_____________________________________________________________________________________ Description of Advisory Firm Insight Wealth Strategies, LP (“Insight Wealth” or “IWS”), is a SEC registered investment advisor, located in Irvine, CA. Formed in October 2009, Insight Wealth is a California limited partnership, wholly owned by Insight Advisors, Inc. Principal Owners D. Dean McCormick, III is Principal and Chief Compliance Officer (“CCO”) of Insight Wealth Strategies, LP, which is owned by Insight Advisors, Inc. D. Dean McCormick, III, CPA, is the President of Insight Advisors, Inc. (Please see Form ADV Part 2B – Brochure Supplement, for Principal Owner’s formal education and business background.) Types of Advisory Services Wealth Management Services Insight Wealth manages investment portfolios for individuals and high-net-worth individuals. The Investment Advisor (“Advisor”) will work with a client to determine the client's current investment objectives and investor risk profile and will design a written investment policy statement. Insight Wealth will use investment and portfolio allocation software to evaluate possible alternative portfolio designs. The Advisor then evaluate the client's existing investments given the client's new investment policy statement and will work with the client to develop a plan to transition from their existing portfolio to a revised portfolio recommended by us, consistent with their updated investment policy statement. The Advisor will then continuously monitor the client's portfolio holdings and the overall asset allocation strategy and will hold review meetings with the client regarding their account, as necessary. Types of Investments Insight Wealth will generally provide investment advice and money management regarding:
• No-load mutual funds
• Individual equity securities
• Fixed income portfolios
• Private investments* * Certain investments may only be available to select clients who meet certain net-worth requirements and/or other criteria. Insight Wealth avoids market timing but can increase cash holdings when necessary. Although we provide advice predominately on the products listed above, we reserve the right to offer advice on any investment product deemed suitable for a client’s specific circumstances, needs, goals, and objectives. Insight Wealth will also use other securities as well, to help diversify a portfolio when and if appropriate. Insight Wealth will typically create a portfolio of no-load mutual funds and may use model portfolios if the models match the client's investment policy. We will allocate the client's assets among various investments taking into consideration the overall management style selected by the client. Insight Wealth primarily recommends portfolios consisting of passively managed asset class and index mutual funds. Insight Wealth usually recommends mutual funds offered by Dimensional Fund Advisors (“DFA”). DFA-sponsored mutual Insight Wealth Strategies, LP Page 5 funds follow a passive asset class investment philosophy with low holdings turnover. Consequently, DFA’s fund fees are generally lower than fees and expenses charged by many other types of funds. Client portfolios may also include individual equity securities in situations where the disposition of these securities would present an overriding tax implication, or where the client specifically requests such securities be retained for personal reasons. Insight Wealth may also recommend fixed income portfolios to investment management clients, which consist of managed accounts of individual bonds. Insight Wealth will request discretionary authority from investment management clients to manage fixed income portfolios, including the discretion to retain a third-party fixed-income manager. Insight Wealth will prepare a Fixed Income Investment Policy Statement for any client qualifying for separate fixed income portfolio services. Under its discretionary authority, Insight Wealth will retain a fixed income securities manager. The fixed income securities manager will be provided with the discretionary authority to invest client assets in fixed income securities consistent with the client’s Fixed Income Investment Policy Statement. The manager will also monitor the account for changes in credit ratings, security call provisions, and tax loss harvesting opportunities (to the extent that the manager has been

provided with cost basis information). The manager will obtain Insight Wealth’ consent before selling any client securities. On an ongoing basis, Insight Wealth will answer clients’ inquiries regarding their accounts and will periodically review with clients the performance of their accounts. Insight Wealth will occasionally, and at a minimum at least annually, review clients’ investment policy and risk profile, and will discuss the re- balancing of each client's accounts to the extent appropriate. Insight Wealth will provide to any investment manager utilized, updated client financial information or account restrictions necessary for the investment manager to provide their sub-advisory services. In addition to managing the client’s investment portfolio, Insight Wealth may consult with clients on various financial areas including income and estate tax planning, business sale structures, college financial planning, retirement planning, insurance analysis, personal cash flow analysis, establishment and design of retirement plans and trust designs, among other things. ERISA Account Advice Insight Wealth provides investment advice to advisory clients that are employee benefit plans or other retirement accounts (i.e., IRAs) for a level fee; assets affected by the Department of Labor (“DOL”) Fiduciary Rule. As such, we are considered fiduciaries under the Employee Retirement Income and Securities Act ("ERISA") and regulations under the Internal Revenue Code of 1986 (the "Code"), which requires that we abide by the Impartial Conduct Standards, as defined by ERISA. To comply with these standards, our firm and our investment advisor representatives provide advice that is in our clients’ best interest and charge no more than reasonable compensation [within the meaning of ERISA Section 408(b)(2) and Internal Revenue Code Section 4975(d)(2)]. We make no misleading statements about investment transactions, compensation, conflicts of interest, or any other matters related to investment decisions. By our business practices outlined above, we believe ourselves to be a ‘Level Fee Fiduciary’ under the DOL’s Rule. As a Level-Fee Fiduciary, we maintain a non-variable compensation structure provided either based on a fixed percentage of the value of assets or a set fee that does not vary with the particular investment recommended, as opposed to a commission or other transaction-based fee. As a “Level Fee Fiduciary,’ while we are held to the DOL fiduciary standards of care, we are subject to fewer disclosures and reporting requirements than advisors operating under a different business model. Insight Wealth Strategies, LP Page 6 Employee Benefit Plan Services Insight Wealth also provides advisory services to participant-directed employee retirement benefit plans. Insight Wealth will analyze such plan's current investment platform and assist the plan in creating an investment policy statement defining the types of investments to be offered, and restrictions that may be imposed. Insight Wealth will recommend investment options it believes will best achieve the plan's objectives, provide participant education meetings, and monitor the performance of the plan's investment vehicles. We will also recommend changes in the plan's investment vehicles as may be appropriate from time to time and will review the plan's investment vehicles and investment policy as necessary. Assets Under Management As of December 31, 2023, Insight Wealth’ assets under management totals $105,691,000. The following represents our client assets under management, by account type: TYPE OF ACCOUNT ASSETS UNDER MANAGEMENT (“AUM”) Discretionary $105,691,000 Non-Discretionary $0 Total $105,691,000 Tailoring Advisory Services Insight Wealth offers individualized investment advice to clients utilizing our Wealth Management service. General investment advice will be offered to our ERISA Account Advice clients. Each client utilizing our Wealth Management service may place reasonable restrictions on the types of investments to be held in their portfolio. However, restrictions on investments in certain securities or types of securities may not be possible due to the level of difficult this would entail in managing the account. Wrap Fee Programs Insight Wealth does not participate in wrap fee programs by providing portfolio management services. Therefore the firm does not receive any portion of wrap fees for i t s services.