Investment Advisory Business: Crowley Wealth Management, Inc. (“Crowley”) is a Delaware corporation, founded in 1987, that offers investment advisory services to individuals, families, pension and profit sharing plans, trusts, estates, charitable organizations, corporations, and business entities. The principal owners of Crowley are Frederick J. Crowley, Jr. (50% owner) and Robert A. Crowley (50% owner). Frederick J. Crowley, Jr. Date of birth: 03/30/1956 Education: University of Delaware, Newark, DE 1979 Degree - BA Political Science Widener University, Chester, PA 1985 Degree - MS Taxation University of Delaware, Newark, DE 1988 Degree - BS Accounting Widener University School of Law, Wilmington, DE 1999 Degree - Juris Doctor Business Background: President – Crowley Wealth Management, Inc. (1980) Examinations/Professional Designations: 1982 College for Financial Planning – Certified Financial Planner 1999 Member of Pennsylvania Bar 1999 Member of Delaware Bar Robert A. Crowley Date of birth: 03/15/1958 Education: University of Delaware, Newark, DE 1980 Degree - BS Marketing George Washington University, Washington, D.C. 1985 Degree – MBA Finance-Investments Widener University School of Law, Wilmington, DE 1999 Degree – Juris Doctor Business Background: Vice President – Crowley Wealth Management, Inc. (1983) Examinations/Professional Designations: 1983 College for Financial Planning – Certified Financial Planner 1985 State of DE – Real Estate Salesperson License – inactive status 1990 Chartered Financial Analyst 1992 State of DE – Real Estate Broker’s License – inactive status 2000 Member of Pennsylvania Bar 2000 Member of Delaware Bar Crowley offers two main types of advisory services. The first is an Investment Management Service and the second is a Financial Planning Service. Investment Management Service: The employees of Crowley set up meetings with clients to

establish the goals and objectives for their account(s). They generally establish an asset allocation target. Any special circumstances regarding the account should be in writing and noted in the file. The client will need to select a custodian. Once a custodial relationship is established, assets to be managed will be deposited in the custodial account. Crowley has a custodial arrangement with Charles Schwab Institutional. Under this agreement, Crowley receives fees for its investment management services. Fees are negotiable, based upon a percentage of net assets under management and are paid quarterly. Accounts are tailored to meet the asset allocation, risk tolerance, goals and objectives of the client. Individual asset selection is selected by Crowley. Financial Planning Service: The second type of advisory service includes the following – detailed fact finding with respect to the client’s present financial situation, which could include cash flow management, insurance management, investment planning, tax planning, retirement planning, and estate planning. Fringe benefits, personal financial documents and business agreements might also be reviewed. A client’s objectives, goals and needs are generally determined and discussed. A financial plan might be created, including a complete analysis in the following areas: cash management, insurance, investments, taxes, retirement planning and estate planning. The plan may be presented to the client, questions and concerns may be discussed. A proposed implementation schedule may be presented outlining the steps for application of the recommendations. We offer to continue to provide normal ongoing consultation to the client regarding the plan during the contracted time period. The client may renew the financial advisory agreement on an annual basis. If the contract is renewed, financial updates may be prepared. On occasion, Crowley may furnish advice to clients on matters not involving securities. Crowley does not offer wrap fees. As of December 31, 2023 Crowley manages $350,375,743.14 on a discretionary basis and no assets on a non-discretionary basis.