Gross & Hartman Investments, LLC, dba G&H Investments: Gross & Hartman Investments, LLC was formed as a limited liability company in Pennsylvania December 2021. We primarily conduct our business under the name G&H Investments. Principal Owners: The SEC requires owners of over 25% be documented and available to the public. Jeffrey (“Bret”) Hartman is the primary owner of G&H Investments, and the only member who owns 25% or more of the business. Types of Advisory Services Offered: G&H Investments provides two types of Advisory Services: Investment Management Services and Consulting Services. Investment Management Services is Full Discretion and considered Supervisory Services. Consulting Services is not full discretion. Investment Management Services: Investment Management services includes stock, bond and mutual fund management. Accounts are held at a brokerage firm agreed upon by both the client and G&H Investments. With Investment Management Services G&H Investments is granted trading authority over the account, and buys and sells securities that are appropriate for the client’s investment objectives. These services also include initial investment objective setting and asset allocation. The initial assets are selected to meet the determined investment objectives. The assets are then monitored for continued appropriateness and maturity, or the purchase of new assets. Stocks are bought and sold based on valuations and movements on and off our approved list. We communicate performance and update asset allocation information to our clients through quarterly letters. Mutual Funds and ETFs are bought and sold based on appropriateness for the client and movement on and off our approved list. Investment Management Services also include maintaining records, sending client statements, and presenting performance figures on the client’s accounts. The investment objectives of the client

are continuously monitored over time for changes. Investment Consulting Services: Investment Consulting is not full discretion, and is billed on an hourly basis. G&H Investments manages multiple accounts on an hourly basis. In most instances, the client gives G&H Investments a project, such as retirement planning or developing an asset allocation with the findings of the project reported back to the client. Other services include mutual fund/manager selection, performance measurement, and college savings planning. The project is analyzed with a summary of the analysis provided in writing to the client. It is pre-determined if the client or G&H Investments will place the trades as a result of the analysis. Advisory Services Tailored to Meet the Needs of the Client: We tailor our investment advice to the needs of our clients. Clients can choose from a variety of offerings, which include investment management and consulting services. They can create their own type of service. For example, we have clients that have us manage their bonds portfolios, but also utilize our consulting services for manager selection. Clients can put restrictions on their portfolios that are outside of our normal management techniques. Examples are index only portfolios, alternative energy portfolios and restrictions on the length of maturities in the bond portfolio. G&H Investments reserves the right to decline certain requests from clients if the request falls outside of our normal strategies and level of expertise. For more information concerning our investment strategies and the risks of such strategies, please see Item 8 below. Client Assets Managed: As of 12/31/2023, G&H Investments had 113 clients. The breakdown between discretionary and non-discretionary AUM is shown in the chart below: Discretionary Assets Under Management: $413,200,000 Non-discretionary AUM: $43,000,000 $456,200,000 Item Number 5