A. Description of the Advisory Firm Park Edge Advisors, LLC (hereinafter “Park Edge”) is a Limited Liability Company organized in the State of Ohio. The firm was formed in January 2021, and the principal owners are Lowrie Investments, LLC, Park Edge Group, LLC, RL&K Investments CLE LLC, KAR Planning LLC, and Gordillo Capital, LLC. B. Types of Advisory Services Financial Planning Financial plans and financial planning may include but are not limited to: investment planning; life insurance needs analysis; tax concerns; retirement planning; college planning; and estate planning. Portfolio Management Services Park Edge offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. Park Edge creates a financial plan or other suitability documentation for each client, which outlines the client’s current situation (income, financial goals, tax levels, timing and duration of cash inflows/outflows, and risk tolerance levels) and then constructs a plan to aid in the selection of a portfolio that matches each client's specific situation. Portfolio management services include, but are not limited to, the following:
• Determine investment strategy • Asset selection
• Asset allocation • Regular portfolio risk management
• Assessment of risk tolerance Park Edge evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. Park Edge will request discretionary authority from clients in order to select securities and execute transactions without permission from the client prior to each transaction. Risk tolerance levels are documented in the client’s financial plan or other suitability documentation, which is given to each client. Park Edge seeks to provide that investment decisions are made in accordance with the fiduciary duties owed to its accounts. To meet its fiduciary obligations, Park Edge attempts to avoid, among other things, investment or trading practices that systematically advantage or disadvantage certain client portfolios, and accordingly, Park Edge’s policy is to seek fair and equitable allocation of investment opportunities/transactions among its clients to avoid favoring one client over another over time. It is Park Edge’s policy to allocate investment opportunities and transactions it identifies as being appropriate and prudent, and other investment opportunities that might have a limited supply, among its clients on a fair and equitable basis over time. Park Edge may direct clients to third-party investment advisers to manage all or a portion of the client's assets. Before selecting other advisers for clients, Park Edge will always ensure those other advisers are properly licensed or registered as an investment adviser. Park Edge then makes investments with a third-party investment adviser by referring the client to the third-party adviser. These investments may be allocated either through the third-party adviser's fund or through a separately managed account managed by such third party adviser on behalf of Park Edge’s client. In most cases, Park Edge will review the ongoing performance of the third-party adviser as a portion of the client's portfolio. Park Edge Capital Subadviser Services Park Edge DBA Park Edge Capital may also act as a subadviser to advisers unaffiliated with Park Edge. These third-party advisers would outsource portfolio management services to Park Edge. This relationship will be memorialized in each contract between Park Edge and the third-party advisor. Mutual Funds and ETFs Park Edge may provide investment advisory or sub-advisory services to mutual funds and exchange traded funds. As the adviser or sub-advisor, Park Edge is responsible for selecting investments, managing the portfolios, and overseeing the investment strategies and policies for each mutual Fund or ETF, subject to the general supervision of their board of directors, as applicable. Consulting Services Park Edge offers consulting services for assets held away from the firm’s required custodians. This includes providing consulting services for participants of 401k plans that relate to helping them manage their individual account balance. To avoid conflicts, if Park Edge is advising participants in a 401k plan, it will not offer consulting services to the plan sponsor of the plan. Park Edge provides investment consulting services to certain broker/dealers’ customers (“Brokerage Customers”) who provide written consent requesting to receive the firm’s

consulting services. Brokerage Customers have entered into a written advisory agreement with Park Edge to consult on certain annuities, insurance products or mutual funds that are commissionable products. Park Edge advises on these as a consultant only. Park Edge does not get paid a commission. Pension Consulting Services Park Edge offers consulting services to pension or other employee benefit plans (including but not limited to 401(k) plans). Pension consulting may include, but is not limited to: • identifying investment objectives and restrictions • providing guidance on various assets classes and investment options • recommending money managers to manage plan assets in ways designed to achieve objectives
• monitoring performance of money managers and investment options and making recommendations for changes
• recommending other service providers, such as custodians, administrators and broker-dealers • creating a written pension consulting plan These services are based on the goals, objectives, demographics, time horizon, and/or risk tolerance of the plan and its participants. Services Limited to Specific Types of Investments Park Edge investment advice includes equities, ETFs, mutual funds, fixed income securities, real estate funds (including REITs), treasury inflation protected/inflation linked bonds, commodities, and Park Edge may use other securities as well to help diversify a portfolio when applicable. Educational Seminars/Workshops Park Edge provides periodic educational seminars and workshops to clients and the general public. Written Acknowledgement of Fiduciary Status When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money aligns with your interests. Our revenues go up when the value of the account goes up and our revenues decline when account values decline. Hence, we have an incentive to seek returns but to also manage downside, aligning our interests. We operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:
• Meet a professional standard of care when making investment recommendations (give prudent advice);
• Never put our financial interests ahead of yours when making recommendations (give loyal advice);
• Avoid misleading statements about conflicts of interest, fees, and investments;
• Follow policies and procedures designed to ensure that we give advice that is in your best interest;
• Charge no more than is reasonable for our services; and
• Give you basic information about conflicts of interest. C. Client Tailored Services and Client Imposed Restrictions Park Edge will tailor a program for each individual client. This will include an interview session to get to know the client’s specific needs, requirements and determine if it is a good fit to work together, and in most cases a financial plan will be executed by Park Edge on behalf of the client. Park Edge may use model allocations together with a specific set of recommendations for each client based on their needs, and targets. Within a discretionary account, clients may not impose restrictions in investing in certain securities or types of securities in accordance with their values or beliefs. Such restrictions may be accommodated in non-discretionary accounts. D. Wrap Fee Programs Clients using a Wrap Fee arrangement pay a single fee to Park Edge to cover custody, management fees, trading costs, and certain other costs charged by the custodian. Typically, this option may be preferred for those managed accounts where Park Edge has discretion and trading is more active. However, this brochure describes Park Edge’s non- wrap fee advisory services; clients utilizing Park Edge’s wrap fee portfolio management should see Park Edge’s separate Wrap Fee Program Brochure. Park Edge manages the investments in the wrap fee program but does not manage those wrap fee accounts any differently than it would manage non-wrap fee accounts. Park Edge receives the advisory fee set forth in the wrap fee brochure as a management fee under the wrap fee program. E. Assets Under Management Park Edge has the following assets under management: Discretionary Amounts: Non-Discretionary Amounts: Date Calculated: $ 310,756,866.00 $ 149,474,942.00 December 2023