Owners Addis & Hill, Inc. (herein after called Addis Hill) has been in business since March 2000 and is registered with the state of Pennsylvania as an S Corporation and is registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC). Kent R. Addis, Jr. is a sixty percent (60%) shareholder and Justin J. Hill is a forty percent (40%) shareholder. Firm Description In 2000, Addis Hill was founded to provide fee-only personal financial planning and investment management services to individuals and families. Addis Hill is not controlled by any other firm, producer’s group, insurance company, or financial organization of any kind. As a result, the potential for conflicts of interest is diminished. Addis Hill is guided by a fiduciary oath and fiduciary standards as a member of NAPFA – The National Association of Personal Financial Advisors and The Institute for the Fiduciary Standard. Addis Hill’s advisory business is comprised of two parts; Financial Planning and Investment Management. Addis Hill furnishes its advice through analysis and consultations. Addis Hill continually integrates innovative processes, technology, and tools into its planning process. In addition, the firm collaborates with outside professionals such as insurance professionals, accountants, and attorneys to reduce risk and solve the challenges facing clients. Financial Planning Addis Hill defines financial planning as an active process designed to provide comprehensive services such as risk management, asset allocation, tax mitigation, investment planning, insurance analysis, scenario planning, Social Security and pension planning and more to its clients. Addis Hill begins each relationship working under a Limited Scope Agreement. The clients will first experience a discovery meeting

to gather all their facts so we can learn. Specific documents provided by the clients are then collected by Addis Hill and all the data is imputed into planning software both proprietary and purchased. A debriefing meeting is held with the clients to relay what has been learned, what has been identified as challenges and opportunities, and to discuss optimal implementation strategies. A decision to hire Addis Hill for on-going asset management and financial planning services is made by both parties at this juncture. Investment Management Portfolio optimization is a data-driven approach to analyzing investments to eliminate investor emotion and reliance on past performance when making investment decisions. The process is a repeatable set of rules to reallocate periodically and take the subjectivity out of choosing and sizing investments. The goal is to minimize a portfolio's overall volatility and potentially reduce protracted portfolio drawdowns. As a result, by controlling risk at the asset, sector, and security level, one can potentially increase the probability of achieving long-term financial objectives more consistently. Addis Hill manages client assets on a discretionary basis. As of December 31, 2022, Addis Hill’s assets under management are approximately $124,651,622 on a discretionary basis. Addis Hill charges a fee based on a percentage of assets for on-going portfolio management and financial advisory services. Discretionary assets under management of Addis Hill, are invested in exchange traded funds and individual securities in companies such as iShares, Vanguard, State Street, Performance Trust and more. Addis Hill does not act as a custodian of client assets. Client assets are custodied at Pershing, LLC (Bank of New York), TIAA, and Transamerica for fee-only annuity contracts.