Wealthtech Partners, LLC (hereinafter “Wealthtech Partners” or the “firm”) is a registered investment adviser based in Pasadena, California. We are a limited liability company, organized under the laws of the state of California. We have been providing investment advisory services since 2021. Alex Chalekian is the principal owner of Wealthtech Partners. As used in this Brochure, the term "Associated Person" refers to anyone from our firm who is an officer, an employee, and all individuals providing investment advice on behalf of our firm. Where required, such persons are properly registered as investment adviser representatives. Our Associated Persons are restricted to providing services and charging fees based on the disclosures detailed in this document and the agreement(s) signed by the client with the firm. However, the exact services and fees charged to a client are dependent upon each Associated Person’s relationship with his or her client and may vary in scope and amount. Associated Persons are instructed to consider the individual needs of each client when recommending a service or a portfolio management platform. Investment strategies and recommendations are tailored to the individual needs of each client. Currently, we offer the following investment advisory services, personalized for each individual client:
• Financial Planning Services
• Portfolio Management Services (Wrap, Non-Wrap and Web Based Programs)
• Referrals to Third Party Investment Advisers
• Financial Institution Consulting Services Financial Planning Services Wealthtech Partners offers various financial planning related services which assist clients in the management of their financial resources. Financial planning services are based upon an analysis of the client’s individual needs beginning with one or more information gathering consultations. Once the firm has collected and analysed all documentation gathered during these consultations, Wealthtech Partners provides a written financial plan designed to achieve the client’s financial goals and objectives. Wealthtech Partners then assists clients in developing a strategy for the successful management of income, assets, and liabilities. In general, financial planning services may include any one or all of the following:
• Cash Flow Analysis – Assessment of present financial situation by collecting information regarding net worth and cash flow statements, tax returns, insurance policies, investment portfolios, pension plans, employee benefit statements, etc. The firm advises on ways to reduce risk; and, to coordinate and organize records and estate information.
• Retirement Analysis – Identification of long-term financial and personal goals and objectives including advice for accumulating wealth for retirement income or appropriate distribution of assets following retirement. Tax consequences and implications are identified and evaluated.
• Insurance Analysis – Includes risk management associated with advisory recommendations based on a combination of insurance types to meet your needs, e.g., life, health, disability, and long-term care insurance. This will necessitate an analysis of cash needs of the client’s family at death, income needs of surviving dependents, and potential disability income needs.
• Portfolio Analysis/Investment Planning – Presentation of investment alternatives, including asset allocation and its effect on the client’s portfolio; evaluation of economic and tax characteristics of existing investments as well as their suitability for the client; and, identification and evaluation of tax consequences and their implications.
• Estate Planning – We offer estate planning coordination services to clients in need of basic estate planning assistance. In order to provide the estate planning coordination services, we have contracted with EncorEstate Plans and Wealth.com. EncorEstate Plans and Wealth.com provide online platforms to help coordinate the creation of estate planning documents based on information provided by the client. For clients engaging in financial planning services, there is no separate fee payable to EncorEstate Plans and Wealth.com for estate planning services. However, the client’s financial planning fees will be higher if estate planning services are included in the financial planning arrangement. The recommendations and solutions are designed to achieve the client’s desired goals, subject to periodic evaluation of the financial plan, which may require revision to meet changing circumstances. Financial plans are based on your financial situation and the information you provide to our firm. We should be notified promptly of any change to your financial situation, goals, objectives, or needs. Wealthtech Partners offers ongoing planning and consulting services on an annual basis. The services include the following: Annual meetings with clients to review progress towards stated goals; updates to the client’s existing financial plan; coordination with the client’s accountant, attorney and other financial professionals; an electronic portal to access various financial planning tools and documents; ongoing telephone or email support; and access to events and workshops held by Wealthtech Partners and affiliates. Clients can also request financial planning services that cover a specific area, such as retirement or estate planning, asset allocation analysis, manager due diligence, and 401(k) platform due diligence. Clients may choose to accept or reject our recommendations. If you decide to proceed with our recommendations, you may do so by engaging us for investment advisory services or by using any advisory, brokerage, or insurance provider you choose. Portfolio Management Services Non-Wrap Portfolio Management Services Wealthtech Partners offers discretionary portfolio management services to clients. Discretionary portfolio management means we will make investment decisions and place buy or sell orders in your account without contacting you. These decisions would be made based upon your stated investment objectives. If you wish, you may limit our discretionary authority by, for example, setting a limit on the type of securities that can be purchased for your account. Simply provide us with your restrictions or guidelines in writing. In limited cases, and only in the firm’s discretion, we may accept non-discretionary portfolio management engagements. Non- discretionary portfolio management service means that we must obtain your approval prior to placing any transactions in your account. Our investment advice is tailored to meet our clients’ needs and investment objectives. If you decide to hire our firm to manage your portfolio, we will meet with you to gather your financial information, determine your goals, and help you decide how much risk you should take in your investments. The information we gather will help us implement an asset allocation strategy that will be specific to your goals, whether we are actively investing for you or simply providing you with advice. We do not recommend one particular type of security over other types of securities, but we do provide advice on various types of securities, such as exchange listed equities, over the counter equities, foreign issues, American depository

