Trustee Empowerment & Protection, Inc. (“TEPI”) is a wholly owned subsidiary of CSSC Services and Solutions, Inc., which is a wholly owned subsidiary of Consulting Services Support Corporation. TEPI was incorporated on January 21, 1998, under Michigan Law, and became registered with the SEC in February of 2002. TEPI’s internet investment adviser services TEPI, in cooperation with Decision Technologies Corporation, has developed and is introducing a new and innovative investment consulting model and methodology designed to provide sponsors, trustees and fiduciaries of defined contribution retirement plans (e.g., 401k, 403b, and other such defined contribution plans) with a protective review of the investment choices within their plans. The goal of this new “Investment Choice Protective ReviewSM” (“ICPRSM”) is to provide them with a way to provably demonstrate that they have fulfilled their fiduciary obligations under ERISA and other governmental regulations in their investment choice related decision making and in better exercising finduciary oversight over the recommendations and actions of their investment advisers. This is accomplished with the assistance of a professional investment advisor licensed and trained to use Decision Technologies Corporation’s (DTC’s) Professional RapidReview ToolSM (“ProRRTSM”). The patented, decision assistance technology utilized by the ProRRTSM enables the Advisor to quickly score and rank the plan’s investment choices, using hierarchically arranged and weighted blends of performance parameters, against a broad range of similar choices, with plan trustees both able to uniquely observe and participate in the process. The process identifies those mutual funds and ETFs that have proven best over time at producing the composite investment performance that the trustees believe may best match the investment needs, goals, and preferences of their plan’s participants. P a g e | 4 The ICPRSM is best suited for those retirement plan sponsors, trustees and fiduciaries of defined contribution retirement plans that wish to retain their existing investment advisory relationship(s) but also wish to ensure that their reliance on such advice is reasonably justified or wish to otherwise ensure and provably demonstrate that their investment-related decision making is fiduciarily sound and defensible. The key goal of the service is to better protect plan sponsors and trustees from claims of fiduciary imprudence resulting from holding chronically underperforming investment choices within their plans, The ICPRSM, in effect, provides plan sponsors and trustees with a way to address key court rulings that appear to cast doubt on the effectiveness of trustee reliance on the investment advice of a single investment consultant as a defense against such claims. Additionally, in part because the ICPRTM process effectively filters out all conflicts of interest (both known and unknowable), the ICPRSM process could potentially improve investment performance and the retirement security of plan participants. TEPI was instrumental in the development of this unique technology and was the first to license its use for investment advisory services. It is recommended that the ICPRTM be performed annually. In March of 2022, TEPI determined that, in order to make the potential benefits of its unique ICPRSM more broadly available to retirement plan sponsors and trustees, it would need to help equip other registered investment advisers with the ability to provide this unique service and help plan sponsors and trustees to identify and engage the services of such Advisers. In order to do so, TEPI elected to become and now operates as an “internet investment adviser” providing U.S.-domiciled 401(k). 403(b), and other definded contribution retirement plan sponsors and trustees (its “Clients”), by means of a dedicated

interactive website, https://TEPI.tech, with individually tailored referrals to members of a proprietary network of TEPI-curated, unaffiliated registered investment advisers (the “Advisers”) willing and able to provide such protective reviews. Similarly, TEPI assists individual investors in finding and referring such investors to other registered investment advisers (RIAs) and investment adviser representatives (IARs) who are licensed and trained to use Decision Technology Corporation’ (DTC’s) patented decision- assistance technology and its ProRRTSM application in investment selection and performance monitoring. These RIAs and/or IARs separately enter into direct, individual contractual agreements with our Clients for the service of ICPRSM and such other investment advisory services as the Client and Advisor may agree upon. Other than the making of such referrals, and otherwise providing services within the limited exceptions provided for “internet-only” advisers, described elsewhere herein, TEPI does not directly advise Clients or assume responsibility for management or supervision of Client assets. TEPI’s parent company, CSSC Services & Solutions, Inc may, from time to time, provide Clients with other web-based non-investment advisory services including referrals to additional third-party attorneys, CPAs, and other / consulting professionals providing non-investment advisory-related services of potential use and benefit to retirement plan sponsors and trustees. TEPI’s other, limited advisory services Investment Advisory Services to Retirement Plans. Within the limitations of our “internet-only” investment adviser status, we will be active in advising retirement and benefit plans and trusts, including without limitation, public plans, Taft-Hartley plans, 401(k) plans, 403(b) plans, health and welfare plans, and their trustees and other fiduciaries, as well as the trustees and fiduciaries of other institutional investment accounts, as a primary investment consultant and as a reviewing consultant directly offering the “Investment Choice Protective ReviewTM”. As of December 31, 2024, we had one direct investment advisory engagement with a public plan trust with assets under management of $8,277,050. Investment Advisory Services to 1940 Act Companies. Within those limitations, we also plan to continue to remain available to provide investment advisory services to a limited number of Investment Company(s) registered under the Investment Company Act of 1940. Our services to such companies include the review and comparative analyses of the composite performance of their mutual fund products, using DTC’s patented decision-assistance technology, with such varieties of weighted blends of performance parameters as they (with TEPI’s guidance and advice) may request, to assist them in better understanding the competitive positioning of their mutual fund products for product design, compliance, marketing, 15(c) evaluations, and other purposes. Additional services may also be provided and negotiated. Other Investment Advisory Services and Consultations. In the event of a request for other investment advisory services and/or other advisory services, within the limited exceptions provided to “internet-only advisers,” TEPI may accept engagements to advise other RIAs, TAMP creators, PEP creators, law firms, accounting firms, and fiduciary liability insurance carriers, and others on investment-related matters. TEPI does not provide “retail” investment advisory services directly to individual investors. P a g e | 5 TEPI does not offer or provide third party administration (TPA) services, custody/trust services, and other services that its Clients may need, which are separate from the advisory services provided by us.