Accredited Investors Wealth Management is an independently owned firm located in Edina, Minnesota. Accredited began conducting business in 1987. Accredited is wholly owned by a group of employee shareholders. Accredited Investors Wealth Management’s advisory services include some or all the following. The nature and extent of services is memorialized in the applicable written agreements. WEALTH MANAGEMENT SERVICES Accredited works with clients to offer customized, comprehensive, fee-only wealth management solutions specific to the client’s financial needs and circumstances. Our work is based on Ross Levin’s book, Implementing the Wealth Management Index, published by Bloomberg Press. We have a strong emphasis on the link between money and values. Our process is client focused and collaborative, where the client takes an active role in the decision- making process. Each client has a dedicated team of advisors who work with them to meet their individual wealth management needs. Given our customized approach and diverse groups of clients, we do not create a standard financial plan in the sense of something that is bound and put on a shelf. Rather, we evaluate and track each client’s progress in several key areas. In general, our wealth management services cover the following areas: ASSET PROTECTION covers wealth management strategies that intend to preserve an individual’s wealth and protect it from potential risks. This consists primarily of various types of insurance: life insurance, long-term care insurance, property and casualty insurance, and medical insurance. DISABILITY & INCOME MANAGEMENT focuses on planning for income and taxes. This consists of protecting future income, analyzing current and future cash flow objectives and needs, and income tax planning. DEBT MANAGEMENT is focused on tracking and analysis of personal debt and net worth. Personal debt is typically divided into home loans, such as mortgages and home equity lines of credit, personal loans, and business debt. ESTATE PLANNING consists of strategic planning for asset transfer at death as well as the tracking of any documents relevant to an individual’s estate such as beneficiary designations, trust documents, and wills. It also involves charitable planning and gifting strategies. INVESTMENT PLANNING is concerned with the ownership and maintenance of assets reflected on an individual’s balance sheet as well as the appropriate investment management for the individual’s portfolio of assets. This includes individual savings,

managed investment accounts, qualified retirement plans, business ownership, home ownership, and non-traditional assets. At different points in clients’ lives, the relative importance of these areas ebb and flow, and we are regularly analyzing how each component fits together as part of each client’s planning strategy. INVESTMENT ADVISORY SERVICES Our firm provides investment advice reflecting the individual needs of the client. Through personal discussions in which goals and objectives are established, we develop a client's investment policy and create and manage a portfolio based on that policy. During our data- gathering process, we determine the client’s individual objectives, time horizon, risk tolerance, legacy goals, and liquidity needs. As appropriate, we also review and discuss a client's prior investment history, as well as family composition and background. Our investment recommendations are not limited to any specific product or service and will generally include advice regarding the following securities: Mutual Funds, Exchange-Traded Funds (“ETFs”), Closed End Funds, Individual Equity Securities, and Individual Fixed Income Securities. Clients can set specific parameters applicable to the management of their investment portfolios, including restrictions on investing in certain securities or types of securities. Examples include applying Environmental/Social/Governance (ESG) mandates to a certain portion of a portfolio or restricting investments in the securities of a client’s employer. We can customize many aspects of a client’s portfolio to meet their preferences or requirements. Accredited, with client approval and authorization, uses third party managers to manage a portion of clients’ accounts. Whenever a portion of client assets are allocated to a third-party manager as part of a client’s asset allocation, Accredited performs periodic due diligence of the manager(s) and monitors clients’ accounts to ensure the third party manager(s) are managing client’s assets in accordance with the client’s investment management agreement. Because some types of investments involve certain additional degrees of risk, they will only be implemented/recommended when consistent with the client's stated investment objectives, tolerance for risk, liquidity, and suitability. Amount of Managed Assets As of 12/31/2023, we were actively managing $3,122,101,707 of clients' assets on a discretionary basis plus $237,260,581 of clients' assets on a non-discretionary basis.