A. Firm Information Elite Life Management LLC (“Elite” or the “Advisor”) is a Securities and Exchange Commission (“SEC”) registered investment advisor with its retail office located in the State of Florida and its principal office located in the Commonwealth of Pennsylvania. Elite is organized as a Limited Liability Company (“LLC”) under the laws of Florida. Elite was founded in October 2020 and became a registered investment advisor in November 2020. Elite is owned and operated by HBK Sorce Financial LLC (an Ohio operating company which owns interests in several financial services companies). This Disclosure Brochure provides information regarding the qualifications, business practices, and the advisory services provided by Elite. B. Advisory Services Offered Elite offers investment advisory services to individuals, high net worth individuals, trusts, estates, entities and other registered investment advisors (each referred to as a “Client”). The Advisor serves as a fiduciary to Clients, as defined under the applicable laws and regulations. As a fiduciary, the Advisor upholds a duty of loyalty, fairness and good faith towards each Client and seeks to mitigate potential conflicts of interest. Our fiduciary commitment is further described in our Code of Ethics. For more information regarding our Code of Ethics, please see Item 11 – Code of Ethics, Participation or Interest in Client Transactions and Personal Trading. Investment Management Services Elite provides customized investment advisory solutions for its Clients. This is achieved through continuous personal Client contact and interaction while providing discretionary investment management and related advisory services. Elite works closely with each Client to identify their investment goals and objectives as well as risk tolerance and financial situation in order to create a portfolio strategy. Elite will then construct an investment portfolio, consisting primarily of exchange-traded funds (“ETFs”), mutual funds, individual stocks, and/or individual bonds to pursue the Client’s investment goals. The Advisor may also utilize other types of investments where appropriate to meet the needs of certain Clients, including, but not limited to, limited partnerships and private placements. The Advisor may retain certain legacy investments based on portfolio fit and/or tax considerations. Elite’s investment strategies are primarily long-term focused, but the Advisor may buy, sell or re-allocate positions that have been held less than one year to meet the objectives of the Client or due to market conditions. Elite will construct, implement and monitor the portfolio to meet the goals, objectives, circumstances, and risk tolerance agreed to by the Client. Each Client will have the opportunity to place

reasonable restrictions on the types of investments to be held in their respective portfolio, subject to acceptance by the Advisor. Elite evaluates and selects investments for inclusion in Client portfolios only after applying its internal due diligence process. Elite may recommend, on occasion, redistributing investment allocations to diversify the portfolio. Elite may recommend specific positions to increase sector or asset class weightings. The Advisor may recommend employing cash positions as a possible hedge against market movement. Elite may recommend selling positions for reasons that include, but are not limited to, harvesting capital gains or losses, business or sector risk exposure to a specific security or class of securities, overvaluation or overweighting of the position[s] in the portfolio, change in risk tolerance of the Client, generating cash to meet Client needs, or any risk deemed unacceptable for the Client’s risk tolerance. At no time will Elite accept or maintain custody of a Client’s funds or securities, except for the limited authority as outlined in Item 15 - Custody. All Client assets will be managed within the designated account[s] at the Custodian, pursuant to the terms of the advisory agreement. Please see Item 12 – Brokerage Practices. C. Client Account Management Prior to engaging Elite to provide investment advisory services, each Client enters into a written agreement with the Advisor that defines the terms, conditions, authority and responsibilities of the Advisor and the Client. These services may include:
• Establishing an Investment Strategy – Elite, in connection with the Client, will develop a strategy that seeks to achieve the Client’s goals and objectives.
• Asset Allocation – Elite will develop a strategic asset allocation that is targeted to meet the investment objectives, time horizon, financial situation and tolerance of risk for each Client.
• Portfolio Construction – Elite will develop a portfolio for the Client that is intended to meet the stated goals and objectives of the Client.
• Investment Management and Supervision – Elite will provide investment management and ongoing oversight of the Client’s investment portfolio.
• Financial Planning – Elite will provide financial planning analysis, advice and plans to assist clients in meeting their long-term financial goals. D. Wrap Fee Programs Elite does not manage or place Client assets into a wrap fee program. Investment management services are provided directly by Elite. E. Assets Under Management As of August 31, 2023 Elite has $88,421,221 in assets under management, all of which are managed on a discretionary basis. Clients may request more current information at any time by contacting the Advisor.