Miller Equity Capital Advisors is an Investment Advisor specializing in private wealth management that is focused on providing advice on a complete financial picture to high-net- worth individuals, families, trusts, estates, and charitable organizations, corporations, or other business entities. Miller Equity Capital Advisors was founded in 1996 as a sole proprietorship and is owned and managed by Mark Miller, CFA, CPA/PFS. The primary member of his team is Gene Gurley, CFP®. Miller Equity Capital Advisors was reorganized as a limited liability company in 2017. Mission Statement The mission of Miller Equity Capital Advisors is to preserve and enhance your wealth with your best interests in mind. Our vision is to protect your long-term financial health and wealth through managing financial risk within your tolerance level. We are dedicated to providing integrated wealth management advice in a prudent and effective manner that is both confidential and in your best interest. Types of Advisory Services We offer the following types of advisory services to enable you to understand your complete financial condition: Financial Planning and Investment Consulting Services and Wealth Management Services. Financial Planning and Investment Consulting Services With our Financial Planning and Investment Consulting Services, we develop an integrated plan that utilizes your financial resources by taking a holistic approach to achieving identified goals and objectives. The integrated plan includes some or all of the following services:
• Personal Financial Planning
• Goal and Objectives Planning
• Investment Management o Investment Opportunity Evaluations o Investment Analysis and Investment Strategies o Portfolio Risk Management o Portfolio Design and Asset Allocation
• Tax Planning and Minimization
• Risk Management (Insurance)
• Life Events Planning
• Education Planning
• Retirement Planning o Retirement Income and Capital Needs Analysis
• Estate Planning
• Corporate Financing Alternatives
• Charitable Giving Strategies These services are oriented toward developing strategic plans for solving specific problems and/or reaching specific goals depending on family or specific portfolio needs. These services will be done on an on-going basis. We help you work through the complexities, manage the risk, and get the most economic long-term after-tax return from your total wealth. The services used to develop the comprehensive Wealth Management plan are also available individually or as requested by you. Wealth Management Services Wealth Management services is the on-going professional management of the Wealth Management Plan described above. These services are provided under a fiduciary relationship on a discretionary basis with us. We use an integrated approach in advising you concerning financial returns and risks that impact personal net worth and future wealth creation. As part of our Wealth Management

service, a portfolio is created, consisting of individual stocks, bonds, exchange traded funds (“ETFs”), options, mutual funds and other public and private securities or investments. Your individual investment strategy is tailored to your specific needs and may include some or all the previously mentioned securities. Portfolios will be designed to meet a particular investment goal, determined to be suitable to your circumstances. Financial decisions are evaluated in terms of reward for risk and recommendations are based solely on your specific needs, circumstances, goals, and risk tolerance. We implement the portfolio recommendations and monitor the investments based on agreed upon objectives. Wrap Fee Programs We do not participate in a Wrap Fee Program. Fiduciary Statement We are fiduciaries under the Investment Advisers Act of 1940 and when we provide investment advice to you regarding your retirement plan account or individual retirement account, we are also fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act, (“ERISA”) and/or the Internal Revenue Code, (“IRC”), as applicable, which are laws governing retirement accounts. We have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. We must take into consideration each client’s objectives and act in the best interests of the client. We are prohibited from engaging in any activity that is in conflict with the interests of the client. We have the following responsibilities when working with a client:
• To render impartial advice;
• To make appropriate recommendations based on the client’s needs, financial circumstances, and investment objectives;
• To exercise a high degree of care and diligence to ensure that information is presented in an accurate manner and not in a way to mislead;
• To have a reasonable basis, information, and understanding of the facts in order to provide appropriate recommendations and representations;
• Disclose any material conflict of interest in writing; and
• Treat clients fairly and equitably. Regulations prohibit us from:
• Employing any device, scheme, or artifice to defraud a client;
• Making any untrue statement of a material fact to a client or omitting to state a material fact when communicating with a client;
• Engaging in any act, practice, or course of business which operates or would operate as fraud or deceit upon a client; or
• Engaging in any manipulative act or practice with a client. We will act with competence, dignity, integrity, and in an ethical manner, when working with clients. We will use reasonable care and exercise independent professional judgement when conducting investment analysis, making investment recommendations, trading, promoting our services, and engaging in other professional activities. Tailored Relationships We tailor advisory services to your individual need. Investable portfolios are custom designed to achieve investment solutions. The complexities of your unique circumstance and needs are evaluated and incorporated in the portfolio construction. Your goals and objectives are documented in our client relationship management system. Investment allocations are created that reflect the stated goals and objective. You may impose restrictions in writing, on investing in certain securities or types of securities. Assets Under Management As of December 31, 2023, we managed $361,974,828 in client assets on a discretionary basis.