Atomic Invest LLC (“Atomic” or the “Adviser”) is a limited liability company based on New York, NY, incorporated under the laws of the state of Delaware on February 9, 2021, and is a registered investment adviser with the SEC. AtomicVest Inc. and Atomic Group LLC each own 50% of Atomic. Types of Advisory Services and Investments Atomic uses proprietary algorithmic-based technology to provide discretionary asset management services to its clients utilizing the internet, through an online platform and mobile phone application. In certain cases, Atomic may act as a sub-adviser to a third-party investment adviser. Atomic also provides non-discretionary investment advisory services to certain clients, as described below. Atomic provides Discretionary Portfolio Management over the internet through an online platform and mobile application. Atomic tailors its Discretionary Portfolio Management to clients by generating a recommended portfolio based on client responses to a suitability questionnaire ranging from conservative to aggressive investment strategies. Atomic manages portfolios based on its algorithmic analysis of the information provided by clients unless a client elects to override Atomic’s recommendation or otherwise customizes the portfolio. Atomic’s Discretionary Portfolio Management service includes the discretion to buy and sell securities on behalf of its clients. There is no minimum account balance required, and Atomic will monitor your portfolios on a periodic basis using its proprietary algorithms. Atomic may trade on behalf of clients in accordance with a client’s risk tolerance or other information provided in the Questionnaire (as defined below), and Atomic will periodically rebalance account positions to align with a client’s targeted allocations and risk levels. Clients may choose to impose certain restrictions on their account, such as environmental, social or governance related restrictions, or individual security restrictions, which may be provided at account opening or at any time thereafter at no additional cost. These restrictions may be accepted or rejected as reasonably determined by Atomic in its sole discretion. However, you should be aware that accounts with restrictions imposed may perform differently, sometimes materially, than other accounts using the same or a similar strategy. The Adviser utilizes its online interface to collect client investment criteria and other information through a questionnaire (the “Questionnaire”), including but not limited to information regarding a client’s financial situation, goals, objectives, and risk tolerance, to determine a suitable investment strategy within the Adviser’s model portfolio offerings. The Adviser’s algorithmic-based technology analyzes a client’s responses to the Questionnaire to recommend a portfolio of equities, bonds and/or mutual funds/exchange traded funds (collectively, “Funds”) that are determined to be suitable based on the client’s targeted risk profile and other financial objectives. The model portfolio recommendation is solely based on client responses to the Questionnaire. The client has the option to override the Adviser’s model portfolio recommendation and choose one of the other model portfolios offered by the Adviser. In addition, at any time, a client may also choose between the model portfolios recommended by Atomic, or, within reasonable limitations, customize the recommended portfolio by increasing or decreasing exposure to a particular industry. These actions may initiate an adjustment in the client’s holdings. For more information on the types of model portfolios offered by Atomic, please see Item 8, Investment Strategies. Clients may update their risk profile at any time by updating the responses to the Questionnaire, which can be accessed through Atomic’s online platform or through the mobile phone application. At a minimum, a client will be prompted to review and/or update the responses to the Questionnaire, including new or existing client-imposed investment restrictions, annually. Client assets are used to purchase the securities that align to the client’s corresponding target asset allocation within the recommended portfolio or client-selected portfolio. As a client deposits or withdraws funds from his or her account, purchases and/or sales of securities are initiated to rebalance the account in line with its target allocation. Atomic’s algorithms will also rebalance a client’s Account if the investment allocations deviate from the model portfolio in excess of certain thresholds established by Atomic or as otherwise specified by the client. The Adviser will seek to execute any rebalancing transactions promptly, however each account is managed in accordance with the proprietary algorithmic-based technology, which analyzes the trading markets to optimize the timing of trades. Atomic will utilize its discretion in determining the timing of any purchases, sales, or reallocations. In addition, Atomic reserves the right, at any time and without notice, to delay or manage trading in response to market instability. Atomic delays or manages trading when it determines it is appropriate to respond to extraordinary circumstances of market instability, as evidenced by extreme instances of elevated localized volatility (i.e., minute-to-minute spikes in