9AT: ONEDIGITAL

ONEDIGITAL

other names

ONEDIGITAL
401K ADVISORS INTERMOUNTAIN
WESTMINSTER CONSULTING
VERTICAL FINANCIAL
TIMESCALE FINANCIAL
TEROS ADVISORS
STRATEGIC RETIREMENT GROUP
SHA RETIREMENT GROUP
SERVICE PLANNING CORPORATION
RETIREMENT BENEFITS GROUP
RESOURCES INVESTMENT ADVISORS, LLC
RESOURCES INVESTMENT ADVISORS INC
RESOURCES INVESTMENT ADVISORS
PRAXIS CONSULTING
PENSION INVESTMENT SERVICES, LLC
ONEDIGITAL RETIREMENT AND WEALTH
ONEDIGITAL INVESTMENT ADVISORS
MONTGOMERY RETIREMENT PLAN ADVISORS
KZ WEALTH
KEYSTONE RETIREMENT & INSURANCE ADVISORS
IMPACT BENEFITS & RETIREMENT
HM CAPITAL MANAGEMENT
GOULDIN & MCCARTHY
GENERATIONS WEALTH PLANNING
FUTURE BENEFITS
FIDUCIARY PLAN ADVISORS
EAST MAIN STREET ADVISORS
CLEARVIEW ADVISORY
CHEPENIK FINANCIAL
CAPSTONE ADVISORY GROUP
CAFARO GREENLEAF
BUKATY MORRIS RETIREMENT SERVICES
BUKATY MORRIS RETIREMENT PLAN SERVICES
BUKATY COMPANIES WEALTH MANAGEMENT
BUKATY COMPANIES RETIREMENT PLAN SERVICES
BUKATY COMPANIES O'RENICK WEALTH MANAGEMENT
BUKATY COMPANIES FINANCIAL SERVICES
ATLANTA RETIREMENT PARTNERS
AREA FINANCIAL
(K)RPG
ONEDIGITAL INVESTMENT ADVISORS LLC
KB FINANCIAL
JFL TOTAL WEALTH MANAGEMENT
GHC ASSOCIATES
FULCRUM PARTNERS
FLORIDA PENSION GROUP
ACT 2 RETIREMENT CONSULTING
401(K) RESOURCES
401(K) ADVISORS INTERMOUNTAIN
TRIAD FINANCIAL ADVISORS
WEALTHSOURCE
STONESTREET EQUITY
LEGACY ASSET MANAGEMENT
THE PINNACLE PLANNING GROUP
RETIREMENT PARTNER ADVISORS (RPA)
PROSPERITY FINANCIAL GROUP MIDWEST (PFG)
ONEDIGITAL FINANCIAL SERVICES
GROEBL BROTHERS
ASI WEALTH MANAGEMENT

Adviser Profile

As of Date	01/03/2026
Registration	SEC, Approved, 01/22/1992
ADV Location	OVERLAND PARK, KS, United States
Contact Info	877 xxxxxxx
Websites

AUM^*	142,602,344,768 33%
of that, discretionary	50,609,967,657 44%
Private Fund GAV^*	0 -100%
Avg Account Size	3,711,380 98%
% High Net Worth	17.68% 228%
SMA’s	Yes
Private Funds	0 1

Adviser Type

- Large advisory firm
- Pension consultant

Number of Employees 610 11%

of those in investment advisory functions 333 -12%

Client Types

- Individuals (other than high net worth individuals)
- High net worth individuals
- Banking or thrift institutions
- Pension and profit sharing plans
- Charitable organizations
- State or municipal government entities
- Corporations or other businesses not listed above

Advisory Activities

- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for pooled investment vehicles
- Portfolio management for businesses
- Pension consulting services
- Selection of other advisers

Compensation Arrangments

- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Performance-based fees

Reported AUM

76B 65B 54B 43B 33B 22B 11B

2015 2016 2017 2018 2019 2020 2021 2022 2023

Discretionary

Non-discretionary

Private Funds

GAV Count

Employees

Form ADV-E Surprise Examination Reports

Accounting Firm Name	Filing Date	Form ADV-E
Accounting Firm Name ASHLAND PARTNERS & COMPANY LLP	Filing Date12/22/2025	Form ADV-E View Report
Accounting Firm Name ANDERS MINKLER HUBER & HELM LLP	Filing Date02/27/2025	Form ADV-E View Report
Accounting Firm Name ANDERS MINKLER HUBER & HELM LLP	Filing Date08/27/2024	Form ADV-E View Report
Accounting Firm Name ANDERS MINKLER HUBER & HELM LLP	Filing Date10/16/2023	Form ADV-E View Report

