JohnBoyer,Inc.(hereinafter“JBI”orthe“Firm”)isacorporationformedunderthelawsoftheState ofFloridaandisownedandoperatedbyJohnR.Boyer.JBIisregisteredwiththeU.SSecuritiesand ExchangeCommission(“SEC”).ThisbrochureprovidesclientswithinformationregardingJBIand the qualifications, business practices, and nature of advisory services that should be considered beforebecominganadvisoryclientofJBI.
Please contact John R. Boyer, President/Director/Chief Compliance Officer, if you have any questions about this brochure. Additional information about JBI is available on the Internet at www.adviserinfo.sec.gov. You can search this site by a unique identifying number, known as a CRDnumber.TheCRDnumberforJBIis145275.
Individuals associated with JBI will provide the Firm’s investment advisory services. These individualsareappropriatelylicensed,qualified,orauthorizedtoprovideadvisoryservicesonthe Firm’sbehalf.SuchindividualsareknownasInvestmentAdviserRepresentatives(IARs).
John Boyer, Inc. provides investment advisory services to certain broker-dealers’ customers (“Brokerage Customers”) who provide written consent requesting to receive the firm’s advisory services.BrokerageCustomershaveenteredintoawrittenadvisoryagreementwithJohnBoyer, Inc.
FinancialPlanningServices JBIoffersfinancialplanningservices.Advicewillinvolveprovidingavarietyofservicestoclients regardingthemanagementoftheirfinancialresourcesbasedupontheirindividualneeds.AnIARof JBI will first conduct an initial consultation. After the initial consultation, if the client decides to engage JBI for financial planning services, an IAR will conduct follow up meetings as necessary, during which pertinent information about the client’s financial circumstances and objectives is collected.Oncetheinformationhasbeenreviewedandanalyzed,awrittenororalfinancialplan– designed to achieve the clients stated financial goals and objectives – will be produced and presentedtotheclient.TheprimaryobjectiveofthisprocessistoallowJBItoassisttheclientin developingastrategyforthesuccessfulmanagementofincome,assets,andliabilitiesinmeetingthe client’sfinancialgoalsandobjectives.
Financialplansarebasedontheclient’sfinancialsituationatthetimetheplanispresentedandon financialinformationdisclosedbytheclienttoJBI.Clientsareadvisedthatcertainassumptionsmay bemadewithrespecttoinflation,interestrates,pasttrends,marketperformanceandtheoverall economy.PastperformanceisinnowayanindicationoffutureperformanceandJBIcannotoffer any guarantees or promises that the client’s financial goals and objectives will be met. As the client’sfinancialsituation,goals,objectives,orneedschange,theclientmustnotifyJBIpromptly.
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limited circumstances, some clients may only require advice on a single aspect of the managementoftheirfinancialresources.Fortheseclients,JBIoffersfinancialplansinamodular format and/or general consulting services that address only those specific areas of interest or concern.
PortfolioManagementServices JBI provides discretionary and non-discretionary portfolio management services where the investment advice provided is custom tailored to meet the clients individualized needs and investment objectives. Subject to any written guidelines, which the client may provide, the Firm maybegranteddiscretionandauthoritytomanagetheaccount.Accordingly,JBIisauthorizedto perform various functions at the client’s expense without further approval from the client. Such functionsincludethedeterminationofsecuritiestobepurchased/sold,thenumberofsecuritiesto bepurchased/sold,thebrokerdealertobeused,andthecommissionratestobepaid.Oncethe portfolio is constructed, JBI provides continuous supervision and will rebalance the portfolio as changes in market conditions and client circumstances may require. When JBI enters non- discretionaryarrangementswithclients,JBIwillobtainclientapprovalpriortotheexecutionofa trade.
InvestmentDiscretion JBIusuallyreceivesdiscretionaryauthorityfromtheclientattheonsetofanadvisoryrelationship toselecttheidentityandnumberofsecuritiestobeboughtorsoldintheiraccount.Inallcases, however, such discretion is to be exercised in a manner consistent with the stated investment objectivesfortheclientaccount.
JBIobservestheinvestmentpolicies,limitations,andrestrictionsoftheclientsforwhichitadvises when selecting securities and determining the allocations. For registered investment companies, JBI’sauthoritytotradesecuritiesmayalsobelimitedbycertainfederalsecuritiesandtaxlaws.
InvestmentguidelinesandrestrictionsmustbeprovidedtoJBIinwriting.
AssetsUnderManagement DiscretionaryassetsundermanagementprovidedbySchwabInstitutionalasofJanuary1,2024:$123,000,000 DiscretionaryassetsundermanagementprovidedbyAmericanFundsasofJanuary1,2024:$1,700,000 DiscretionaryassetsundermanagementprovidedbyNationwideasofJanuary1,2024:$4,200,000 TotalDiscretionaryAssets:$128,900,000(502Accounts/165Clients) Non-DiscretionaryassetsAmericanFunds401kJanuary1,2024:$4,700,000 Non-Discretionary assets under the management of Mutual Group (Broker Dealer): January 1, 2024: $6,100,000 TotalNon-DiscretionaryAssets:$10,800,000(25Accounts)