YIM Investment Management, LLC is a Registered Investment Advisor in the State of Hawaii with its principal place of business located in Honolulu, Hawaii. YIM Investment Management, LLC is structured to provide quality, professional investment advice and excellent service to each client. As an active investment advisor, YIM Investment Management, LLC evaluates and incorporates a broad spectrum of investment tools, generally limiting its advice and/or money management to exchange traded funds (ETFs), stocks, bonds and mutual funds. The firm offers various portfolio management programs with third party custodians. This includes managed portfolios, variable annuity and variable life, life insurance, retirement plan management, and other managed accounts. With the help of such products, we help clients achieve their financial goals. Individual Portfolio Management YIM Investment Management, LLC generally provides investment advisory services to individuals, trusts, estates, charitable organizations, pension, and profit-sharing plans. We provide continuous advice to the client regarding the investment of client funds based on the individual needs of the client. Services are set forth in the agreement that the client signs with YIM Investment Management, LLC. We have personal discussions with clients to establish goals and objectives based on a client's particular circumstances. The data gathering process is conducted by our firm and determines the client’s individual objectives, time horizons, risk tolerance, and liquidity needs: 1. The client is interviewed concerning their financial status, future goals, attitudes towards risk, client’s prior investment history, as well as family composition and background. 2. The client then selects a specific investment model that best meet the client’s goals and risk tolerance. 3. YIM Investment Management, LLC uses Fundamental, Technical and Quantitative Investment Analysis blended into what believe is a rational approach to inter-disciplinary investment decision making. 4. These accounts are managed on a discretionary basis. 5. Account supervision is guided by the client's stated objectives (i.e., maximum capital appreciation, growth, income, or growth and income), as well as risk concerns. YIM Investment Management, LLC offers the following portfolio investment strategies: Mutual funds/ETFs: These portfolios are constructed using no transaction or low transaction fee mutual funds and ETFs. Based on market conditions, we will adjust the weightings of fixed income and equity holdings in attempting to reduce the downside risk and enhance the returns of the portfolios. There are four risk categories in this program:
• Income – This conservative income strategy (approximately 35% equities, 65% fixed income) focuses on preservation of capital with exceptionally low volatility and high current yield. This is a lower-risk investment portfolio that offers a slight hedge against inflation and a general exposure to risk of 35%. Page 5 of 25
• Moderate – A balanced asset allocation strategy (approximately 50% equities, 50% fixed income), this portfolio invests half of the assets in equities for potential growth, while maintaining the defensive strategy of asset allocation with fixed income. The general exposure to risk is 50%.
• Moderate Growth –This is a more aggressive strategy than Moderate (approximately 70% equities, 30% fixed income) that invests a larger portion of assets in equities to focus on potential growth with a portion in fixed income. The general exposure to risk is 70%.
• Growth – An aggressive strategy (approximately 100% equities), this portfolio invests all assets in equities to promote potential growth. This portfolio has high volatility with a general exposure to risk of 100%. Stock:

These portfolios are designed for maximum total return. Returns are garnered from capital appreciation with a combination of growth, dividend, or income yields. The mixture of holdings at any given time will be based on the opportunity of current thriving industry sectors. Variable Annuity and Life: YIM Investment Management, LLC offers variable annuities and variable life contracts. We actively manage subaccounts to maximize returns and minimize transaction costs. We are limited to the subaccounts offered in each of the variable contracts. Based on market conditions, we will adjust the weightings of fixed income and equity holdings in attempting to reduce the volatility and enhance the returns of the portfolios. The models we use are:
• Conservative - This conservative income strategy (approximately 35% equities, 65% fixed income) focuses on preservation of capital with exceptionally low volatility and high current yield. This is a low-risk investment portfolio that offers a slight hedge against inflation and a general exposure to risk of 35%.
• Growth and Income - This is a more aggressive strategy than Moderate (approximately 70% equities, 30% fixed income) that invests a larger portion of assets in equities to focus on potential growth with a portion in fixed income. The general exposure to risk is 70%.
• Growth - An aggressive strategy (approximately 100% equities), this portfolio invests all assets in equities to promote potential growth. Retirement Plan Management: This option is ideal for 401(k), 403(b), or 457 plans that are held at various custodians. YIM Investment Management, LLC offers turnkey and custom plans using the limited mutual funds and assets classes offered by the sponsoring company. Based on market conditions, we will adjust the weightings of fixed income and equity holdings in attempting to reduce the volatility and enhance the returns of the portfolios. The Portfolios we make available are:
• Conservative - This conservative income strategy (approximately 35% equities, 65% fixed income) focuses on preservation of capital with exceptionally low volatility and high current Page 6 of 25 yield. This is a low-risk investment portfolio that offers a slight hedge against inflation and a general exposure to risk of 35%.
• Growth and Income – This is a more aggressive strategy than Moderate (approximately 70% equities, 30% fixed income) that invests a larger portion of assets in equities to focus on potential growth with a portion in fixed income. The general exposure to risk is 70%.
• Growth - An aggressive strategy (approximately 100% equities), this portfolio invests all assets in equities to promote potential growth. This portfolio has high volatility with a general exposure to risk of 100%. YIM Investment Management, LLC reviews our models throughout each trading day and if necessary, rebalance our client’s portfolios according to the client’s individual needs. Risk Analysis/Investment Election: We gather required information through in-depth personal interviews. Information gathered includes the client’s current financial status, future goals, returns objectives and attitudes towards risk. We carefully review documents supplied by the client. This risk analysis leads the client to a suggested blend of YIM Investment Management, LLC investment products. As of March 25, 2024, YIM Investment Management, LLC managed discretionary assets of approximately $227,644,112.01. In addition to investment management fees, YIM Investment Management can also charge fees for financial planning and other services up to $500.00 per hour, due at the time of service. All invoices are due within 10 days of invoice. Special arrangement may be made with clients wishing to retain services on an ongoing basis.