This Disclosure document is being offered to you by Viden Arbor Capital, LLC (“Viden Arbor” or
“Firm”) about the investment advisory services we provide. It discloses information about our
services and the way those services are made available to you, the client.
Our Firm became a registered investment adviser in 2015 and is owned by Peter Uher and
Matthew Ward. Peter Uher is the Chief Compliance Officer.
We are committed to helping clients build, manage and preserve their wealth. Our Firm provides
services that help clients to achieve their stated financial goals. We will offer an initial
complimentary meeting upon our discretion; however, investment advisory services are initiated
only after you and Viden Arbor Capital, LLC execute an Investment Management Agreement.
INVESTMENT AND WEALTH MANAGEMENT AND SUPERVISION SERVICES
We manage advisory accounts on a discretionary basis. For discretionary accounts, once we have
determined a profile and investment plan with a client, we will execute the day-to-day
transactions without seeking prior client consent but within the expected investment guidelines.
We may accept accounts with certain restrictions, if circumstances warrant. We primarily allocate
client assets among cash, individual stocks, bonds, exchange traded funds (“ETFs”), equities, and
corporate bonds. When appropriate, we recommend Private Fund investments to certain suitable
clients. We generally invest Client’s cash balances in money market funds and FDIC Insured
Certificates of Deposit. Ultimately, we try to achieve the highest return on our client’s cash
balances through relatively low-risk and conservative investments. In most cases, at least a partial
cash balance will be maintained in a money market account so that our firm may debit advisory
fees for our services related to this service.
Portfolios will be designed to meet a particular investment goal, determined to be suitable to the
client’s circumstances. Once the appropriate portfolio has been determined, portfolios are
continuously and regularly monitored, and if necessary, rebalanced based upon the client’s
individual needs, stated goals and objectives.
During personal discussions with clients, we determine the client’s objectives, time horizons, risk
tolerance, and liquidity needs. As appropriate, we also review a client’s prior investment history,
as well as family composition and background. Based on client needs, we develop a client’s
personal profile and investment plan. We then create and manage the client’s investments based
on that policy and plan. It is the client’s obligation to notify us immediately if circumstances have
changed with respect to their goals.
Once we have determined the types of investments to be included in a client’s portfolio and have
allocated the
assets, we provide ongoing investment review and management services.
With our discretionary relationship, we will make changes to the portfolio, as we deem
appropriate, to meet client financial objectives. We trade these portfolios based on the
combination of our market views and client objectives, using our investment process. We tailor
our advisory services to meet the needs of our clients and seek to ensure that your portfolio is
managed in a manner consistent with those needs and objectives. Clients have the ability to leave
standing instructions with us to refrain from investing in particular industries or invest in limited
amounts of securities. We do not use models. We feel that every client has their own needs, and
financial considerations, and therefore create a unique solution for each client. We do so by
identifying client needs and tailoring a solution that fits. For instance, if the client needs to
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generate income, we will have a far greater allocation to dividend paying stocks and income
generating investments such as fixed income. Clients can also request that certain investments
not be used; for instance, some clients have issues with Phillip Morris (Altria) due to the unhealthy
nature of their product, and request that we refrain for investing in them. We try to adhere to
that request with individual securities, but cannot control what mutual funds and ETF’s invest in.
In all cases, clients have a direct and beneficial interest in their securities, rather than an undivided
interest in a pool of securities. We do have limited authority to direct the Custodian to deduct our
investment advisory fees from your accounts, but only with the appropriate written authorization
from clients.
You are advised and are expected to understand that our past performance is not a guarantee of
future results. Certain market and economic risks exist that adversely affect an account’s
performance. This could result in capital losses in your account.
CONSULTING SERVICES
We may also provide consulting on a more specific basis. At times a client may only have one
area of concern such as estate planning, real estate, retirement planning, or any other specific
topic. We will entertain a fee per hour or per project to satisfy such clientele. Specifically to our
estate planning advice, while we try to point our clients in the right direction, we are not lawyers,
and we recommend that all estate planning decisions are finalized with competent legal
counsel.Clients have the right to choose whether or not to follow the consulting advice provided.
WRAP FEE PROGRAM
Our Firm does not sponsor a Wrap Fee Program.
ASSETS
As of December 31, 2022, our Firm manages $162,978,5878 of discretionary assets and
$6,385,000 in a private fund.