9AT: AG FINANCIAL

Adviser Profile

As of Date	02/20/2026
Registration	SEC, Approved, 04/19/2006
ADV Location	SALT LAKE CITY, UT, United States
Contact Info	801 xxxxxxx
Websites

AUM^*	103,463,706 -2%
of that, discretionary	102,936,942 -2%
Number of Employees	2
of those in investment advisory functions	2
Private Fund GAV^*	0
Avg Account Size	234,612 -58%
% High Net Worth	6.12% -62%
SMA’s	Yes
Private Funds	0

Adviser Type

- Large advisory firm

Client Types

- Individuals (other than high net worth individuals)
- High net worth individuals
- Pension and profit sharing plans
- Charitable organizations
- Corporations or other businesses not listed above

Advisory Activities

- Portfolio management for individuals and/or small businesses
- Portfolio management for pooled investment vehicles
- Portfolio management for businesses

Compensation Arrangments

- A percentage of assets under your management
- Fixed fees (other than subscription fees)

Adviser	Hedge Fund	Liquidity Fund	Private Equity Fund	Real Estate Fund	Securitized Asset Fund	Venture Capital Fund	Other Fund	Total Private Fund GAV	AUM	#Funds
Adviser MERIDIAN WEALTH MANAGEMENT, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM5.0b	#Funds-
Adviser WFA ASSET MANAGEMENT CORP	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM439.3m	#Funds-
Adviser BONE FIDE WEALTH	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM126.7m	#Funds-
Adviser EQ WEALTH ADVISORS	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM617.0m	#Funds-
Adviser INCOMPASS FINANCIAL PARTNERS, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM192.0m	#Funds-
Adviser TOTAL INVESTMENT MANAGEMENT, INC.	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM1.4b	#Funds-
Adviser SPAHN WEALTH & RETIREMENT LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM181.4m	#Funds-
Adviser AUSTIN WEALTH MANAGEMENT, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM1.1b	#Funds-
Adviser KOSS-OLINGER CONSULTING, LLC.	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM2.2b	#Funds-
Adviser BASEPOINT WEALTH, LLC	Hedge Fund-	Liquidity Fund-	Private Equity Fund-	Real Estate Fund-	Securitized Asset Fund-	Venture Capital Fund-	Other Fund-	Total Private Fund GAV-	AUM883.8m	#Funds-

Brochure Summary

Overview

A AG Financial, LLC (“AGF,” “firm,” “we,” “our,” and “us”) is an SEC registered investment advisory firm based in Salt Lake City, Utah. We provide fee-only investment supervisory and consulting services. The firm has been in business since 2006. The principal owner of the firm is Aaron B. Graham. Our investment advisory services are driven by and coordinated with each Client’s (“Client,” “you,” and “your”) individual financial goals. Our approach uses broadly diversified portfolios and a systematic strategy to manage investments. B, C We help Clients coordinate and prioritize their financial lives with all aspects of their life goals. Our investment advisory services include development of Client specific strategic asset allocation plans, security and investment product (or manager) due diligence and recommendations, investment implementation, monitoring and portfolio rebalancing activities, ongoing supervision of investments, and regular Client investment and performance reporting. Advice and services are tailored to the stated objectives of the Client(s). We discuss with the Client in detail critically important information such as the Client’s risk tolerance, time horizon, and projected future liquidity needs, current holdings, tax considerations, personal market views, and other factors to formulate an investment policy. This policy guides us in objectively and suitably managing the Client’s account. We meet with Clients as needed to review portfolio performance, discuss current issues, and re-assess goals and plans. Client input and involvement are critical parts of the

financial planning process and implementation of investment decisions. Clients may impose restrictions on investing in certain securities or types of securities. We consider such restrictions when preparing a unique Investment Policy Statement for the Client. See Item 8 for a detailed description of our investment strategy. We also provide services to pension and profit sharing plans. The typical services we offer these clients include selection of investments, assessment of investments, and providing advice and general education to individual participants. We may select investment options for plans to make available to their participants and may include an evaluation of alternatives for the plan’s Qualified Default Investment Alternatives, however, the final decision regarding investments remains with the responsible plan fiduciary. Additionally, per the request of the responsible plan fiduciary, we may conduct a periodic review of investments and investment options. Reviews may be conducted on a quarterly, semi-annual, or annual basis. Finally, we may also meet with plan participants regarding contributions and allocations among available investment options within the Plan. We follow strict fiduciary standards, putting our Clients’ interests before our own and seeking to avoid conflicts of interest with our Clients. D We do not manage, sponsor, or recommend any wrap fee programs to Clients. E We manage $104,609,019 of Client assets on a discretionary basis and $766,470 of Client assets on a non-discretionary basis. These amounts were calculated as of December 31, 2023.

AG FINANCIAL

AG FINANCIAL

AG FINANCIAL, LLC

Adviser Profile

Details

Adviser Type

Client Types

Advisory Activities

Compensation Arrangments

Reported AUM

Private Funds

Employees

Similar advisers

Brochure Summary

Overview

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AG FINANCIAL AG FINANCIAL AG FINANCIAL, LLC

Adviser Profile

Details

Adviser Type

Client Types

Advisory Activities

Compensation Arrangments

Reported AUM

Private Funds

Employees

Similar advisers

Brochure Summary

Overview

AG FINANCIAL

AG FINANCIAL

AG FINANCIAL, LLC