Firm Description Wooster Corthell Wealth Management, Inc. (Wooster Corthell) was founded in 1992. Wooster Corthell is a fee-only investment management firm. The firm is not affiliated with entities that sell financial products or securities. No commissions or finder’s fees are accepted. The client always maintains asset control. Wooster Corthell does not act as a qualified custodian of client assets. Wooster Corthell places trades for clients under a limited power of attorney granted by the client. Principal Owners The following individual owns 25% or more of Wooster Corthell stock: Alan D. Wooster Types of Advisory Services Wooster Corthell provides personalized confidential investment management services to individuals, families, retirement plans, trusts, charitable organizations, and small businesses. Advice is provided through consultation with the client and includes a review of the client’s goals, time horizons and comfort level with investing. For clients whose assets are managed by Wooster Corthell, high level financial reviews including cash flow, college planning, retirement planning and estate planning are provided. Wooster Corthell provides investment supervisory services, also known as asset management. As part of this service, Wooster Corthell works with the client to determine an appropriate allocation of assets and assists the client with implementation. Wooster Corthell does not provide a timing service. As of December 31, 2023 Wooster Corthell manages approximately $453 million in assets for approximately 324 clients. All assets are managed on a discretionary basis. Tailored Relationships The initial meeting, which is in person, by telephone or video conferencing, is free of charge and is considered an exploratory interview to determine the extent to which investment management could be beneficial for the client. A written evaluation of each client’s initial situation is provided to the client, which often includes a net worth statement. Personalized recommendations are provided to the client, who is under no obligation to implement them. Clients may impose restrictions on investing in certain securities or types of securities. Types of Agreements Advisory Agreements may not be assigned without client consent. The following agreements define the typical client relationships. Investment Management Agreement The fees for investment management services are provided to the client in writing prior to the start of the relationship. Assets are invested primarily in exchange traded funds and no-load mutual funds. Depending on client circumstances, Wooster Corthell can accommodate individual stocks, bonds, certificates of deposit, US Treasuries and municipal securities. For annuities under Wooster Corthell’s management, assets are invested in sub-accounts of life insurance products. Wooster Corthell does not recommend equity securities traded over-the- counter, warrants, commercial paper, hard assets such as gold, cryptocurrencies, options contracts on securities or commodities and/or partnerships investing in real estate, oil or gas interests, but may provide advice on these topics at the client’s request. Wooster Corthell does not provide financial consulting on an hourly or project basis. Cash Management Program Agreement The fees for cash management services are provided to the client in writing prior to enrollment in the program. The minimum opening deposit for this program is $100,000. For more information on minimums please see our Fee Dispersion disclosure under the Fees and Compensation section of this document. Cash management assets are invested in exchange traded funds targeting short-term government bonds. Termination of Agreement The client or Wooster Corthell is allowed to terminate their agreement upon written notice to the other party. At termination, fees are billed on a pro rata basis for services provided but not yet paid through the date of termination. Use of Pontera Platform Wooster Corthell uses an investment platform made available by Pontera Solutions, Inc. (“Pontera”), a third-party online platform, to assist with management of clients’ “held-away” accounts, including 401(k)s, 403(b)s, annuities, and 529 education savings plans. The Pontera platform permits advisers to manage held-away assets without having to reflect that it has custody of such assets on Part 1 of Form ADV. The advisory fee charged by Wooster Corthell for the management of held-away assets is established in the client’s Investment Advisory Agreement. Pontera charges Wooster Corthell an annual fee based upon the percentage of assets managed in the held- away accounts. Other than Wooster Corthell’s advisory fee, clients do not pay any additional fee to Pontera or to Wooster Corthell in connection with the use of the Pontera platform. Miscellaneous Disclosures Limitations of Financial Planning and Non-Investment Consulting/Implementation Services: To the extent requested by a client, Wooster Corthell offers to provide financial planning and related consulting services regarding non-investment related matters, such as estate planning, tax planning, insurance, etc. to clients whose assets we manage. Wooster Corthell does not serve as a law firm, accounting firm, or insurance agency, and no portion of Wooster Corthell’s services should be construed as legal, accounting, or insurance implementation services. Accordingly, Wooster Corthell does not prepare estate planning documents, tax returns or sell insurance products. Clients should discuss any recommendations from Wooster Corthell with their legal, tax and/or insurance professionals prior to implementation. To the extent requested by a client, Wooster Corthell will recommend the services of other professionals for certain non-investment implementation