implied volatility), insufficient or unstable market depth, price dislocation, incomplete execution, fast markets, and rapidly widening bid-ask spreads. In the event that Atomic delays placing orders in response to extraordinary market volatility for greater than sixty consecutive minutes during Atomic's typical trading hours, Atomic will seek to provide clients with notice of such delay. For the avoidance of doubt, Atomic does not delay or manage trading based on any view about whether markets are likely to rise or fall. Subject to each client’s agreement with the Adviser (the “Investment Advisory Agreement”), client assets will be invested in equities and fixed income securities and unaffiliated exchange traded funds (“ETFs”), as applicable to the selected model portfolio or client customized portfolio. After the initial client investment, a client may choose to participate in the Smart Contributions Services. As a participant in Smart Contributions Services, a client will authorize the Adviser, through its proprietary algorithmic-based technology, to analyze the client’s bank account transactions for excess cash and the Adviser will make recommendations to the client for amounts to be invested initially and periodically, subject to the client’s approval. A client may disable the Smart Contribution Service at any time upon one (1) business day notice to Atomic through the online platform or the mobile phone application, however any transactions in progress will be completed and cannot be revoked. Atomic will rely on information from the client’s third-party banking institution. If inaccurate information is provided to Atomic by a third-party banking institution, such as an incorrect bank account balance amount, this could cause Atomic to over or under withdraw amounts from a client’s bank account. If Atomic overdraws from a client’s bank account, the client may incur overdraft fees from the third-party banking institution. This also could result in market exposure that is greater or less than the client’s desired investment exposure in the account. Moreover, the timing of such transactions will also depend on the speed in which such third-party banking institutions process such transfers. Clients are given the opportunity to modify their recommended or individually-selected portfolio in a number of different ways. First, a client may customize his or her portfolio as described above. Second, clients can choose to have the Adviser apply Environmental, Social or Governance (“ESG”) considerations when building their portfolio. The Adviser will implement the ESG overlay while maintaining the client’s target risk profile and will seek to

substitute or increase allocations to companies that have certain environmental and social characteristics while avoiding investments in other businesses based on the stated ESG criteria. The strategies will provide clients with the ability to select certain ESG screens that will be applied to the client’s portfolio. ESG screens may be selected upon account opening or any time thereafter for no additional charge by providing an election to Atomic through the online platform and selecting the desired ESG screens. Clients who choose to apply any ESG screens to their portfolio may perform differently than portfolios within the same risk profile that have not applied the ESG screens. Once the portfolio of stocks, bonds and/or Funds is determined based on the Questionnaire and client preferences, and modifications, the Adviser’s algorithms will manage each client’s portfolio seeking to track their target risk allocation. Although the client will be contacted at least annually to do so, it is the client’s responsibility to update the Questionnaire through the online platform or the mobile phone application when a change is desired and/or the restriction(s) is (are) no longer wanted by the client. Atomic also offers investment management services for corporate treasury management. Atomic may provide this service to its corporate clients on a discretionary or non-discretionary basis. For any non- discretionary arrangements, Atomic will need to obtain the client’s approval prior to executing any transactions on behalf of your account. The client may decline to implement any advice provided by Atomic on a non-discretionary basis. The minimum account balance for this service is negotiable, as are the aggregate asset-based fees. Atomic also provides tax-loss harvesting services to clients. Tax-loss harvesting is a technique designed to help lower a client’s taxes while maintaining the expected risk and return profile of the client’s portfolio. It harvests unrecognized investment losses to offset taxes due on the account’s other gains and income by selling a security at a loss to accelerate the realization of capital loss and investing the proceeds in a security with closely correlated risk and return characteristics. The realized loss can be applied to lower your tax liability and the tax savings can be reinvested to grow the value of your portfolio. Tax-loss harvesting is available to all clients who choose our recommended portfolios. It is also available to clients who customize our recommended portfolios. Clients should understand that Atomic has discretion to limit or postpone tax-loss harvesting to prioritize other trading