Miller Wealth Advisors, LLC (“Miller Wealth Advisors”, “MWA” or “Advisor”), is a Texas limited liability company located in Ridgway, Colorado. MWA is a registered investment advisor regulated by and registered with the United States Securities and Exchange Commission (“SEC”). MWA is wholly owned by Bert E. Miller, CPA, CLU, ChFC, the Advisor’s Managing Member. While this entity is a relatively newer registrant, the Managing Member of the Advisor has been in the financial industry for decades. A client or prospective client can review Mr. Miller’s business biography in the attached ADV Part 2B Brochure. Don Gilbert is MWA’s Chief Compliance Officer. MWA offers professional fee-only Investment Management Services. MWA can provide customized services to individuals, high net worth individuals, trusts, estates, charitable organizations, corporations, and business entities. MWA also offers complimentary general financial and investment newsletters and information for clients and prospective clients. MWA normally provides limited discretionary investment services but on occasion may agree to manage a portfolio on a non-discretionary basis, at the discretion of the Advisor. “Advisor Representatives” are those persons authorized and licensed as investment Advisor Representatives to deliver investment advisory services. The term “fee-only” means that Miller Wealth Advisors is an independent Investment Advisor that is compensated only in the form of advisory fees paid by investors. MWA is not a broker/dealer or custodial firm. MWA’s Advisor Representatives are not registered as Registered Representatives of a broker/dealer and do not accept commissions in exchange for securities recommendations. Transactions in securities will be executed by an unaffiliated custodial firm of clients’ choosing. MWA is not an insurance agency, its Advisor Representatives are not licensed insurance agents and therefore neither party accepts insurance commissions. MWA offers a complimentary general introduction to discuss available services, to give a prospective client an opportunity to discuss their present situation and goals as well as to determine the possibility of a potential Client-Advisor relationship. Services begin only after a client and Advisor formalize the relationship with a properly executed Advisory Agreement. After the formal engagement and depending upon the scope of the engagement, the Advisor and client will share in a data gathering and discovery process in an effort to determine the client’s needs, goals, intentions, time horizons, risk tolerance and investment objectives, based upon information provided by the client and the nature of services requested. Investment Management Services are ongoing in nature and may include other client-initiated consultations pertaining to general financial issues or as the client may request. After an interview is conducted, the Advisor will review the client’s stated individual needs, goals, time horizons and risk tolerance. MWA utilizes the information provided to formulate recommendations to address planning for long-range goals, (i.e., retirement or college planning) or other segments of an investment plan that may be desired. Throughout the engagement and at the client’s request, MWA can be available for general consultations on financial planning topics as they relate to income, estate planning, and risk management issues. MWA focuses on providing individualized services. MWA can tailor services to focus only on certain portfolio components, depending upon the client’s wishes and/or the nature of the engagement. However, where Investment Management Services or information are limited, clients must understand that comprehensive investment needs and or objectives may not be fully considered due to the client’s option to receive limited services, the lack of information received, and/or client disclosure. MWA client will share in a data gathering and discovery process in an effort to determine the client’s stated needs, goals, intentions, time horizons, risk tolerance and investment objectives, based upon information provided by the client and the nature of services requested. Clients are welcome to set parameters on the Advisor’s limited discretionary authority in writing as to types of investments and amounts purchased or sold. The Advisor’s goal is to construct a diversified portfolio of investment recommendations that are within its realm of expertise and developed with the client’s participation. In each case, the client’s stated needs and goals are taken into consideration and documented in the investment policy statement or similar documentation. MWA will generally seek to allocate the client’s assets among various investments, taking into consideration the client’s strategic portfolio framework. Recommended investments may generally include individual stocks, exchange traded funds (“ETFs”), mutual funds, short-term instruments, bonds, and other investment vehicles. MWA may also evaluate or offer advice on life and annuity investments. Once the portfolio is implemented or transferred for services MWA provides continuous monitoring, recommendations and investment advice as outlined in the Advisory Agreement. In each case, the Advisor manages the portfolio based upon each client’s unique needs and directives provided. The ongoing services will be based upon the client’s

