Robinswood Financial LLC is a registered investment advisor (RIA) firm based in Kirkland, Washington and has been in business since February 2007. Edward L. Ward is the principal owner. Investment Advisory Services: Robinswood Financial provides investment management services on a fee only basis. Robinswood’s investment advisory services encompass a wide range of investment objectives, from conservative to aggressive, which gives the client and the advisor the flexibility to design a custom program and asset allocation that meets the client's specific needs. Each investment program is continuously managed based on the program's strategy. However, clients have the opportunity to place reasonable restrictions on the types of investments to be held in their accounts. We begin by gathering information from you to clearly define your individual financial objectives and your tolerance to risk. From this information our financial advisors carefully select investments to provide individually managed portfolios tailored to meet each client’s unique needs. Our objective is to deliver higher returns for our clients while providing maximum risk protection. When you open your new Schwab account to be managed by Robinswood Financial or name us as the advisor on a current Schwab account, we consult with you before making any initial investments. As part of ongoing monitoring, however, we will ask for limited trading authorization so we do not need to call you each time we need to make a trade, as long as the actions adhere to the investment plan we have developed with you. Robinswood’s investment programs comply with the following requirements: 1. Initial Interview - at the opening of the account, Robinswood, through its designated representatives, shall obtain from the client information sufficient to determine the client's financial situation and investment objectives; 2. Individual Treatment - the client's account is managed on the basis of the client's financial situation and investment objectives; 3. Quarterly Notice - at least quarterly, Robinswood notifies clients that they need to notify Robinswood if their financial situation or investment objectives have changed, or if they want to impose and/or modify any reasonable restrictions on the management of their accounts; 4. Annual Contact - at least annually, Robinswood contacts clients to determine whether their financial situation or investment objectives have changed, or if they want to impose and/or modify any reasonable restrictions on the management of their accounts; 5. Consultation Available - Robinswood is reasonably available to consult with clients regarding the status of their accounts.
Types of Investments: At the core of our investment strategy, Robinswood

primarily uses institutional index and asset-class mutual funds for their superior historic long-term performance as compared to actively managed funds.
These include U.S. and international equity (stock) funds that include different combinations of the major asset classes designed to limit your risk exposure through proper diversification.
An asset class is a group of securities that have similar characteristics, have behaved similarly under certain market conditions, are bound by the same laws and regulations, and reflect different risks and returns. The three main asset classes used by Robinswood Financial are domestic equities (stocks), international equities (stocks), and fixed-income (bonds).
Mutual funds within an asset class can be further subdivided into fund categories. Fund categories provide a way of differentiating mutual funds by their features, content, and objectives, as well as their characteristics for risk and return. Having representation from different fund categories allows for further diversification.
Depending on your risk tolerance, financial goals, and time horizon, your Robinswood Financial advisor shapes your portfolio to consist of a mix of securities from the following categories: U.S. Funds U.S. large-cap growth U.S. large-cap value U.S. mid-cap growth U.S. mid-cap value U.S. small-cap growth U.S. small-cap value U.S. real estate International Funds International large-cap growth International large-cap value International mid-cap growth International mid-cap value International small-cap growth International small-cap value Emerging markets Bond Funds Global high-grade bond funds Global high-yield bond funds Global short-term bond funds Global intermediate-term bond funds Government National Mortgage Association (GNMA, or "Ginnie Mae") funds Emerging market debt Robinswood Financial is one of a select group of advisors approved to provide access to Dimensional funds (DFA). Robinswood also makes use of Vanguard funds and selected Exchange Traded Funds (ETF's). A typical portfolio will have 10-16 carefully selected investments. The goals of our investment strategy are superior portfolio construction, diversification, low costs, disciplined rebalancing, competitive returns, and protection of principal. The portfolios are managed to adapt to changing economic conditions, tax considerations, cash-flow needs, and personal situations. Clie nts wishing to impose restrictions upon their portfolios and its holdings must do so in writing to Robinswood Financial. Assets Under Management: As of March 30,2024 Robinswood manages approximately $321,000,000 in client assets, all on a discretionary basis.
Fees and CompensationItem 5