activity on any given day, including days where extreme market conditions may produce higher price volatility or higher trading volumes. The tax-loss harvesting algorithm is designed to reduce the potential for wash sales but does not constitute or provide comprehensive tax advice to clients. Clients are solely responsible for the determination of whether, and when, to enable these features in their accounts, as well as any tax consequences arising from any transaction associated with these features. In providing the tax loss harvesting service, Atomic will use information on your income if provided or a default tax rate, which will be 22% for short-term and 15% for long-term capital gains. This tax rate may or may not correspond to a client’s individual tax rate. Clients are encouraged to consult with their own tax advisors prior to enabling this feature, and for ongoing tax-related advice. Atomic does not provide: (i) comprehensive financial planning services, and its services are not a complete investment program as they do not take all of a client’s financial and other considerations into account when recommending a model portfolio; rather Atomic’s recommendations are limited based on the information provided by the client through the Questionnaire and algorithmic analysis of any cash flows in linked bank accounts, where applicable; (ii) tax, accounting or legal advice; or (iii) custody of your account assets. You are encouraged to consider additional asset classes, strategies, and investments to supplement the investments maintained in your account and to consult with your tax advisor regarding any tax consequences related to your account. Wrap Fee Program The discretionary investment management services are offered through a wrap fee program (the “Atomic Wrap Fee Program”) described herein and the Adviser’s wrap fee program brochure (the “Wrap Fee Program Brochure”). The Adviser is the sponsor and portfolio manager for the Atomic Wrap Fee Program. As described above, Atomic uses its proprietary algorithms to evaluate a client’s risk profile to recommend a model portfolio that is designed to meet the client’s investment objectives and risk tolerance. Client accounts will be managed in accordance with that client’s selected model portfolio or customized portfolio. Atomic will use its algorithms to monitor client account performance on an ongoing basis and periodically rebalance each portfolio as required by changes in market conditions, additions, or withdrawals in a client’s account and/or a change in a client’s financial circumstances. In general, wrap fee programs allow clients to pay a single fee (the “Wrap Fee”) which covers advisory fees, trading commissions, fees for brokerage and other administrative and advisory services provided by an investment adviser or the custodian. Atomic retains a portion of the Wrap Fee for its investment advisory services. Clients are generally not charged separate fees for each component of the total services. Clients will be responsible for certain transaction execution fees and costs in addition to the Wrap Fee. See Item 12: Brokerage Practices and the Wrap Fee Brochure for more information. Because wrap fee program advisers typically absorb client transaction fees, an incentive exists to limit trading activities in the wrap fee account. Depending on the Wrap Fee Program account, clients may pay more or less for using a wrap fee program than they would for using non- wrap fee program services. Clients will be required to open a custody account with Pershing LLC ( “Pershing” or the “Custodian”) who will serve as the “qualified custodian” for all Atomic client advisory accounts. Through the Investment Advisory Agreement, clients will authorize Atomic to open an account with Pershing. Pershing, an SEC- registered broker-dealer and a member of the Financial Industry Regulatory Authority (“FINRA”) and the Securities Investor Protection Corporation (“SIPC”), provides custody, clearing, and settlement services for clients, as well as other support services for the Atomic Wrap Fee Program. The Investment Advisory Agreement will set forth the terms and conditions of the services provided and the inclusion of the client’s account in the Atomic Wrap Fee Program. When clients enter into an Investment Advisory Agreement with Atomic, the client grants Atomic discretionary authority to manage his or her account under the Atomic Wrap Fee Program. Discretionary authorization allows Atomic to determine the specific securities and the amount of securities to be purchased or sold for the account without a client’s approval prior to each transaction. Pershing will exercise no discretion in determining if and when trades are placed. Discretionary authority is granted by the Investment Advisory Agreement and the appropriate trading authorization forms. Clients may limit Atomic’s discretionary authority (for example, limiting the types of securities that can be purchased or sold for their account) by updating their profile by accessing their account online or through the mobile phone application. Assets Under Management As of December 31, 2023, the Adviser managed approximately $1,528,450,936 in Regulatory Assets Under Management (“RAUM”) on a discretionary basis and approximately $7,890,000 in RAUM on a non- discretionary basis.