Intrepid Wealth Partners, LLC. (“Intrepid Wealth Partners”) was founded in September 2021 as a legal entity but has been operating as a DBA since 2014 . Derek Notman is the Managing Member, Chief Compliance Officer and 100% owner. Intrepid Wealth provides Highly structured tailored solutions to meet your needs through comprehensive financial planning including but not limited to: ● Financial Planning o Financial Planning o Retirement Planning ● Portfolio Management Services o Individual Portfolio Management Services o Sub-Advisory/Third Party Management Services ● Pension Consulting Services Financial Planning Services How we serve our clients: We help clients crystalize their hopes, dreams, and goals for the future and then help them create an actionable financial plan with specific recommendations on how to realize all that is important to them. These plans are highly personalized & customized for your needs but tend to help people answer the following questions: ● How and when can I retire? ● How do I effectively transition out of my business? ● How should I invest/save my money to do everything I want to do? ● How do I navigate volatile market conditions? ● How much do I need to save for everything from retirement & college to buying a beach home and luxury travel? ● How can I pay less in taxes? ● How do I transfer my wealth to the next generation? We help our clients answer these types of questions in the following ways: ● Goal Setting & Financial Roadmap ● Cash Flow Organization & Planning ● Asset-Map Report including insurance review, retirement analysis and plan, debt paydown strategy, college savings ● Portfolio Risk Analysis ● 1 Page Financial Plan ● Access to Vetted Professionals Additional Services Provided at an Extra Cost to be Discussed Up Before Engagement; ● Tax Planning ● Family Financial Meeting ● Coordinated Financial Review with Other Professionals ● Monthly Cash Flow Reviews ● Long Term Care Planning ● Estate Planning ● Business Planning including Succession Planning, Employee Benefits, Cash Flow Review, Key Person Insurance, Buy-Sell Planning, Non-Qualified Deferred Compensation, Business Reserves Optimization Portfolio Management Services Advisor shall supervise assets in the Account, recommend specific transactions to Client consistent with the Account’s investment objectives, risk tolerance, time horizon, and financial status. Core Investments will include Stocks, Mutual Funds, Bonds, and ETFs, but will not be limited to these as the client may from time to time require another investment option. Third Party/Sub-Advisory Services We may recommend third party investment advisors, such as Morningstar Investment Services to manage a portion of our client’s account. We use Altruist

as custodian, they are an all-in-one digital platform that offers a marketplace of 3rd party money managers. We will ensure that any third-party investment advisers we recommend are properly registered, notice filed, or exempt from registration or notice filing. Our clients may impose restrictions on investing in certain securities or types of securities. Pension Consulting Services Intrepid Wealth Partners LLC can help in the capacity of a 3(21) fiduciary to advise pension plans on specific investments and strategies including the review and assessment of 3rd party money managers performance record, fees, and asset allocation models including the underlying investment options and holdings made available. The firm will help the plan sponsor to better understand these items in order to help them determine which 3rd party money manager would be appropriate for use in managing the investments of the plan sponsor's pension plan. ERISA Disclosure Intrepid Wealth Partners LLC acknowledges that we serve as a fiduciary, as defined by Section 3(21) of the Employee Retirement Income Security Act (ERISA), in our capacity to provide investment advice to the plan for a fee or other compensation. As a 3(21) investment fiduciary, our services include, but are not limited to: ● Providing recommendations on the selection of investment options for the plan. ● Assisting in the monitoring of investment performance and recommending changes as needed. ● Advising on the development of an investment policy statement (IPS) for the plan. ● Offering guidance on fiduciary responsibilities and compliance with ERISA standards. Core Investments Utilized will be driven by the 3rd party money manager used and will mostly consist of stocks, bonds, mutual funds, and ETFs. Limitations of Investment Services Restrictions or limitations may be all allowed with consent of the advisor. Wrap Accounts Intrepid Wealth Partners does not participate in any wrap fee accounts. Assets Under Management As of April 26, 2024, Intrepid Wealth Partners manages approximately $42,000,000 in assets under management on a discretionary basis. All material conflicts of interest are disclosed regarding the investment adviser, its representatives or any of its employees, which could be reasonably expected to impair the rendering of unbiased and objective advice. Financial Planning Disclosure: We are required to disclose if a conflict exists between the interests of the investment adviser and the interests of the client. If so, the client is under no obligation to act upon the investment advisor’s recommendation, and, if the client elects to act on any of the recommendations, the client is under no obligation to effect the transaction through the investment adviser.