Firm Description Roger Wittlin Investment Advisory, LLC doing business as Wittlin Advisory was founded in 2017. Roger Wittlin is 100% owner.
Wittlin Advisory is a fee-only investment management firm.
Wittlin Advisory does not act as a custodian of Client assets.
An evaluation of each Client's initial situation is provided to the Client, after discussions with the client to evaluate net worth, financial goals and risk weightings. Clients receive an Investment Policy Statement (IPS) which governs the management of the account. Periodic reviews and discussions take place with clients on market conditions and investment strategies and positioning.
Other professionals (e.g., lawyers, accountants, tax preparers, insurance agents, etc.) may be engaged directly by the Client on an as-needed basis and may charge fees of their own. Conflicts of interest will be disclosed to the Client in the event they should occur. Wittlin Advisory, its representatives, or any of its employees will disclose to the Clients all material conflicts of interest.
Types of Advisory Services ASSET MANAGEMENT Wittlin Advisory offers discretionary and non-discretionary asset management services to advisory Clients. Wittlin Advisory will offer Clients ongoing asset management services through determining individual and Entity investment goals, time horizons, objectives, and risk tolerance. Investment strategies, investment selection, asset allocation, portfolio monitoring and the overall investment program will be based on the above factors.
Discretionary When the Client provides Wittlin Advisory discretionary authority the Client will sign a limited trading authorization or equivalent. Wittlin Advisory will have the authority to execute transactions in the account without seeking Client approval on each transaction as governed by the IPS agreement.
Non-Discretionary When the Client elects to use Wittlin Advisory on a non-discretionary basis, Wittlin Advisory

will determine the securities to be bought or sold and the amount of the securities to be bought or sold. However, Wittlin Advisory will obtain prior Client approval on each and every transaction before executing any transaction. This includes recommendations on Private Funds or investments which the client needs to approve. INVESTMENT ADVISORY AND CONSULTING SERVICES Wittlin Advisory offers ongoing Investment Advisory and Consulting Services. Wittlin Advisory will review a Clients current financial position and will recommend to Clients investment holdings that will align the Client with their financial goals. Wittlin Advisory will not process any trades for the Client. Lower fees for comparable services may be available from other sources. Total fees to Client will never exceed the safe harbor threshold of 3% of assets under management per year. If a conflict of interest exists between the interests of Wittlin Advisory and the interests of the Client, the Client is under no obligation to act upon Wittlin Advisory's recommendation. If the Client elects to act on any of the recommendations, the Client is under no obligation to affect the transaction through Wittlin Advisory. Investment Advisory and Consulting Services will be based on an ongoing annual basis.
4 Client Tailored Services and Client Imposed Restrictions The goals and objectives for each Client are documented in our Client files. Investment strategies are created that reflect the stated goals and objectives. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without written Client consent.
Wrap Fee Programs Wittlin Advisory does not sponsor any wrap fee programs.
Client Assets under Management As of January 2, 2023, Wittlin Advisory provides continuous management services for $128,000,000 in client assets on a discretionary basis, and $184,000,000 in client assets on a non-discretionary basis.