purposes (i.e., attorneys, accountants, insurance agents, etc.). Clients are reminded that they are under no obligation to engage the services of any such recommended professional. The client retains absolute discretion over all such implementation decisions and is free to accept or reject any recommendation made by Wooster Corthell or its representatives. Please Note: If the client engages any unaffiliated recommended professional, and a dispute arises thereafter relative to such engagement, the client agrees to seek recourse exclusively from and against the engaged professional. Fees for unaffiliated professionals are the responsibility of the client and are not included in the investment management fee paid to Wooster Corthell. Conflicts of interest are disclosed to the client in the event they should occur. Retirement Rollovers - Potential for Conflict of Interest: A client or prospective client leaving an employer typically has four options regarding an existing retirement plan (and may engage in a combination of these options): (i) leave the money in the former employer’s plan, if permitted, (ii) roll over the assets to the new employer’s plan, if one is available and rollovers are permitted, (iii) roll over to an Individual Retirement Account (“IRA”), or (iv) withdraw the account value (which could, depending upon the client’s age, result in adverse tax consequences and/or penalties). If Wooster Corthell recommends that a client roll over their retirement plan assets into an account to be managed by Wooster Corthell, such a recommendation creates a conflict of interest if Wooster Corthell will earn an advisory fee on the rolled over assets. No client is under any obligation to roll over retirement plan assets to an account managed by Wooster Corthell. ERISA / IRC Fiduciary Acknowledgment: If the client is: (i) a participant or beneficiary of a Plan subject to Title I of the Employee Retirement Income Security Act of 1974 (“ERISA”) or described in section 4975(e)(1)(A) of the Internal Revenue Code, with authority to direct the investment of assets in his or her Plan account or to take a distribution; (ii) the beneficial owner of an IRA acting on behalf of the IRA; or (iii) a Retail Fiduciary with respect to a plan subject to Title I of ERISA or described in section 4975(e)(1)(A) of the Internal Revenue Code: then Wooster Corthell represents that it and its representatives are fiduciaries under ERISA or the Internal Revenue Code, or both, with respect to any investment advice provided by Wooster Corthell or its representatives or with respect to any investment recommendations regarding an ERISA Plan or participant or beneficiary account. Portfolio Activity: Wooster Corthell has a fiduciary duty to provide services consistent with the client’s best interest. As part of its investment advisory services, Wooster Corthell will review client portfolios on an ongoing basis to determine if any changes are necessary based upon various factors, including, but not limited to, investment performance, mutual fund manager tenure, style drift, and/or a change in the client’s investment objective. Based upon these factors, there can be extended periods of time when Wooster Corthell determines that changes to a client’s portfolio are neither necessary nor prudent. Of course, as indicated below, there can be no assurance that investment decisions or recommendations made by Wooster Corthell will be profitable or equal any specific performance level(s). Please Note - Use of Mutual Funds: Most mutual funds are available directly to the public. Thus, a prospective client can purchase many of the mutual funds that are recommended and/or utilized by Wooster Corthell directly without paying an advisory fee to Wooster Corthell. However, if a prospective client determines to do so, he/she will not receive Wooster Corthell’s initial and ongoing investment advisory services. Client Obligations: In performing its services, Wooster Corthell shall not be required to verify any information received from the client or from the client’s other designated professionals and is expressly authorized to rely thereon. Moreover, each client is advised that it remains their responsibility to promptly notify Wooster Corthell if there is ever any change in their financial situation or investment objectives for the purpose of reviewing/evaluating/revising Wooster Corthell’s previous recommendations and/or services. Disclosure Statement: A copy of Wooster Corthell’s written disclosure statement as set forth on Part 2 of Form ADV shall be provided to each client prior to, or contemporaneously with, the execution of the Investment Advisory Agreement. Cash Management Program Disclosure: Clients who participate in this program should understand that assets are invested in exchange traded funds. Therefore, they are not completely liquid and are subject to SEC required settlement periods. Wooster Corthell cannot assure that the cash management services will result in an after-fee yield that is higher than the purchase of the money market fund offered by the account custodian or traditional banking institution. Potential Loss of Principal - Clients invested in the cash management program are still exposed to market volatility and therefore have the potential to suffer a loss of principal. Conflict of Interest – The cash management program may not be appropriate for all clients or prospective clients. If Wooster Corthell recommends that a client or prospective client’s financial situation would benefit from participating in the cash management program, such a recommendation creates a conflict of interest due to Wooster Corthell earning an advisory fee on the assets in the program. No client or prospective client is under any obligation to participate in the cash management program managed by Wooster Corthell.