Firm Description CFM is an investment adviser providing investment advisory services on a discretionary basis for a variety of clients, including individuals, pension and profit sharing plans, trusts, estates, and charitable organizations. CFM maintains two offices at the following locations: Canty Financial Management, Inc. 20 Church Avenue Ballston Spa, NY 12020 Canty Financial Management, Inc. 5129 Castello Drive – Suite 1 Naples, FL 34103 CFM also provides clients with an opinion regarding the suitability of their current investment strategy as well as the investments selected to achieve those stated objectives without further management. In addition, CFM also provides tax advice including income tax preparation, where suitable. CFM was founded in 1997. Principal Owners CFM is owned 90% by William J. Canty, 5% by Edward J. Canty, and 5% by Joseph W. Canty Types of Advisory Services CFM offers the following types of advisory services: Financial planning services and portfolio management for individuals and businesses. Investment Advisory Services CFM provides investment advisory services, defined as giving continuous advice to a client, and selecting investments for a client based on the individual needs of the client. Through personal discussions, goals and objectives are established based on a client’s particular circumstances. CFM assists the client in developing the client’s personal investment policy, and then creates and manages a portfolio based on that policy. Each client is advised that it remains his/her responsibility to promptly notify CFM of any changes to their respective financial situation and consequently, their investment objectives.

CFM develops portfolios based upon a client’s goals, objectives, investment time horizon and risk tolerance, as well as their core financial-related values. CFM uses asset allocation, and spreading investments among a wide variety number of asset classes and sectors for most client portfolios. CFM offers financial planning services, which may include a review of many aspects of a client’s current financial situation, including the following components: cash management, risk management, insurance, education funding, goal setting, retirement planning, estate and charitable giving planning, and tax planning. CFM meets with the client to review risk tolerance, financial goals and objectives, and time horizons. Financial planning services may be comprehensive, or may focus on certain components. Clients understand that when CFM is engaged to address only certain components, the client’s overall financial and investment issues may not be taken into consideration. Tailored Relationships Client portfolios are developed to meet the client's investment return and risk objectives. This is usually accomplished through asset allocation modeling strategies. In all cases client portfolio strategies will be implemented through a combination of rigorously selected and monitored mutual funds and ETFs. Agreements may not be assigned without client consent. Wrap Fee Programs CFM does not participate in a Wrap Fee Program. Client Assets As of December 31, 2021, CFM manages $127,905,666 in assets that are managed on a discretionary basis, and $12,678,150 on a non-discretionary basis. Last Update to CFM Brochure: The last update to the CFM brochure was December 31, 2021.