Who we are Unconventional Investor, LLC (referred to as “we,” “our,” “us,” or “Unconventional Investor”), submitted a succession filing in February 2022 to take over the business of its predecessor entity. This entity, also named Unconventional Investor, LLC was also wholly owned by Paul O'Leary and had been registered as an investment advisory firm since May 2007. Our principal officer is Paul P. O’Leary, Managing Member.
Services we offer Unconventional Investor believes that asset allocation is the single biggest factor in investment return, and we design portfolios of quality asset classes offering well-understood long-term economics. For securities, we use low-cost index funds to target each asset class.
We offer the following services: Portfolio Evaluation/Financial Planning At the commencement of a client relationship (and every 2-4 years thereafter, as circumstances evolve) we perform an evaluation of the client’s existing portfolio, as well as a forward-looking financial plan that incorporates their major financial goals, such as retirement, college, etc.
The portfolio evaluation looks at the following areas: 1. asset allocation – look at underlying investments, including funds of funds, etc; look for overlap in asset classes; look at stocks/bonds; US/Europe/Asia/emerging markets; 2. fees/expenses; including funds of funds where fees can be disguised.
3. tax exposure (built in gains in non-tax sheltered investments) The financial plan is a basic spending capacity plan with investments, social security, pensions, inheritances, etc. Clients may impose restrictions on investing in certain securities or types of securities.
However, due to the

index allocation nature of the strategy, this isn't really relevant, nor has it arisen in our existing client base.
Ongoing Portfolio Management For those who become clients and adopt our portfolio recommendations, Unconventional Investor may provide the following services, depending upon market conditions and their particular circumstances: 1. Initial portfolio recommendation and installation: a.Develop a target asset allocation based upon the individual’s risk tolerance and goals.
b. Develop a tax-efficient way to reach the target allocation c.Consider stepping into the portfolio if a majority of the current portfolio is in cash.
2. Significant cash events, in or out a.A meaningful cash event is a good opportunity to review the portfolio and b. determine the best way to invest inbound funds (inheritance, rollover, big bonus) or to the best place to generate funds needed for some purpose (down payment, other cash obligations) 3. Reallocation / Rebalance: As circumstances change or simply as time goes on, the target allocation may need to be adjusted or simply to bring the portfolio back towards target allocation.
Whenever possible, try rebalancing through directing new investments, or in retirement accounts or consider a simple buy and hold approach.
Clients may impost restrictions on investing in certain securities or types of securities. However, due to the index allocation nature of the strategy, this isn't really relevant, nor has it arisen in our existing client base.
Assets under management As of December 31, 2023, we manage assets of $232.9 million on a discretionary basis. We do not manage assets on a non-discretionary basis.