Firm Description Resource Consulting Group, Inc. (“Adviser”), a Florida corporation founded in 1988 by Michael H. Davis, CFP®, is a fee-only financial planning and investment advisory firm that provides a variety of goal-planning and investment advisory services to clients. Principal Owner Adviser has been independently owned and operated since it was founded in 1988. Michael H. Davis, CFP® is Adviser’s principal owner. Types of Advisory Services Adviser provides financial planning and investment advisory services to clients based on their specific and individual needs. For financial planning clients, Adviser provides a broad-based financial plan, including analysis of the client’s present financial situation, formulation of a written financial plan and documentation of specific recommendations, all within the scope agreed upon in advance with the client. Adviser provides investment advisory services on a discretionary basis and these services may or may not be provided in conjunction with financial planning services. All clients and entities seeking to begin a financial planning and investment management relationship with Adviser are required to sign an Advisory Agreement. The Advisory Agreement establishes the fiduciary relationship between Adviser and the client. Adviser and client will establish the client’s investment goals in an “Investment Policy Statement” approved by client, which details the investment management procedures of Adviser, the long-term investment goals of the client, and serves as Adviser’s framework for investing. Next, Adviser will allocate investment assets consistent with the Investment Policy Statement. Once allocated, Adviser provides ongoing monitoring and review of account performance and asset allocation as compared to the client’s investment goals and may periodically execute account transactions based on those reviews or upon other triggering events. Clients may establish restrictions on investing in certain types of securities in the Investment Policy Statement. Miscellaneous Disclosures Retirement Plan Rollovers – No Obligation / Conflict of Interest. A client or prospective client leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) cash out the account value (which could, depending upon the client’s age, result in adverse tax consequences). If Adviser recommends that a client roll over their retirement plan assets into an account to be managed by Adviser, such a recommendation creates a conflict of interest if Adviser will earn a new (or increase its current) advisory fee as a result of the rollover. No client is under any obligation to roll over retirement plan assets to an account managed by Adviser. ERISA / IRC Fiduciary Acknowledgment. When Adviser provides investment advice to a client about the client’s retirement plan account or individual retirement account, it does so as a fiduciary within the meaning of Title I of the Employee Retirement Income Security Act (“ERISA”) and/or the Internal Revenue Code (“IRC”), as applicable, which are laws governing retirement accounts. Because the way Adviser makes money creates some conflicts with client interests, Adviser operates under a special rule that requires it to act in the client’s best interest and not put its interests ahead of the client’s. Under this special rule’s provisions, Adviser must: meet a professional standard of care when making investment recommendations (give prudent advice); never put its financial interests ahead of the client’s when making recommendations (give loyal advice); avoid misleading statements about conflicts of interest, fees, and investments; follow policies and procedures designed to ensure that Adviser gives advice that is Resource Consulting Group, Inc. Disclosure Brochure – Form ADV Part 2A Page 3 in the client’s best interest; charge no more than is reasonable for Adviser’s services; and give the client basic information about conflicts of interest. Portfolio Trading Activity / Inactivity. As

part of its investment advisory services, Adviser will review client portfolios on an ongoing basis to determine if any trades are necessary based upon various factors, including but not limited to investment performance, fund manager tenure, style drift, account additions/withdrawals, the client’s financial circumstances, and changes in the client’s investment objectives. Based upon these and other factors, there may be extended periods of time when Adviser determines that trades within a client’s portfolio are not prudent. Clients nonetheless remain subject to the fees described in Item 5 during periods of portfolio trading inactivity. Limitations of Financial Planning and Non-Investment Consulting/Implementation Services. To the extent requested by a client, Adviser may provide financial planning and related consulting services about non-investment related matters, such as estate planning, tax planning, insurance, etc. Adviser does not serve as a law firm, accounting firm, or insurance agency, and no portion of Adviser’s services should be construed as legal, accounting, or insurance implementation services. Accordingly, Adviser does not prepare estate planning documents, tax returns, or sell insurance products. Unless specifically agreed in writing, neither Adviser nor its representatives are responsible to implement any financial plans or financial planning advice; provide ongoing financial planning services; or provide ongoing monitoring of financial plans or financial planning advice. Clients are solely responsible to revisit any financial planning advice with Adviser, if desired. Clients retain absolute discretion over all financial planning and related implementation decisions and are free to accept or reject any recommendation from Adviser and its representatives in that respect. Adviser’s financial planning and consulting services are completed upon communicating its recommendations to the client. To the extent requested by a client, Adviser may recommend the services of other professionals for certain non-investment implementation purposes (i.e., attorneys, accountants, insurance agents, etc.). Clients are under no obligation to engage the services of any recommended professional, who are responsible for the quality and competency of the services they provide. Client Obligations. When performing its services, Adviser is not required to verify any information received from the client or from the client’s designated professionals and is expressly authorized to rely on that information. Clients are responsible to promptly notify Adviser if there is ever any change in their financial situation or investment objectives for the purpose of reviewing or amending Adviser’s services or previous recommendations. Asset Aggregation / Reporting Services. Adviser may provide access to reporting services through one or more third-party aggregation / reporting platforms that can reflect all of the client’s investment assets, including those investment assets that the client has not engaged Adviser to manage (the “Excluded Assets”). Adviser’s service for the Excluded Assets is strictly limited to reporting, and specifically excludes investment management or implementation. Because Adviser does not have trading authority for the Excluded Assets, the client (and/or a designated investment professional), and not Adviser, will be exclusively responsible for implementing any recommendations for the Excluded Assets and the resulting performance or related activity (such as timing and trade errors) pertaining to the Excluded Assets. The third-party aggregation / reporting platforms may also provide access to financial planning information and applications, which should not be construed as services, advice, or recommendations provided by Adviser. Accordingly, Adviser will not agree to be responsible for any adverse results a client may experience if the client engages in financial planning or other functions available on the third party reporting platforms without Adviser’s participation or oversight. Wrap Fee Programs Adviser does not participate in a wrap fee program. Resource Consulting Group, Inc. Disclosure Brochure – Form ADV Part 2A Page 4 Client Assets Under Management As of December 31, 2022, Adviser had $2,316,717,571 in assets under management on a discretionary basis.