stated needs and objectives and may therefore vary in complexity. In providing ongoing Investment Management Services, MWA will manage investor funds in accordance with the client’s investment policy statement (or similar document) and will remain available for ongoing advice and recommendations. Clients engaging Investment Management Services must play an active role. The Advisor requires the client to participate in the development of the investment policy statement (or similar document) and provide disclosure of material information that is critical to the delivery of services. In addition, MWA requests that clients review and update their financial situation and investment policy no less than annually. During the course of the engagement, clients may call the office any time during business hours to discuss their financial concerns, their portfolio and to ask questions. Clients must immediately report changes in their financial situation to MWA in order to provide the Advisor with the opportunity to review the portfolio to ensure it continues to be structured to help meet the client’s stated needs and objectives. Where investment management services and/or consultations focus only on certain facets of a client interests, needs or are otherwise limited, clients must understand that a client’s overall financial and investment needs and objectives may not be considered as a result of time and/or service restraints placed on the Advisor’s services. The implementation of any self-directed securities (those managed only by the client) and/or non-securities matters, in whole or in part, is entirely at the client’s discretion via the service provider(s) of the client’s choice as communicated in the MWA client agreement. MWA is not a broker/dealer or custodian and therefore does not execute transactions or hold client funds and securities. MWA recommends unaffiliated custodial firms to clients (such as Charles Schwab & Co., Inc.). The qualified custodian provides MWA and its clients with access to their institutional trading and custody services. Additionally, MWA has engaged an unaffiliated investment service firm to provide administrative services to support MWA provision of investment management services to its clients. The fees associated with these administrative services are paid by MWA directly. The custodian will have access to client data only as needed to provide contractually agreed services as described in MWA’s privacy policy found at the end of this Brochure. These coordinated services allow MWA to focus on its core business – taking care of clients and providing investment management services. Investment recommendations in connection to assets invested in corporate retirement plans are limited to those offered within the plan and transactions must occur via a plan’s contracted service provider(s). Retirement Plan Rollovers: As noted throughout this Brochure, MWA is a fiduciary to each of its clients and naturally fiduciary duties apply to investment advice in connection with your retirement plan account or individual retirement account within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money (asset-based fees for managed accounts) creates some conflicts with your interests, Therefore, we must operate under a special rule that requires us to act in your best interest and not put our interests ahead of yours. At the time of a rollover recommendation, we will provide you with written disclosure discussing the reasons the rollover is in your best interests. Also, under ERISA’s special rule’s provisions, we must: * Meet a professional standard of care when making investment recommendations (give prudent advice) * Never put our financial interests ahead of yours when making recommendations (give loyal advice) * We must provide basic information about conflicts of interests and fees while avoiding misleading statements about these topics and investments * Follow policies and procedures designed to ensure that we give advice that is in your best interest. * Charge no more than is reasonable for our services. Clients requiring assistance on issues relating to matters outside of investment advisory topics should consult their personal tax advisor, legal counsel, or other professionals for expert opinions. Any professional referrals (i.e., insurance agents / firms, accountants, attorneys, etc.) are solely a courtesy. MWA does not accept direct or indirect compensation as a result of referrals and does not accept sales commissions. Clients are welcome but are never under any obligation to act upon any of the recommendations made by the Advisor or to engage the services of any such recommended service firm or professional, including the Advisor itself. MWA does not participate in recommending wrap fee programs nor is the Advisor engaged as a wrap fee program manager or sponsor. MWA’s fiscal year end assets under management as of December 31, 2023, consisted of $146,789,462 in 282 discretionary accounts. In addition, MWA’s assets under advisement totaled over $31 million. Assets under advisement are those monitored for clients on a non-discretionary basis, where the clients are responsible for arranging or effecting purchases or sales. All managed assets are owned by individuals and high net worth individuals.