A. Description of the Advisory Firm B. Types of Advisory Services Upon review of an investor's financial status, FCG may propose that the investor include, as part of his or her financial portfolio, one or more types of products that are not part of the investment advisory services provided by FCG, such as insurance products. If the investor chooses to include such a product in his or her financial portfolio, the company recommends that the investor work closely with his or her attorney, accountant, insurance agent and other related professionals. Incorporation of the non-advisory financial product into the investor's financial plan is entirely at the client's discretion. For insurance products, the company provides access to a platform providing insurance products by RetireOne, Inc. (“RetireOne”). The investor is under no obligation to use RetireOne's service and may seek insurance advice from any licensed agent. The insurance products and fee structures available from RetireOne may differ from those available from other third-party insurance agents. FCG recommends that the investor fully evaluate products and fee structures to determine which arrangements are most favorable to the investor prior to making an investment decision. FCG will tailor a program for each individual client. This will include an interview session to get to know the client’s specific needs and requirements as well as a plan that will be executed by FCG on behalf of the client. FCG may use model allocations together with a specific set of recommendations for each client based on their personal restrictions, financial statements, needs, goals and risk tolerances. Clients may impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. However, if the restrictions prevent FCG from properly servicing the client account, or if the restrictions would require FCG to deviate from its standard suite of services, FCG reserves the right to end the relationship. FCG

does not have a Wrap Fee Program. FCG has the following assets under management: Discretionary Amounts: Non-discretionary Amounts: Date Calculated: $117,264,122 $1,769,687 December 31, 2023 E. Assets Under Management C. Client Tailored Services and Client Imposed Restrictions D. Wrap Fee Programs Portfolio Management Fees The table below represents the maximum fee schedule for FCG. These fees are negotiable depending upon the needs of the client and complexity of the situation, and the final fee schedule is attached to the Investment Advisory Agreement as Exhibit II. Clients may terminate the agreement without penalty for a full refund of FCG's fees within five business days of signing the Investment Advisory Agreement. Thereafter, clients may terminate the Investment Advisory Contract generally with 5 days' written notice. Total Assets Under Management Maximum Annual Fees $0 - $250,000 1.35% $250,001 - $500,000 1.15% $500,001 - $1,000,000 0.95% $1,000,001 - $2,000,000 0.90% $2,000,001 - $3,000,000 0.80% $3,000,001 - $4,000,000 0.75% $4,000,001 - $5,000,000 0.60% Greater than $5,000,000 Negotiable Advisory fee calculations will be based on the platform used, with accounts using American Funds to be calculated using daily average balance. For other platforms, the advisory fee is calculated using the fair market value of the assets in the Account on the last business day of the prior billing period as calculated by the custodian. Financial Planning Fees The negotiated fixed rate for creating client financial plans is between $1,250 and $5,000. Clients may terminate the agreement without penalty, for full refund of FCG’s fees, within five business days of signing the Financial Planning Agreement. Thereafter, clients may terminate the Financial Planning Agreement generally upon written notice. Payment of Portfolio Management Fees Asset-based portfolio management fees are withdrawn directly from the client's accounts