receipts, corporate debt securities, commercial paper, certificates of deposit, municipal securities, investment company securities (including mutual funds and exchange traded funds), US Government securities, options contracts on securities, private equity instruments, return enhanced notes, and interests in partnership investing in real estate. Additionally, will provide advice on existing investments you may hold at the inception of the advisory relationship or on other types of investments for which you ask advice. Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity, and suitability. Asset allocation models are diversified among investment styles and/or asset classes and are developed and managed by us based on research conducted by Wealthtech Partners. We also use portfolio models developed by third party investment advisers. Some of our Associated Persons may use their own customized portfolio models. Once the client portfolio is constructed, Wealthtech Partners provides continuous supervision of the portfolio as changes in the market conditions and client circumstances may require. Investments and allocations are determined based upon the clients’ predefined objectives, risk tolerance, time horizons, financial horizons, financial information, and other various suitability factors. Further restrictions and guidelines imposed by clients may affect the composition and performance of a client’s portfolio. As such, different clients of our firm may have significant differences in their asset allocation. For these reasons, performance of one client’s portfolio might not be identical with another client’s even if both clients have similar risk parameters. We review the clients’ financial circumstances and investment objectives on a regular basis and make adjustments to clients’ portfolios or allocation models as may be necessary to achieve the desired results. At all times, our firm requires each Associated Person to uphold their fiduciary duty by providing advice that in our judgement is in the client’s best interest. We will also contact clients at least annually or more often to review their financial situation and objectives. Please notify us of any changes in your financial situation, investment objectives, or account restrictions. Portfolio Management Services - Wrap Fee Program Wealthtech Partners is the portfolio manager and sponsor of the Wealthtech Partners Wrap Fee Program. A wrap fee program combines portfolio management, advisory services, and trade execution for a single fee. Wealthtech Partners, as portfolio manager is responsible for the research, security selection, and implementation of transaction orders in the client's account. The transactions in the client's account will be executed by and held at LPL Financial, LLC (“LPL”), a FINRA-registered broker-dealer, member SIPC. The client pays Wealthtech Partners a Wrap fee that includes portfolio management services and trade execution. Wealthtech Partners pays LPL a portion of this fee for trade execution expenses. Detailed information about the Wealthtech Partners Wrap Fee Program and program fees is provided in the Form ADV Part 2A, Appendix 1 (Wrap Brochure) that is attached to this Form ADV Part 2A Disclosure Brochure. Web-Based Portfolio Management Services (Altruist Program) Wealthtech Partners provides portfolio management services through an automated, online investment management platform sponsored by Altruist Financial LLC, an unaffiliated SEC-registered broker dealer and FINRA/SIPC member (Altruist Program). This service is designed to align client’s investment objective and risk tolerance with model portfolios. A client is matched to a portfolio that is suggested by the outcome of an initial suitability review. Under this program, trading and rebalancing is determined by algorithms based on model portfolios created by Wealthtech Partners. The Altruist Program provides Wealthtech Partners with the technology needed to automate the portfolio rebalancing process on a discretionary basis. Altruist Program accounts are custodied at Altruist Financial LLC. A client does not have the ability to make trades in their Program account and restrictions on investments in specific securities may not be possible due to some inherent limitations of the Program. Wealthtech Partners participates in the Model Marketplace of Altruist LLC, an SEC registered investment adviser and affiliate of Altruist Financial LLC. Wealthtech Partners may assign to client accounts any of the available Altruist LLC generated portfolios, Third-Party Portfolios, or other portfolios made available through Altruist LLC’s Model Marketplace. Recommendation of Third-Party Investment Advisers We may also recommend other third-party investment advisers or programs to manage all or a portion of your account. All third-party investment advisers recommended by our firm must be registered as investment advisers or exempt from registration requirements. Factors that we take into consideration when making our recommendations include, but are not limited to, the following: the third-party investment adviser’s performance, methods of analysis, fees, your financial needs, investment goals, risk tolerance, and investment objectives. We will periodically monitor the third-party investment adviser’s performance to ensure its management and investment style remains aligned with your investment goals and objectives. The third-party investment adviser may offer wrapped or non-wrapped pricing options. Wrap pricing structures allow the client to pay an all-inclusive fee for management, brokerage, clearance, custody, and administrative services. In a non-wrap pricing structure, the third-party investment adviser’s fee may be separate from the advisory fee charged by Wealthtech Partners. Transaction costs may also be charged for the execution and clearance of advisory transactions directed by such third-party investment advisory services. A complete description of the programs and services provided, account minimums, the amount of total fees, the payment structure, termination provisions and other aspects of each program are detailed and disclosed in: i) the third party investment adviser’s Form ADV Part 2A; ii) the program wrap brochure (if applicable) or other applicable disclosure documents; iii) the disclosure documents of the portfolio manager(s) selected; and/or, iv) the third party investment adviser’s account opening documents. A copy of all relevant disclosure documents of the third- party investment adviser and of the individual portfolio manager(s) will be provided to anyone interested in these programs/managers. Financial Institution Consulting Services Wealthtech Partners provides investment consulting services to certain broker/dealers’ customers (“Brokerage Customers”) who provide written consent requesting to receive the firm’s consulting services. Brokerage Customers have entered into a written advisory agreement with Wealthtech Partners. Assets Under Management As of March 18, 2024, 2023, we manage $109,055,895 in client assets on a discretionary basis, and $6,134,639 in client assets on a non-discretionary basis.