Retirable, Inc. (“Retirable” or the “Adviser”) is an investment advisory firm that was founded in 2020 by R. Tyler End, CFP®, who is the principal owner and serves as the Chief Executive Officer. The Adviser is organized as a Delaware corporation and based in New York, NY. Retirable’s primary focus is to provide financial planning and investment advisory services to clients who are retired or approaching and preparing to transition into retirement. Retirable aims to help clients demystify the transition into retirement through the creation of financial plans and access to a team of advisors to answer top of mind questions and prepare a roadmap through retirement. Financial plans can be created through online tools on Retirable’s website and other communications where a Retirable advisor gets to know each client’s financial situation and objectives. Investment advisory is provided to achieve clients’ goals and objectives through an online platform provided through Altruist LLC (“Altruist”) and is focused on diversified, long-term, and controlled risk holdings in exchange-traded fund (“ETF”) portfolios. Clients that wish to utilize Retirable’s services, must maintain a brokerage account at Altruist Financial. Investment Advisory Services Retirable provides discretionary investment management services to clients through recommended portfolios using the Altruist platform. Investment advice is based on a client’s retirement plan, distribution timing, risk tolerance, life and financial circumstances, which are obtained through individual questionnaires focusing on different components of retirement. Based on this information, Retirable financial advisors work with clients to determine an investment strategy and target asset allocation designed to meet the client’s needs and objectives. Portfolio recommendations discussed and agreed upon with the client are summarized in an Investment Policy Statement (“IPS”) then provided to and executed by the client. Retirable generally recommends the use of Exchange Traded Funds (“ETFs”) and cash or cash equivalents in the client’s portfolio. Clients have the ability to select a portfolio not recommended by Retirable subject to confirmation of their understanding that the client is making

such election at their own discretion and such portfolio is not recommended by Retirable. Although clients may elect alternative portfolios, clients are unable to make changes to the asset allocation within each portfolio. Additionally, clients in recommended portfolios have the ability to request restrictions regarding the securities purchased for their accounts and asset classes and weights are determined by Retirable. Any changes communicated by the client require an updated IPS and provided to the client for review and sign off. Financial Planning Services Retirable also provides guidance on certain financial planning and strategic wealth management issues. Depending on a client’s needs and complexity, Retirable provides financial planning and strategic wealth management services by gathering financial information through oral interviews and/or the completion of questionnaires and the client’s IPS. After this consultation and if deemed appropriate, Retirable prepares a financial plan based on the client’s individual financial needs, goals and tax status which the client will have the opportunity to agree to implement. A financial plan estimates asset levels and retirement income over a client’s projected lifetime based on current asset levels and several assumptions, including life expectancy, savings rate, investment returns, tax rates, and known obligations (such as mortgage). Subject to the client’s needs, the financial plan will include segments outlining insurance needs (life, long-term care, etc.), education funding, net worth, or an estate plan strategy review and recommendations, among other items. Retirable will base any advice on information provided by the client. Clients are under no obligation to accept or follow any recommendations made by Retirable. To the extent requested by a client, Retirable will also provide investment advice on any legacy assets and financial planning impact. Retirable does not provide single security or options advice, nor legal or tax advice. Clients are encouraged to consult with their personal tax advisors. As of March 10, 2024, Retirable managed approximately $60 million in client regulatory assets under management on a discretionary basis, and none on a non-discretionary basis.