Firm Description Omega Capital Management, LLC, referred to as Omega Capital, is a New Jersey based Registered Investment Adviser under the Investment Advisors Act of 1940 and regulated by the Securities and Exchange Commission (“SEC”). Omega Capital Management, LLC was formed by Steven M. Bedell, CFP®,AIF®, CFS®, RICP® in January 1999. Omega Capital Management, LLC is an independent fee-only Registered Investment Advisor and Financial Planning firm. We are committed to assisting our clients' develop and advance their investment and financial aspirations. What makes Omega Capital unique as an investment advisor is that we are truly independent and have no affiliations with any of the investment products we offer or the distributors we use. Operating as a fee-only investment advisor assures our clients’ that our investment advice is solely based on their needs, objectives and risk tolerance. We aim to educate ourselves about our clients’ personal and financial lives so that we may assist them in making informed decisions regarding all aspects of the financial planning process. Our clients’ take comfort in knowing that our independence allows us to focus on what is most important the client It is our mission to become our clients’ most trusted advisor and educator in the process of identifying their investment, retirement, insurance, financial and estate planning goals as well as developing and implementing a sound and effective strategy. Client assets managed by Omega Capital Management, LLC are held at qualified independent custodians. All client brokerage account assets are held in custody at TD Ameritrade Institutional Services, a division of TD Ameritrade Inc., member FINRA and SIPC. Omega Capital is neither affiliated nor controlled by any other person or organization. Steven M. Bedell, CFP®,AIF®, CFS®, RICP® is neither employed nor controlled by any outside investment company or financial services company. Principal Owners Today, Mr. Bedell remains the majority owner/principal of the firm while his wife Jennifer Bedell retains a minor ownership stake and does not perform any managerial duties or any investment selection or any investment advisory duties within Omega Capital. The firm works with a vast array of clientele that ranges in age and net worth including individuals, families, retirees, retirement plans, businesses as well as trust and estates. Types of Services: Financial Planning Omega Capital engages in broad-based, modular, and consultative financial planning services and investment advisory services. Financial planning and consulting services will typically involve providing a variety of services, principally advisory in nature, to clients regarding the management of their financial resources based upon an analysis of their individual needs. This service typically can include current and projected cash flow analysis, budgeting, retirement planning, insurance planning, estate planning, and education funding analysis. Omega Capital will first conduct a complimentary initial consultation. After the initial consultation, if the client decides to engage Omega Capital for financial planning services, a representative of Omega Capital will conduct follow up meetings as necessary, during which pertinent information about the client’s financial circumstances and objectives is collected. The primary objective of this process is to allow Omega Capital to assist the client in developing a strategy for the successful management of income, assets, and liabilities. Investment Advisory Omega Capital provides discretionary and non-discretionary asset management services to clients where the investment advice provided is custom tailored to meet the needs and investment objectives of each client. Typically, the client grants Omega Capital discretionary authority to manage the account. Accordingly, Omega Capital is authorized to perform various functions on our clients behalf without prior approval from the client. Such functions include the selection of the securities as well as the amount of each security to be bought or sold within our clients’ accounts. Such services will include a risk tolerance assessment

as well as discussions with the client to truly understand their specific objectives and risk tolerance. Omega Capital will assist its clients in identifying their optimal asset allocation utilizing; mutual funds, ETFs, government securities, individual bonds, preferred stocks and other registered securities which are suitable based on a client’s profile including investment objectives and risk tolerance. Once the portfolio is constructed, the firm will monitor the client’s account on a continuous basis to ensure the account remains aligned with the client’s stated financial objectives. Where Omega Capital enters into non-discretionary arrangements with the clients, Omega Capital will obtain client approval prior to the execution of a trade. Omega Capital Management does not participate in any Wrap-Fee programs. Retirement Plan Services Omega Capital may provide pension consulting services to employee benefit plans, the plan sponsors and fiduciaries (collectively, the “Sponsor”) based upon an analysis of the needs of the plan. In general, these services may include an existing plan review, formation of an investment policy statement, assisting the Sponsor in fund selection and investment options, investment performance monitoring, risk management education, and/or ongoing consulting. Additionally, Omega Capital will offer the Sponsor assistance in setting up a relationship with a third party administrator and processing enrollment forms. Omega Capital will also provide communication and education material regarding the retirement plan to its Participants. Information provided to participants in the educational seminars will be limited to general, impersonal advice. Retirement Plan services will be provided pursuant to the agreement entered into and within the parameters set forth in the plan documents. When the Sponsor engages Omega Capital to provide advice to participants on an individual basis, such advice will be limited to general retirement planning issues, fund selection as well as an asset allocation of plan assets. Plan Participants who wish to engage Omega Capital for individualized financial planning or consulting services outside the scope of the qualified plan may do so by executing a separate agreement, including separate fees and fee payment arrangements, with Omega Capital. Other Services From time to time a client will call on Mr. Bedell for his assistance in matters not related to the services that Omega Capital is providing his client. These might be considered concierge services. As long as Mr. Bedell feels it is a matter that he can handle, he is happy to assist. Though, if Mr. Bedell feels that the matter is best handled by a professional such as an accountant, attorney or any other professional, he will gladly recommend the services of such professional. Mr. Bedell also assists his clients or referrals with residential mortgage services which is limited to the purchase of or the refinancing of a home loan. The loan is referred to Liberty Mortgage Services in Dover, New Jersey. Liberty Mortgage is a licensed mortgage broker within the State of New Jersey. Liberty Mortgage does all of the loan processing. Mr. Bedell works with the client in completing the application and gathering most of the information and documents from the client required by the lender. Mr. Bedell is not an employee of Liberty Mortgage or bound by any contract with Liberty Mortgage. Tailored Recommendations Omega Capital Management, LLC tailors all investment advisory services and financial planning services around each respective client. We do not believe in using preset generic asset allocation models. All asset allocation recommendations are tailore3d for each individual client. Clients are able to impose restrictions on investing in particular investments provided that Omega Capital is notified in writing by the client. Managed Assets Omega Capital Management, LLC currently has $114,637,771 of assets under management all of which assets are managed on a discretionary basis for our clients. This figure is reported as of the firm’s fiscal year end of December 31, 2021.