Coombe, Bender and Company, LLC (“CBC”) is an investment advisor located in upstate New York. CBC provides ongoing financial advice and management of portfolios based on a client’s personal investment objectives. Coombe, Bender & Company, LLC was formed in 2001, owned by Philip Coombe III, CFP® and Catherine M Coombe, CFP®. INVESTMENT SERVICES CBC offers a combination of the following advisory services, where appropriate, to individuals, pension and profit sharing plans, trusts, estates, charitable organizations, and corporations or other business entities. Customized Portfolio Management CBC provides ongoing advice to clients regarding investment of client funds based on the individual needs of each client. CBC advisors discuss the client’s goals and objectives, based on the client’s particular circumstances, and use those goals and objectives to create and manage a client portfolio. CBC manages advisory accounts on either a discretionary or non-discretionary basis, guided by the objectives and personal investment goals of each client. Clients can place reasonable restrictions on certain securities or types of securities placed in their portfolio. Model Portfolio Management CBC provides portfolio management services to clients using five proprietary model asset allocation portfolios. Each model portfolio is designed to meet a particular investment objective: conservative income, income, conservative growth, growth, and aggressive growth. CBC manages client accounts containing model portfolios on a discretionary basis. CBC determines which model portfolio is suitable for each client’s circumstances, and, once the appropriate portfolio has been determined, management of the portfolio is based on the portfolio’s goals. Clients can place reasonable restrictions on certain securities or types of securities to be placed in the account and account supervision will be guided by the stated objectives of the client. Financial Planning CBC also provides advice in the form of financial planning. Clients engaging this service receive a detailed financial plan designed to achieve their stated financial goals and objectives. In general, the financial plan will address the following areas of concern: PERSONAL: Family records, budgeting, personal liability, estate information and financial goals. EDUCATION: 529 savings

plans, financial aid, general assistance in preparing to meet a dependent’s continuing educational needs through development of an education plan. TAX and CASH FLOW: Income tax and spending analysis and planning for current and future years. DEATH AND DISABILITY: Cash needs at death, income needs of surviving dependents, estate planning and disability income analysis. RETIREMENT: Analysis of current strategies and investment plans to help the client achieve his or her retirement goals. INVESTMENTS: Analysis of investment alternatives and their effect on a client’s portfolio. CBC gathers required information through in-depth personal interviews. Information gathered may include a client’s current financial status, future goals and attitudes towards risk. CBC uses the information to create investment recommendations. It is the client’s discretion to accept the proposed investment plan and work with the advisor to implement it. Clients can also receive financial advice on a more limited basis. This may include advice on isolated area(s) of concern such as retirement planning, education funding or estate planning. CBC also provides consultation and administrative services regarding investment and financial concerns of the client. Additionally, CBC provides advice on non-securities matters such as those in connection with the rendering of estate planning, insurance and/or annuity advice. 401(k) Consulting Services for Plan Sponsors CBC provides advisory services for plan sponsors, assisting plan sponsors in the decisions required for establishing/updating a 401(k) defined contribution plan. CBC will meet with clients to determine their investment needs and goals. Using these investment goals as a guide, CBC will review various investments to determine which are appropriate to offer in the 401K plan. CBC monitors the performance and suitability of Client investments offered within the Client 401K Plan, based on the procedures and timing intervals specified by the investment needs and guidelines. CBC advises both pooled and self-directed participant accounts. Where Plan participants exercise control over their own accounts (self-directed), CBC provides annual educational support designed for Plan participants. AMOUNT OF MANAGED ASSETS As of December 31, 2022, CBC was actively managing $197,301,011 of client assets on a discretionary basis and $0 on a non-discretionary basis.