INTRODUCTION CBIZ Retirement Plan Advisory Services CBIZ Retirement Plan Advisory Services (“CBIZ RPAS”) is the SEC Registered Investment Adviser name utilized by CBIZ Financial Solutions, Inc. (“CFS”) a subsidiary of CBIZ, Inc. (“CBIZ”), a publicly traded professional services company (NYSE: CBZ) and has been a registered investment adviser since September 1998. CBIZ provides clients with solutions from many service platforms – in areas ranging from accounting, tax and business advisory services to group health benefits, payroll, property and casualty insurance and retirement plan services. These services are provided through a network of more than 100 offices and 6500+ associates in major metropolitan and suburban cities throughout the U.S. CBIZ works closely with Mayer Hoffman McCann P.C. (MHM), an independent CPA firm providing audit, review, and attest services. As of 12/31/2023 CBIZ RPAS has discretionary assets under management of approximately $41.1 million and does not have any non-discretionary assets under management. CBIZ RPAS also has assets under advisement of approximately $117.2million. CBIZ RPAS’s primary advisory business is as a retirement plan consultant to corporations, not for profit organizations and governmental entities that sponsor 401(k), 403(b), profit sharing, pension, and other types of retirement plans. RETIREMENT PLAN ADVISORY SERVICES CBIZ RPAS and its licensed investment advisory representatives (each a “CBIZ RPAS Consultant”) offer a variety of services to its clients’ retirement plans including, but not limited to, investment management, investment advisory, and brokerage services. CBIZ RPAS, in its role as a retirement plan fiduciary, works closely with the plan sponsor to ensure that their qualified plans are ERISA compliant and that client plans meet the needs of the employee/participants both when first implemented and on an ongoing basis. The process for engaging CBIZ RPAS begins with your CBIZ RPAS Consultant. He/she will initially meet with the plan sponsor, officers, or business owners to determine the specific plan services your organization would like CBIZ RPAS to provide. Very broadly, these services may include:  INVESTMENTS CBIZ RPAS Consultants provide advice and may take on contractual fiduciary responsibility related to the investments in your plan. We produce and deliver periodic Investment Reviews that document our due diligence and recommendations and demonstrate our focus on cost and risk mitigation. The outcome is a recommended investment menu that allows your participants to build a diversified retirement portfolio.  PARTICIPANTS CBIZ RPAS understands that the goal of a retirement plan is for each employee to achieve a financially secure retirement. We provide multiple avenues to educate and advise your employees, which includes printed materials, in-person and virtual consultations and technology-based solutions.  RETIREMENT PLAN COMMITTEE Managing fiduciary responsibility can be complex. CBIZ RPAS will guide you through a formal documented governance process that will help manage organizational risk. Our well- defined process formally delegates fiduciary duties from the Board of Directors to the Retirement Plan Committee, managing risk and personal liability across the association. Our process includes fiduciary training to educate the Committee members on their responsibilities.  FEES & EXPENSES CBIZ RPAS periodically documents and benchmarks your plan’s fees and expenses versus industry averages and alternate service providers. Our analysis examines total plan costs including employee & employer paid fees and their various administrative and investment components. The desired outcome is a competitively priced retirement plan that is commensurate with the services provided. CBIZ Financial Solutions, Inc. DBA CBIZ Retirement Plan Advisory Services FORM ADV PART 2A │ 5  COMPLIANCE AND ADMINISTRATION CBIZ RPAS Consultants coordinate with your team to help steer you toward successful plan administration and compliance. Our team partners with plan administrators to ensure all filings and notices are completed per the IRS guidelines and that the plan is in compliance with the most recent plan document governing the plan. This process is designed to help you avoid costly fees and excise taxes that would otherwise occur due to non-compliance.  MERGERS & ACQUISITIONS, CONVERSIONS CBIZ RPAS has significant experience converting and merging retirement plans. Our process minimizes plan sponsor anxiety and reduces the chance of error related to integrating plans or changing recordkeepers. CBIZ RPAS helps identify your goals and provides customized consultative

solutions. We drive the process to ensure a successful transition and allow you to focus on your organizational goals. CBIZ RPAS’s services may also include: (i) preparing periodic investment reports and performance reports; (ii) performing plan asset allocation forecasting; (iii) reviewing asset/liability strategies; (iv) conducting investment oversight and monitoring; (v) constructing and monitoring asset allocation portfolios to provide each plan participant with investment choices to meet his/her own objective and tolerance for risk; and (vi) conducting ongoing benchmarking evaluations of the costs and available investment selections offered within the plan. CBIZ RPAS can also provide your employees with participant questionnaires or other suitability materials to help the employees assess their own tolerance for risk and determine what their personal investment objectives are so that they may be better prepared to make appropriate investment selections for their individual situations. Certain CBIZ RPAS Consultants may meet with retirement plan participants to provide investment advice. Your CBIZ RPAS Consultant is expected to meet with the plan sponsor at least annually if circumstances allow. During that meeting, the plan sponsor will be given the opportunity to provide updated information regarding the financial condition of the organization and/or the plan and discuss any changes that may be appropriate. Any change will be documented and taken into consideration as CBIZ RPAS performs its various responsibilities. Plan sponsors are encouraged to contact CBIZ RPAS if there are any questions about the quality or level of services being provided. Effective December 20, 2021 (or such later date as the US Department of Labor (“DOL”) Field Assistance Bulletin 2018-02 ceases to be in effect), for purposes of complying with the DOL’s Prohibited Transaction Exemption 2020-02 (“PTE 2020-02”) where applicable, we are providing the following acknowledgment to you. When we provide investment advice to you regarding your retirement plan account or individual retirement account, we are fiduciaries within the meaning of Title I of the Employee Retirement Income Security Act and/or the Internal Revenue Code, as applicable, which are laws governing retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a special rule that requires us to act in your best interest and not put our interest ahead of yours. Under this special rule’s provisions, we must:  Meet a professional standard of care when making investment recommendations (give prudent advice);  Never put our financial interests ahead of yours when making recommendations (give loyal advice);  Avoid misleading statements about conflicts of interest, fees, and investments;  Follow policies and procedures designed to ensure that we give advice that is in your best interest;  Charge no more than is reasonable for our services; and  Give you basic information about conflicts of interest. CBIZ Financial Solutions, Inc. DBA CBIZ Retirement Plan Advisory Services FORM ADV PART 2A │ 6 RETIREMENT PLAN INVESTMENT MANAGEMENT SERVICES CBIZ RPAS offers a broad range of investment consulting services directly to institutional clients. Services provided may range from a full-service consulting relationship where CBIZ RPAS provides a broad range of investment consulting services (such as investment policy statement design, asset allocation strategy, investment manager screening, selection, monitoring and evaluation, and regular performance reporting), or CBIZ RPAS may provide any of these services on a standalone basis. CBIZ RPAS investment management services normally follow an orderly progression of stages. CBIZ RPAS may (1) assist the client in evaluating their return objectives and tolerance for risk; (2) develop an asset allocation strategy designed to optimize the client's objectives and risk characteristics; (3) select investment management organizations and/or mutual funds and/or exchange traded funds having specific style and performance characteristics appropriate for the client’s investment strategy and its situation; (4) combine those managers/funds to achieve a desired portfolio structure; and (5) provide and interpret portfolio and manager performance reports on a periodic basis. CBIZ RPAS may offer advice on the allocation of some or all of the assets within a portfolio and on the selection of outside investment managers, mutual funds, group trusts, limited partnerships (hedge funds, private equity, etc.) and any investments. On a very limited basis, CBIZ RPAS may offer advice on specific securities if requested by clients, but generally does not.