Koesten Hirschmann & Crabtree, Inc. dba Aspyre Wealth Partners is an investment adviser providing financial planning, consulting, and investment management services. Prior to engaging Aspyre Wealth Partners to provide any of the foregoing investment advisory services, the client is required to enter into one or more written agreements with Aspyre Wealth Partners setting forth the terms and conditions under which Aspyre Wealth Partners renders its services (collectively the “Agreement”). Neither Aspyre Wealth Partners nor the client may assign the Agreement without the consent of the other party. A transaction that does not result in a change of actual control or management of Aspyre Wealth Partners is not considered an assignment. Aspyre Wealth Partners was formed in 1996 and began advising clients in 1997. The owners of Aspyre Wealth Partners are Matthew Starkey, Stewart Koesten, Lucas Bucl, and Jessi Chadd with Matthew Starkey as the principal owner. Aspyre Wealth Partners has $534,833,453 of discretionary assets under management as of December 31, 2023. This disclosure brochure describes the business of Aspyre Wealth Partners. Certain sections will also describe the activities of Supervised Persons. Supervised Persons are any of Aspyre Wealth Partners’ officers, partners, directors (or other persons occupying a similar status or performing similar functions), or employees, or any other person who provides investment advice on Aspyre Wealth Partners’ behalf and is subject to Aspyre Wealth Partners’ supervision or control. Aspyre Wealth Partners is a fiduciary and is required to act in a client’s best interest at all times. Financial Planning and Consulting Services Aspyre Wealth Partners may provide its clients with comprehensive financial planning and consulting services (which may include non-investment related matters). These services vary, depending upon the engagement: Comprehensive Financial Planning Services Aspyre Wealth Partners offers Comprehensive Financial Planning Services depending on a client’s investable net worth and age. Under a Comprehensive Financial Planning engagement, Aspyre Wealth Partners provides a review of the client’s financial and related situation and will prepare a detailed Financial Planning Case Analysis (the “Analysis”). Aspyre Wealth Partners’ comprehensive financial planning services also include the investment management services described below. Aspyre Wealth Partners will conduct necessary interviews of the client to determine personal financial objectives and in-depth examination and analyses of the client’s financial documents and situation. Aspyre Wealth Partners reviews the client’s assets and liabilities, current and projected income and expenses, insurance program and investment portfolio. An Analysis is developed, with a complete outline of many aspects of the client’s current financial circumstances. The Analysis is presented and fully explained to the client. A complete description of the various recommendations and plan options available to the client for implementation are also included in the Analysis. During the Comprehensive Financial Planning engagement, Aspyre Wealth Partners conducts periodic sessions, at least semi-annually, to review the client’s financial situation. Each review will typically focus on a portion of the financial plan so that the entire plan is reviewed in detail over the course of a year. The reviews include an interview to obtain current information and update segments of the Analysis as needed. The update is presented to the client, along with new recommendations as needed. Planners are available to provide counseling during the ongoing engagement and will contact the client periodically to record progress. Non-Comprehensive Financial Planning and Consulting Services In addition to the comprehensive services described above, Aspyre Wealth Partners may also be engaged to provide its clients with a broad range of non-comprehensive financial planning and consulting

services. In performing the planning and consulting services, Aspyre Wealth Partners is not required to verify any information received from the client or from the client’s other professionals (e.g., attorney, accountant, etc.) and is expressly authorized to rely on such information. Aspyre Wealth Partners suggests the services of itself, and/or other professionals to implement its recommendations. Clients are advised that a conflict of interest exists if Aspyre Wealth Partners recommends its own services. The client is under no obligation to act upon any of the recommendations made by Aspyre Wealth Partners under a financial planning or consulting engagement or to engage the services of any such recommended professional, including Aspyre Wealth Partners itself. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any of Aspyre Wealth Partners’ recommendations. Clients are advised that it remains their responsibility to promptly notify Aspyre Wealth Partners if there is ever any change in their financial situation or investment objectives for the purpose of reviewing, evaluating, or revising Aspyre Wealth Partners’ previous recommendations and/or services. Human Capital Services In addition to the above, Aspyre Wealth Partners also offers Human Capital Services. These services include executive coaching, career transition planning, career coaching, career path planning, and compensation consulting. Investment Management Services Clients can engage Aspyre Wealth Partners to manage all or a portion of their assets on a discretionary basis. Aspyre Wealth Partners offers this as a stand-alone service or as part of the Comprehensive Financial Planning engagement described above. Aspyre Wealth Partners primarily allocates clients’ investment management assets among mutual funds, exchange-traded funds (“ETFs”), and individual debt and equity securities in accordance with the investment objectives of the client. Where appropriate, the Aspyre Wealth Partners may also provide advice about any type of legacy position or other investment held in client portfolios. Aspyre Wealth Partners also may render non- discretionary investment management services to clients relative to variable life products that they may own, their individual employer-sponsored retirement plans, and/or 529 plans or other products that may not be held by the client’s primary custodian. In so doing, Aspyre Wealth Partners either directs or recommends the allocation of client assets among the various investment options that are available with the product. Client assets are maintained at the specific insurance company or custodian designated by the product. Aspyre Wealth Partners tailors its advisory services to the individual needs of clients. Aspyre Wealth Partners consults with clients initially and on an ongoing basis to determine risk tolerance, time horizon and other factors that may impact the clients’ investment needs. Aspyre Wealth Partners ensures that clients’ investments are suitable for their investment needs, goals, objectives and risk tolerance. Clients are advised to promptly notify Aspyre Wealth Partners if there are changes in their financial situation or investment objectives, or if they wish to impose any reasonable restrictions upon Aspyre Wealth Partners’ management services. In the event of trading errors caused by Aspyre Wealth Partners employees, it is Aspyre Wealth Partners’ policy to make its clients whole and to document errors in its trade error file. If we make a trade error that results in a loss to a client, we will make the client whole. If we make a trade error that results in a gain to a client and the gain cannot be attributable to a particular client, then the Custodian will keep the gain. In that case, if the gain is more than $100, the Custodian will donate the gain to charity. If the gain is less than $100, the Custodian will keep the gain to minimize and offset its administrative time and expense.