an investment firm registered as an investment adviser with the SEC. Digit Advisors is a wholly owned subsidiary of Hello Digit, LLC., a Delaware limited liability corporation. As of December, 2022, Digit Advisors has regulatory assets under management of $ 33,099,749, Digit Advisors offers to manage client assets on a discretionary basis; it does not offer to manage client assets on a nondiscretionary basis. General Description of Services and Fees Digit Advisors offers an automated investment service through a website or mobile application for clients (the “Program”). The Program permits clients to invest in an investment portfolio based on their investment risk tolerance. For retirement related investment products, Digit Advisors uses client age to determine investment time horizon and selects investments based on this time horizon. For investment products, Digit Advisors recommends one of its model portfolios of exchange traded funds (“ETFs”) based on client risk tolerance. Digit Advisors, acting as the registered investment advisor on behalf of the client, receives authorization from each client to instruct the broker-dealer, DriveWealth LLC (“DriveWealth”), to transfer funds from the client’s linked checking account into the DriveWealth brokerage accounts held in the client’s name. For the Digit Retirement feature only, clients will open: 1) a DriveWealth cash management account and, 2) either a Roth or Traditional Individual Retirement Account (“IRA”). The client does not incur any additional costs for the DriveWealth cash management account. The client will transfer funds from their linked bank account to their DriveWealth cash management account daily, according to the client’s retirement

goal. The client’s funds will transfer from their DriveWealth cash management account to their DriveWealth IRA every 30 days. By keeping client funds in their DriveWealth cash management account for 30 days, the client is afforded this time to withdraw their funds before they are invested into their IRA and thus subject to potential early withdrawal tax penalties. Cash in clients’ DriveWealth cash management account participate in the DriveWealth FDIC Sweep Program. DriveWealth will retain the interest earned on the cash while held in the DriveWealth cash management account during the 30 day holding period, before it is transferred to clients’ IRA. DriveWealth does not earn any interest on clients’ cash once the cash is transferred to their IRA. This may be a potential a conflict of interest for Digit Advisors that clients should consider. Hello Digit, LLC, Digit Advisor’s parent company, charges a single monthly subscription fee of $5 and this fee include access to savings services offered by Hello Digit, LLC. as well as the investment services provided by Digit Advisors described in this section. Hello Digit, LLC. users are not charged any additional fees for becoming Digit Advisor clients and receiving Digit Advisor’s investment services. Costs that are unrelated to the ongoing management of the client account will be borne by the client. ETFs are subject to investment advisory and other expenses, which will be indirectly paid by the client. These fees and expenses are described in each ETF’s prospectus. Clients should be aware that by using Digit Advisors services, they are giving discretion to select the appropriate ETFs based on the evaluation of the client’s risk tolerance and investment objectives. Digit Advisors does not allow clients to select specific mutual funds and ETFs because each mutual fund, ETF and asset class is considered part of an overall investment strategy.