Top Holdings

Stock Ticker	Stock Name	$ Position	% Position	$ Change	# Change
Stck Ticker78464A854	Stock NameSPDR SERIES TRUST	$ Position$465,697,385	% Position5.00%	$ Change11.00%	# Change3.00%
Stck Ticker46434V613	Stock NameISHARES TR	$ Position$311,425,136	% Position3.00%	$ Change0.00%	# Change-1.00%
Stck Ticker09290C103	Stock NameBLACKROCK ETF TRUST	$ Position$246,603,605	% Position3.00%	$ Change27.00%	# Change17.00%
Stck Ticker25434V104	Stock NameDIMENSIONAL ETF TRUST	$ Position$182,786,372	% Position2.00%	$ Change15.00%	# Change6.00%
Stck Ticker25434V864	Stock NameDIMENSIONAL ETF TRUST	$ Position$155,939,140	% Position2.00%	$ Change6.00%	# Change5.00%
Stck Ticker037833100	Stock NameAPPLE INC	$ Position$151,884,070	% Position2.00%	$ Change27.00%	# Change2.00%
Stck Ticker464287101	Stock NameISHARES TR	$ Position$180,653,481	% Position2.00%	$ Change68.00%	# Change54.00%
Stck Ticker46432F339	Stock NameISHARES TR	$ Position$201,197,205	% Position2.00%	$ Change0.00%	# Change-6.00%
Stck Ticker464288588	Stock NameISHARES TR	$ Position$150,701,294	% Position2.00%	$ Change4.00%	# Change3.00%
Stck Ticker464287408	Stock NameISHARES TR	$ Position$148,287,241	% Position2.00%	$ Change10.00%	# Change4.00%

Brochure Summary

Overview

OneDigital is registered as an investment adviser with the United States Securities and Exchange Commission (CRD # 106766). OneDigital was organized as a corporation under the laws of the State of Missouri in 1987 and was converted to a limited liability company in 2018. Pursuant to a Unit Purchase Agreement dated January 21, 2020, OneDigital is now a wholly owned subsidiary of Digital Insurance LLC. The firm changed its legal name in 2023 from “Resources Investment Advisors, LLC” to “OneDigital Investment Advisors LLC” to reflect its integration with its parent company. OneDigital provides investment advisory, investment management, financial planning, and family office services to individual and institutional clients. (OneDigital also provides investment advisory and management services to retirement plan clients, and those services are outlined in a separate brochure specifically tailored to the Retirement Plan Division.) Although some clients use OneDigital solely for investment advice, most clients rely upon the firm to actively manage their accounts for them. When OneDigital manages clients’ accounts on a discretionary basis, it has the authority to make trades within those accounts without clients’ prior consent. However, the firm’s investment management services are tailored to the individual needs of each client. That process usually begins by conducting an initial meeting with clients to determine their personal goals regarding each account and conducting a risk assessment profile to determine how much investment risk the clients are willing to incur. Based upon those considerations, clients’ accounts are allocated into an appropriate investment strategy. Clients can impose specific restrictions on investing in certain securities or types of securities in their investment management agreement and are reminded to notify the firm of any new restrictions on a quarterly basis. In addition, OneDigital’s investment adviser representatives typically attempt to hold investment review sessions

with clients to discuss any adjustments clients desire to make to the investments in their accounts. In 2018, OneDigital partnered with Charles Schwab & Co, Inc. (“Schwab”) to offer a “robo” advisory platform. The purpose of this platform was to provide clients – especially those with smaller account balances – a cost efficient method of obtaining professional management of their investments. The platform provides for online enrollment but does not include annual face-to-face meetings with one of OneDigital’s investment adviser representatives. Instead, OneDigital creates and manages the allocation models offered to participants in the robo advisory platform. In addition, OneDigital asks enrollees in the platform if they want to impose specific restrictions on investing in certain securities or types of securities and are reminded to notify the firm of any new restrictions on a quarterly basis. However, because the robo advisory platform is managed entirely through investment allocation models, participants who request such restrictions are required to transfer their account to OneDigital’s traditional investment management platform, which will allow for that type of customization but could result in higher advisory fees. Some of OneDigital’s investment adviser representatives utilize turnkey asset management programs (“TAMPs”) to allocate either all or certain segments of their clients’ investments. In most cases in which a TAMP is used, OneDigital has discretion to determine which TAMP and/or which strategy will be used to manage the client’s investment, including discretion to change those selections at any time. As a result, these client accounts are included in OneDigital’s calculation of its regulatory assets under management (“RAUM”). As of December 31, 2023, OneDigital managed approximately $107,102,318,821 in assets, of which approximately $35,028,099,577 was managed on a discretionary basis and approximately $72,074,219,244 was managed on a non-discretionary basis.