CRWM was founded in 2014 and is owned 50% by Michael L. Brundage and 50% by Michelle Eldridge. As of December 31, 2023, CRWM managed $178,762,352 on a discretionary basis and $3,560,224 on a nondiscretionary basis. InvestmentManagementServices: CRWM manages investment portfolios for individuals, qualified retirement plans, trusts, charitable organizations, corporations and small businesses. CRWM will work with a client to determine the client's investment objectives and investor risk profile and will design a written investment policy statement. CRWM uses investment and portfolio allocation software to evaluate alternative portfolio designs. CRWM evaluates the client's existing investments with respect to the client's investment policy statement. CRWM works with new clients to develop a plan to transition from the client's existing portfolio to the portfolio recommended by CRWM. CRWM will then continuously monitor the client's portfolio holdings and the overall asset allocation strategy and hold review meetings with the client regarding the account as necessary. CRWM will typically create a portfolio of no-load mutual funds, exchange traded funds and individual securities and may use model portfolios if the models match the client's investment policy. CRWM will allocate the client's assets among various investments, taking into consideration the overall management style selected by the client. CRWM primarily recommends portfolios consisting of passively managed asset class and index mutual funds. CRWM primarily recommends mutual funds offered by Dimensional Fund Advisors (DFA). DFA sponsored mutual funds follow a passive asset class investment philosophy with low holdings turnover. Client portfolios may also include some individual equity securities in situations where disposition of these securities would present an overriding tax implication or the client specifically requests they be retained for a personal reason. These situations will be specifically identified in the client’s Investment Policy Statement (IPS). CRWM manages mutual fund and equity portfolios on a discretionary or nondiscretionary basis. Clients may impose reasonable restrictions on CRWM’s discretionary authority, including restrictions on the types of securities in which CRWM may invest client’s assets and on specific securities, which the client may believe to be appropriate. UseofThird‐PartySub‐Advisers: CRWM has retained Buckingham Strategic Partners, LLC (“BSP)” to act as a sub-advisor for certain client accounts. BSP shall provide various model asset allocation portfolios (each a “Portfolio”, collectively “Portfolios”) for selection by CRWM. Each Portfolio strives to achieve long-term risk and return objectives through diversification among multiple asset classes using investment options available to BSP, which may include, but not limited to, mutual funds and/or exchange traded funds from Dimensional Fund Advisors LP, Bridgeway Capital Management, Inc., AQR Capital Management, LLC, The Vanguard Group, Inc., Stoneridge Asset Management, LLC or other providers selected by BSP. Each Portfolio is designed to meet a particular investment goal which CRWM has determined is suitable based on the client's circumstances. Once the appropriate Portfolio(s) has been determined, the Portfolio will continuously be managed based on the portfolio’s goal and BSP will have the discretionary authority to manage the Portfolio(s), including periodically rebalancing. However, CRWM, on behalf of its client, will have the opportunity to place reasonable restrictions on the types of investments to be held in the portfolio. Should material life events occur, clients should immediately contact CRWM to determine if changes to an account and the allocation of the assets held in the account are necessary. CRWM

may also recommend fixed income portfolios to investment management clients, which consist of managed accounts of individual bonds. CRWM will request discretionary authority from investment management clients to manage fixed income portfolios, including the discretion to retain a third-party fixed income manager. Pursuant to its discretionary authority, CRWM will retain a fixed income securities manager. The fixed income securities manager will be provided with the discretionary authority to invest client assets in fixed income securities. The manager will also monitor the account for changes in credit ratings, security call provisions, and tax loss harvesting opportunities (to the extent that the manager is provided with cost basis information). The manager will obtain CRWM’s consent prior to the sale of any client securities. CRWM will provide to investment manager any updated client financial information or account restrictions necessary for investment manager to provide sub-advisory services. On an ongoing basis, CRWM will answer clients’ inquiries regarding their accounts and review periodically with clients the performance of their accounts. CRWM will at least annually review client’s investment policy and risk profile and will re-balance clients’ accounts as necessary. In addition to managing the client’s investment portfolio, CRWM may provide financial planning services to clients on various financial areas including income and estate tax planning, business sale structures, college financial planning, retirement planning, insurance analysis, personal cash flow analysis, establishment and design of retirement plans and trust designs, among other things. CRWM will not charge a separate fee for this service. In performing its services, CRWM shall not be required to verify any financial information received from the client or from the client’s other professionals, and is expressly authorized to rely on the information provided. Moreover, clients are advised that it remains their responsibility to promptly notify CRWM if there is ever any change in their financial situation or investment objectives for the purpose of reviewing/evaluating/revision their previous recommendations and/or services. CRWM does not participate in wrap fee programs. FinancialPlanningServices: CRWM also provides Financial Planning advice. Clients will typically receive a written financial report, providing the client with a detailed financial report designed to achieve their stated financial goals and objectives. In general, the financial plan will address any or all of the following areas of concern: - Personal: Family records, budgeting, personal liability, estate information and financial goals. - Tax & Cash Flow: Income tax and spending analysis and planning for past, current and future years. CRWM may illustrate the impact of various investments on a client’s current income tax and future tax liability. - Death & Disability: Cash needs at death, income needs of surviving dependents, estate planning and disability income analysis. - Retirement: Analysis of current strategies and investment plans to help the client achieve his or her retirement goals. - Investments: Analysis of investment alternatives and their effect on a client’s portfolio. CRWM gathers required information through in-depth personal interviews. Information gathered includes a client’s current financial status, future goals and attitudes towards risk. Related documents supplied by the client are carefully reviewed and a written report is typically prepared. Should a client choose to implement the recommendations in the plan, CRWM suggest the client work closely with his/her attorney, accountant or insurance agent. Implementation of financial plan recommendations is entirely at the client’s discretion.