Firm Description Compass Retirement Group LLC (“CRG”) was founded in November 2015. Marvin L. Mitchell is the sole owner. CRG is a registered investment adviser that offers investment advisory services to clients through portfolio management and the selection of third-party investment advisers. In offering our investment advisory services, CRG generally utilizes one or more third-party asset managers to assist CRG in the management of client assets. Registration as an investment adviser does not imply a certain level of skill or training. Types of Advisory Services CRG offers investment advisory services through portfolio management and the selection of other third-party investment advisers. CRG asks that clients provide the Firm discretionary authority to manage client's assets. This means that the Firm has the authority to decide which securities to purchase and sell for the Client. This also means that the Firm has the authority to decide which third-party investment advisers to retain on behalf of the Client. When offering its investment advisory services to Clients, CRG typically utilizes a third-party investment management platform that enables CRG to offer one or more investment models managed by third-party investment advisers to Clients. Through this platform, models offered by CRG generally utilize various security products (depending on the model selected), including but not limited to equities, bonds, exchange traded funds (“ETFs”), mutual funds, and/or other securities in association with the model selected. As part of CRG’s investment advisory services, CRG works with Clients to understand their individual financial situation, including but not limited to, the Client’s risk tolerance, investment objectives, financial / liquidity restraints, and other pertinent factors affecting the Client’s needs. Each Client’s individual circumstances will form the basis for which model(s) are utilized by CRG in managing the Client’s assets. There are fees associated with CRG’s use of this third-party investment management platform and subsequent models that are borne by the Client. Greater detail about these fees can be located in Item 5: Fees and Compensation. Additionally, CRG will deliver the Form ADV Part 2A, Privacy Notice, and fee schedule for the platform provider at or before the time of entering into an agreement. As part of our services to clients, CRG may introduce or otherwise help clients identify other professionals (e.g. lawyers, accountants, tax preparers, realtors, etc.) to assist them with their planning needs. CRG does not have any arrangements by which they are compensated for these activities. However, CRG does have associates that are able to offer CRG clients insurance products and services and those individuals do typically receive compensation in the form of commissions. This creates a conflict of interest as a CRG investment adviser representative may recommend a client purchase an insurance product due to this compensation. CRG holds seminars and workshops to educate

the public on different types of investments and the different services they offer. The seminars are educational in nature and no specific investment or tax advice is given. Rollover Recommendations As part of our investment advisory services to you, we may recommend that you withdraw the assets from your employer's retirement plan and roll the assets over to an individual retirement account ("IRA") that we will manage on your behalf. If you elect to roll the assets to an IRA that is subject to our management, we will charge you an asset-based fee as set forth in the agreement you execute with our firm. This practice presents a conflict of interest because persons providing investment advice on our behalf have an incentive to recommend a rollover to you for the purpose of generating fee-based compensation rather than solely based on your needs. You are under no obligation, contractually or otherwise, to complete the rollover. Moreover, if you do complete the rollover, you are under no obligation to have the assets in an IRA managed by our firm. Many employers permit former employees to keep their retirement assets in their company plan. Also, current employees can sometimes move assets out of their company plan before they retire or change jobs. In determining whether to complete the rollover to an IRA, and to the extent the following options are available, you should consider the costs and benefits of: (1) Leaving the funds in your employer's (former employer's) plan; (2) moving the funds to a new employer's retirement plan; (3) cashing out and taking a taxable distribution from the plan; and/or (4) rolling the funds into an IRA rollover account. Each of these options has advantages and disadvantages and before making a change we encourage you to speak with your CPA and/or tax attorney. Our recommendations may include any of them, depending on what we feel is in your best interest. We are fiduciaries under the Investment Advisers Act of 1940 and when we provide investment advice to you regarding your retirement plan account or individual retirement account, we are also fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. As a fiduciary, we are required to document the reason(s) for why the recommendation we made is in your best interest. Client Tailored Services and Client Imposed Restrictions The goals and objectives for each Client are documented in our Client files. Investment strategies are created that reflect the stated goals and objectives. Clients may impose restrictions on investing in certain securities or types of securities. Agreements may not be assigned without written Client consent. Wrap Fee Programs CRG does not sponsor any wrap fee program. Client Assets under Management As of December 31, 2023, CRG had $99,385,948.53of discretionary assets under management. The Firm had no non-discretionary assets under management.