Firm Description Richr Money LLC (hereinafter referred to as “Richr Money”, the “Firm”, “we”, “us”, “our”) is a Delaware limited liability company with its principal office located in Miami, Florida and is registered with the Securities and Exchange Commission (the “SEC”) as an investment adviser. The Firm was formed in February 2022 and is a subsidiary of Richr Inc. Richr Inc. is majority owned by Glenn Orgin. Richr Money provides investment advisory services to clients, including retail clients, exclusively through an investment services technology platform offered only through an interactive website (the “Website”) accessible through a web browser. Richr Money is a technology company that owns and maintains the Website through which advisory clients receive investment recommendations to invest in a portfolio consisting of U.S. securities, including exchange traded funds (“ETFs”). A client shall input information about their investment objectives on the Website, including their investment goals, banking information, trading history, and our software will generate recommendations and construct and manage a portfolio based on the information provided by the client. Our software monitors the portfolio on a quarterly basis to ensure the portfolio is being managed in a manner that is consistent with the client’s stated goals and risk profile. All investment activities and recommendations are provided directly by Richr Money via the Website. A client shall grant Richr Money discretionary authority at the time it opens an account in order for it to buy and sell investments on the client’s behalf after it is determined appropriate. Richr Money interacts with investment advisory clients, as well as prospective clients, solely through the Website. Richr Money does not offer financial planning services, tax, accounting, or legal advice. Richr Money utilizes the Website to collect information with respect to each client and prospective clients and to deliver account notifications and content, and to provide Richr Money’s investment

recommendations. Client on-boarding is only complete once a client (i) passed a KYC check pursuant to applicable law; (ii) has accepted and countersigned Richr Money’s investment advisory agreement electronically; and (iii) has funded their account with a minimum $500 deposit. Only when client on-boarding process is complete will we be able to provide the client with an investment recommendation. Subsequent to the onboarding process, the Client may link their personal bank account to facilitate deposits or withdrawals. Richr Money will not have access to a client’s bank account information nor will we have access to a client’s login credentials. Clients should consider that Richr Money primarily uses electronic means to provide customer support. To receive customer support, clients may contact us using email or through the Website. Clients and prospective clients should be comfortable communicating through those channels. Further, clients should be comfortable with not interacting directly with investment advisory personnel. Richr Money reserves the right to deny any prospective clients access to the Richr Money Website and to terminate client accounts for reasons related, but not limited, to unsuitability and/or if clients {00430253.DOCX; 2}5 fail to timely maintain financial and other information previously provided by the client on the Website or update this information on at least an annual basis. A client’s failure to timely update their information in the Website could materially impact the quality and applicability of Richr Money’s investment recommendations. During the client on-boarding process, the client will also be prompted to simultaneously open a brokerage account held by the designated custodian in order for Richr Money to execute any trades. An independent custodian will hold client funds and securities. At any time, clients may terminate an account, or withdraw all or part of an account. See below (Fees and Compensation) for more information regarding fees, including withdrawal and administrative charges. {00430253.DOCX; 2}6