Our Firm’s History: RDFA has been in business since 1999 and was originally domiciled in the state of Ohio. In September 2021, a new Delaware entity was created, and the assets, relationships and registration of the firm were contributed to the new Delaware entity on September 29, 2021. Immediately following this contribution, the new Delaware entity was then sold to Bluespring Wealth Partners, LLC, which is the principal owner of RDFA. The firm’s primary service offering is Wealth Management, where we offer assistance within the broad spectrum of financial planning and investment management related activities. Amount of Assets Under Management: As of December 31, 2023, RDFA managed approximately $535 million in client assets on a discretionary basis and $0 in non-discretionary assets. This means that RDFA made the investment decisions for the account. As of December 31, 2023, RDFA also had approximately $52 million in assets under advisement. Our Firm’s Primary Service: As noted above, our primary service offering is Wealth Management. While there are many facets to the management of a client’s wealth, some of the more traditional items that we often offer are:
• Goals Identification and Clarification
• Investment Selection and Strategies
• Retirement Planning
• College Planning
• Life Insurance and Disability Insurance Planning
• Employee Benefit Planning
• Income Tax Minimization
• Estate Tax Minimization
• Wealth Transfer Strategies and Legacy Planning
• Charitable Giving Strategies and Planning
• Cash Flow Planning and Budgeting In addition to these items, we also offer “financial concierge” services, such as:
• Coordination of external advisors (Attorneys, CPA’s, Insurance Agents, etc.)
• Trust Consulting
• Mortgage Finance Planning
• Family Meetings and Wealth Education RDFA provides advice on a “best efforts” basis. The advice is based upon the information provided to us by the Client and our understanding of it, and as such it is your responsibility to provide accurate information. We encourage Clients to regularly engage us in dialogue about their specific goals and objectives. Additional Services: While not our primary service offerings, we occasionally work with clients in other capacities. The three most likely of these scenarios are:
• Project-Based and Hourly-Based Financial Planning
• Non-Profit

Investment Advisory
• Corporate Retirement Plan Management A summary of each of the additional services follows: Project Based and Hourly Based Financial Planning Occasionally, RDFA will engage in financial planning services for Clients. A plan can be encompassing in nature or related to a specific goal. The purpose of the financial plan is to determine action steps that will assist you in reaching specific goals that are identified. This process will often include financial analysis using both “straight line” (constant rate of return) and “Monte Carlo simulation” (random rates of return) financial planning techniques. In most circumstances, a written report of thoughts and recommendations will be presented outlining the strengths and weaknesses of the financial situation, discussing actions steps, and may include referrals to other financial, tax and estate advisors that may be of assistance. This type of service engagement has a set start and end point, either based upon specific dates or by the completion of the project. Due to the limited scope of the engagement, and the finite nature of our time working together, specific investment recommendations are not offered. Any information presented on investments during this process will be limited in scope to suitability, risk tolerance and overall asset allocation. No attempt will be made to provide specific recommendations as to the purchase or sale of invested assets. Non-Profit Investment Advisory RDFA works in certain instances with non-profit organizations to assist them with the management of invested assets. The scope of these engagements is normally limited in nature, whereby we are providing investment selection, asset allocation and rebalancing services for assets that benefit the non-profit entity. Corporate Retirement Plan Management RDFA can be engaged in assisting with the management of corporate retirement plan assets (401(k), 403(b), Profit Sharing, etc.). In these situations, we are normally being hired by the plan trustee or plan fiduciary, and are working as part of the team managing the assets for the benefit of the participants. Again, this is normally a limited scope engagement focused around investment selection and implementation, asset allocation and rebalancing, and employee education. Under these engagements, our Client is the plan and its trustee or fiduciary, not the corporation, its employees, or individual plan participants.