PIN Wealth, LLC (“PIN”) was formed in December, 2021. PIN is owned by Joshua M. Wilson and Miranda J. Lazzara. Investment Advisory Services PIN offers client's customizable portfolios. The process begins with a risk tolerance approach. We interview clients and they interview us in return to ensure we are mutually a good fit. Clients will complete a risk tolerance questionnaire, a socially responsible questionnaire as well as a cash flow questionnaire. We will make recommendations based on the questionnaire and if the client agrees the relationship is formed. We then send a summary email detailing the next steps for a follow up meeting. During the follow-up meeting, we will discuss how impact investing works, the risk tolerance category the client fits into based on the questionnaire and answer any questions the client may have on the initial recommendations. Clients will execute an advisory agreement and be presented with all required disclosure brochures, their financial plan and an E-money log-in. Through E-money, we can produce cash flow analysis projecting how long client assets will last. Investment advisory services may be provided on either a “discretionary” or “non-discretionary” basis. When a client engages the firm to provide asset management services on a discretionary basis, we will monitor your accounts to ensure that they are meeting your investment objectives. If any changes are needed to your investments, we will make the changes. These changes may involve selling a security or group of investments and buying others, utilizing a separate account (third party) manager or keeping the proceeds in cash. You may at any time place reasonable restrictions on the types of investments we may use on your behalf, or on the allocations to each security type, though such restrictions may limit the potential performance of your portfolio. You will receive at your request written or electronic confirmations from your account custodian after any changes are made to your account. You will also receive statements directly from your account custodian. Clients engaging us on a discretionary basis will be asked to execute a Limited Power of Attorney (granting us the discretionary authority over the client accounts) as well as a written agreement that outlines the responsibilities of both the client and the firm. In certain limited circumstances, and in the discretion of the firm, a client may engage the firm to provide investment management services on a non-discretionary basis. In such circumstances where the client has opened an account with their own investment choices, PIN will accommodate the client, however, the accounts are not monitored

by PIN. Financial Planning Services As part of the portfolio management process, we develop financial plans for its clients at no additional cost. In most cases, the client will supply us with information including income, investments, savings, insurance, age, the values the client would like to see advanced as part of their planning process, and many other items that are helpful to the firm in assessing financial goals. The information is typically provided during personal interviews and supplemented with written information. Once the information is received, we will discuss your financial needs and goals with you and compare your current financial situation with the goals you state. Once these are compared, we will create a financial and/or investment plan to help you meet your goals, and work with you to educate you about household finances and investments. The plan is intended to be a suggested way to achieve financial goals in keeping with the client’s values. Not every plan will be the same for every client. Each one is specific to the client who requested it. Because the plan is based on information supplied by you, it is very important that you accurately and completely communicate to us the information we need. Also, your circumstances and needs may change as your engagement with us progresses. It is very important that you continually update us with any changes so that if the updates require changes to your plan, we can make those changes. Otherwise, your plan may no longer be accurate. ERISA 3(38) Services We provide discretionary investment management services to retirement plans qualified under section 401(a) of the Internal Revenue Code and subject to the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). We have expertise in advising retirement plans and their participants regarding the proper and effective use of mutual funds for investing. For plan fiduciaries who enter into an agreement with PIN for these services, PIN serves as a discretionary investment manager to the Plan, as such term is defined in Section 3(38) of ERISA. We establish an investment policy for the Plan and select and monitor the investment options offered. Other Services We provide a holistic approach to all our clients whether they are a business or an individual. The services in the holistic approach include, but are not limited to, insurance planning, retirement plan establishment and ongoing oversight, private wealth and business wealth management, endowments and donor advised funds. As of December 31, 2023, PIN Wealth, LLC managed a total of $83,530,069 in assets under management on a discretionary basis.